Topic Wiki

Click Here to get more details on this card and compare to other cards!

Quick link to the Sapphire Reserve Benefits Guide

TRAVEL
Earn 3 points per $1 spent on travel when you use your card to pay for airfare, hotels, cruises, rental cars, train tickets, taxis,
                Travel Credit
                     automatically receive up to $300 in statement credits as reimbursement for travel-related purchases charged    to your card on each calander year (for each dollar spent get equal credit)
See this thread for purchases that count for the travel credit- http://forums.dansdeals.com/index.php?topic=68940.0
Dining
Earn 3 points per $1 on dining spent at restaurants – from fast food to fine dining

PP
You and your authorized users can access 900+ VIP airport lounges worldwide with Priority Pass™ Select
 with guests

Global Entry
Global Entry or TSA Preè Credit

Elite Status
               National - Emerald Club Executive Level membership, Plus, save up to 25% on qualifying rentals, use code 5030849
               Avis Preferred, Plus, save up to 30% on qualifying rentals, AWD Number S107100
                SilverCar (please use Dans link to signup https://www.silvercar.com/users/sign_in?referrer_code=DELEFF) Save 30% on rentals of 2 days or more when you pay with your card. To redeem this offer, book online and enter code VINFINITE

Purchase protection

Purchase price protection

Extended Warranty





Author Topic: Chase Sapphire Reserve BENEFITS master thread  (Read 151409 times)

Offline mochjas

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Oct 2015
  • Posts: 8680
  • Total likes: 715
  • DansDeals.com Hat Tips 120
    • View Profile
  • Programs: Hyatt Globalist, Hilton Diamond, Marriott Titanium Elite, AA EX PLAT, Jetblue Mosaic, Qatar Gold, United Silver
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #600 on: February 14, 2017, 02:12:16 PM »
A cousin of mine booked airfare with CSR points. He's about to take his return flight and he sees that they booked his wife to leave on 2/15 and him on 3/15. What can he do? Doesn't want to waste time calling chase now will they pay him back  for the change fees?

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1423
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #601 on: February 14, 2017, 03:08:37 PM »
If you are able to use the $300.00 travel for the 2nd year it might be worth while to wait.
Wondering this that works out.. you pay $450 to be able to get $300 credit?
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5403
  • Total likes: 685
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #602 on: February 14, 2017, 03:12:15 PM »
Wondering this that works out.. you pay $450 to be able to get $300 credit?
You can use your (2016) 2017 and 2018 credit, while only paying the AF for 2017. Close/downgrade the card before 2018 AF comes due
Memories last forever, make them while you can.

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1423
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #603 on: February 14, 2017, 05:47:07 PM »
You can use your (2016) 2017 and 2018 credit, while only paying the AF for 2017. Close/downgrade the card before 2018 AF comes due
Don't understand. Seems like the most he can get for that $450 AF is an extra $300 acc to my calculations..
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5403
  • Total likes: 685
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #604 on: February 14, 2017, 06:13:33 PM »
Don't understand. Seems like the most he can get for that $450 AF is an extra $300 acc to my calculations..
Correct he'd get another $300 credit for free
Memories last forever, make them while you can.

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1423
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #605 on: February 14, 2017, 09:07:31 PM »
Correct he'd get another $300 credit for free
Yes so that's not worth it to pay $450 for $300 credit..
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5403
  • Total likes: 685
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #606 on: February 14, 2017, 09:08:38 PM »
Yes so that's not worth it to pay $450 for $300 credit..
Read up thread to the posts around December. It's $600 or possibly even $900 depending when you opened the card for one AF
Memories last forever, make them while you can.

Offline TimT

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 19433
  • Total likes: 2888
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #607 on: February 14, 2017, 09:47:11 PM »
Yes so that's not worth it to pay $450 for $300 credit..
Its $600 travel credit (2017 & 2018) for a $450 fee. $900 if you got it in December before statement closed.

Offline SrulyS

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Dec 2015
  • Posts: 602
  • Total likes: 61
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #608 on: February 14, 2017, 10:00:03 PM »
The original question was if he could close it within the month and not pay the fee.
Presumably he used the 2017 credit and he is not getting 3 credits in the first year as it's February.

Therefore keeping it open will cost him $150 ($450-$300).

Offline TimT

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 19433
  • Total likes: 2888
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #609 on: February 14, 2017, 10:02:12 PM »
The original question was if he could close it within the month and not pay the fee.
Presumably he used the 2017 credit and he is not getting 3 credits in the first year as it's February.

Therefore keeping it open will cost him $150 ($450-$300).
Then why not wait & use 2018 credit & then close ?

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5403
  • Total likes: 685
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #610 on: February 14, 2017, 10:03:43 PM »
Then why not wait & use 2018 credit & then close ?
+1 he can use the 2018 credit all on the same dime
Memories last forever, make them while you can.

Offline SrulyS

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Dec 2015
  • Posts: 602
  • Total likes: 61
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #611 on: February 14, 2017, 10:04:45 PM »
Then why not wait & use 2018 credit & then close ?
Maybe it's not worth $150 to him.

(I am not advising him to close it and I don't know if it will work. I am just explaining the question. )

Offline SrulyS

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Dec 2015
  • Posts: 602
  • Total likes: 61
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #612 on: February 14, 2017, 10:05:18 PM »
+1 he can use the 2018 credit all on the same dime
Not if he can close it without paying the first annual fee.

Offline TimT

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 19433
  • Total likes: 2888
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #613 on: February 14, 2017, 10:08:18 PM »
To each their own

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1903
  • Total likes: 228
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #614 on: February 15, 2017, 12:59:28 AM »
To each their own
Yup, some believe it is better to pay an extra $150.  :P
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline MeirS

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2013
  • Posts: 2423
  • Total likes: 113
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #615 on: February 15, 2017, 01:02:09 AM »
Yup, some believe it is better to pay an extra $150.  :P
I wouldn't start up with people's beliefs here. Not at this time of the night.

Offline DavidV

  • DansDeals Copper Elite
  • *
  • Join Date: Jan 2016
  • Posts: 22
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #616 on: February 15, 2017, 10:13:09 AM »
Anyone else have an issue with Ultimate Rewards points not being worth 1.5 cents when redeemed through their website as they advertise?

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5403
  • Total likes: 685
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #617 on: February 15, 2017, 10:14:44 AM »
Anyone else have an issue with Ultimate Rewards points not being worth 1.5 cents when redeemed through their website as they advertise?
Care to elaborate on what led up to this question? Often the answer is in the question.
Memories last forever, make them while you can.

Offline DavidV

  • DansDeals Copper Elite
  • *
  • Join Date: Jan 2016
  • Posts: 22
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #618 on: February 15, 2017, 10:56:11 AM »
When I signed up for the Reserve, it advertised my 100,000 points to be worth $1500 travel when booked through the ultimate rewards website. (obviously the points can have much more value when transfered to partners but that is not what I am discussing)

However, when actually using the Ultimate Rewards website, particularly for hotels in my experience, the prices they list are often extremely inflated compared to other websites and directly with the hotel so instead of points being worth 1.5 cents each, in practice they are often more like 1 cent per point. In fact, when I pointed this out to the representative from the Chase travel center when asking for a match to the price listed or a credit in points to offset the difference, she suggested I cash out the points at 1 cent each and pay the lower amount by booking directly from the hotel.

This seems like false advertising but I have not heard to many other people having this issue.

Offline 12HRS

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2013
  • Posts: 5094
  • Total likes: 496
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Chase Sapphire Reserve BENEFITS master thread
« Reply #619 on: February 15, 2017, 11:53:33 AM »
I have found chase hotel prices to actually be cheaper frequently when you factor in tax.