4 inquiries in short time span

[myb821]

My credit scored are all around 715. i just did a 3 browser method amex for gold plat and spg there was prob with my application for spg so it never got processed. I also have an application from October from another gold. I have a few questions. 1) how bad will it be to have 3 more inquiries in a short amount of time. I want to apply for the two citi 75k AA offers the chase co 50k bonus plus the united 30k offer and i want to do another app for an spg along with some other amex. So my first question is, is this to much to do in a short time? Secondly if i do this approximately how much do u think it will hurt my credit score and for how long? and 3rd) when would it be safe to start applying for new cards again? i know there are no set rules but all opinions and advice is welcome

[myb821]

no one has an opinion

[myb821]

just to  add one more question if apply for two more amex's will it raise my chance of fr since i will have applied for like 6 in a couple of months

[AsherO]

My credit scored are all around 715. i just did a 3 browser method amex for gold plat and spg there was prob with my application for spg so it never got processed. I also have an application from October from another gold. I have a few questions. 1) how bad will it be to have 3 more inquiries in a short amount of time. I want to apply for the two citi 75k AA offers the chase co 50k bonus plus the united 30k offer and i want to do another app for an spg along with some other amex. So my first question is, is this to much to do in a short time? Secondly if i do this approximately how much do u think it will hurt my credit score and for how long? and 3rd) when would it be safe to start applying for new cards again? i know there are no set rules but all opinions and advice is welcome

It would be helpful to know which banks hit which credit bureaus for you. The hits themselves wouldn't ding your scores too much, but there's more to getting approved than a good credit score. You probably want to tread lightly.

no one has an opinion

Patience is a virtue. Good things come to those who wait. (mildly redundant, but I'm trying to make a point here)

just to  add one more question if apply for two more amex's will it raise my chance of fr since i will have applied for like 6 in a couple of months

Yes sir.

[myb821]

It would be helpful to know which banks hit which credit bureaus for you. The hits themselves wouldn't ding your scores too much, but there's more to getting approved than a good credit score. You probably want to tread lightly.
Yes sir.

well i posted on the inquiry thread
 citi: equifax
amex: experian
chase banking: trans union
chase credit card: equifax
but im also in ny state and u posted otherwise

[myb821]

Patience is a virtue. Good things come to those who wait. (mildly redundant, but I'm trying to make a point here)

i like to tell people patience is a virtue that i do not posses! lol patience is hard for me but i really appreciate u answering my q's

[myb821]

well i posted on the inquiry thread
 citi: equifax
amex: experian
chase banking: trans union
chase credit card: equifax
but im also in ny state and u posted otherwise

also in the past year my only inquiries are the 2 from amex and i only have a total of 4 including those two in the past two years

[myb821]

how many inquiries do u think r safe in a short amount of time

[AsherO]

how many inquiries do u think r safe in a short amount of time

The more you risk, the less likely you are to be approved.

[myb821]

The more you risk, the less likely you are to be approved.

so if i had one in October and one in march do u think i will be ok doing a Citibank app in april and then maybe in may or june do another amex app?

[AsherO]

so if i had one in October and one in march do u think i will be ok doing a Citibank app in april and then maybe in may or june do another amex app?

Why not do them both at the same time? Either way, I just got approved with Amex/Cap1 and I had 9 inquiries on my Experian, so there isn't a magic number above which you automatically get declined.

[myb821]

Why not do them both at the same time? Either way, I just got approved with Amex/Cap1 and I had 9 inquiries on my Experian, so there isn't a magic number above which you automatically get declined.

well i want to do the citi aa offers cause im afraid they will expire but then i want to try and churn the plat which i just got

[AsherO]

well i want to do the citi aa offers cause im afraid they will expire but then i want to try and churn the plat which i just got

One thing at a time. Do the Citi (3 browsers) now. You can always decide to do the Plat later.

[myb821]

One thing at a time. Do the Citi (3 browsers) now. You can always decide to do the Plat later.

thats what i said before do the citi now in april and then the spg+plat in like 2 monthss