Author Topic: Virtual Credit Cards & Other Methods To Avoid Purchasing Limits  (Read 2038 times)

Offline Thingywingy

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Virtual Credit Cards & Other Methods To Avoid Purchasing Limits
« on: September 08, 2016, 07:05:06 PM »
Is using a virtual cc a way to avoid household limits? Obviously it avoids them linking same cc numbers—but can you write in a different address?
« Last Edit: September 08, 2016, 07:47:24 PM by Thingywingy »
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline shulem92

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Re: Virtual Credit Cards to Avoid Purchasing Limits
« Reply #1 on: September 08, 2016, 07:15:25 PM »
Is using a virtual cc a way to avoid household limits? Onviously it avoids them linking same cc numbers—but can you write in a different address?
Yes as long as the zip code matches u shud be fine. Btdt, au on an amex card, new digits, made up address with compatible zip...worked for the mint

Offline David Smith

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Re: Virtual Credit Cards to Avoid Purchasing Limits
« Reply #2 on: September 08, 2016, 07:20:57 PM »
What're you doing about shipping address?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline shulem92

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Re: Virtual Credit Cards to Avoid Purchasing Limits
« Reply #3 on: September 08, 2016, 07:22:27 PM »
What're you doing about shipping address?
Different address, what's the big deal?

Offline David Smith

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Re: Virtual Credit Cards to Avoid Purchasing Limits
« Reply #4 on: September 08, 2016, 07:31:31 PM »
Different address, what's the big deal?
Much easier to have multiple cc numbers than different shipping addresses.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Thingywingy

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Re: Virtual Credit Cards to Avoid Purchasing Limits
« Reply #5 on: September 08, 2016, 07:46:25 PM »
Yes as long as the zip code matches u shud be fine. Btdt, au on an amex card, new digits, made up address with compatible zip...worked for the mint
According to Wikipedia:
AVS verifies the numeric portions of a cardholder's billing address. For example, if the address is 101 Main Street, Highland, CA 92346, in the United States, AVS will check 101 and 92346. Cardholders may receive false negatives, or partial declines for AVS from e-commerce verification systems, which may require manual overrides, voice authorization, or reprogramming of the AVS entries by the card issuing bank.Are you saying this specifically with virtual CC?

My intention is Apple, which seems to have a very effective system of matching orders (at least when purchasing sale items from BestBuy).
Much easier to have multiple cc numbers than different shipping addresses.
I think having both is ideal.
« Last Edit: September 08, 2016, 08:10:16 PM by Thingywingy »
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline shulem92

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Re: Virtual Credit Cards & Other Methods To Avoid Purchasing Limits
« Reply #6 on: September 08, 2016, 08:09:04 PM »
Much easier to have multiple cc numbers than different shipping addresses.
IME (with the mint also) as long as the billing zip code matches it goes thru, even if the address is fictitious, and even if the shipping address is different.
According to Wikipedia:
AVS verifies the numeric portions of a cardholder's billing address. For example, if the address is 101 Main Street, Highland, CA 92346, in the United States, AVS will check 101 and 92346. Cardholders may receive false negatives, or partial declines for AVS from e-commerce verification systems, which may require manual overrides, voice authorization, or reprogramming of the AVS entries by the card issuing bank.
Are you saying this specifically with virtual CC?
My intention is Apple, which seems to have a very effective system of matching orders (at least when purchasing sale items from BestBuy).
I think having both is ideal.

Offline Buruch

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Re: Virtual Credit Cards & Other Methods To Avoid Purchasing Limits
« Reply #7 on: September 08, 2016, 08:18:31 PM »
So the mint gives maximum per shipping, or billing address?

Offline shulem92

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Re: Virtual Credit Cards & Other Methods To Avoid Purchasing Limits
« Reply #8 on: September 08, 2016, 08:24:22 PM »
So the mint gives maximum per shipping, or billing address?
Both may trigger the household limit