AF has hit on my CSP (well actually wife's, but I manage all this aor thing, she doesn't want to be bothered). Her application for new reserve card was denied, too many credits. Have about 140K UR points currently. I understand that we can downgrade this CSP to Freedom card with no AF and keep our points active. I also understand that going this route, we won't be able to transfer these UR to any airlines. We dont have any travel plans at this time, and so dont want to transfer the points to some airline now when we dont know where we would need points later.
I will be doing aor in my name in a couple of months (will apply for reserve card then if the offer is still available) as I want to get SW companion pass (CP). Wife's CP is good till Dec '16. I haven't signed up for any card in my name in over 2 years. Thinking of applying for Chase cards first during that aor and then later on for other issuer cards. Will come back for advice then
My question is: if we downgrade wife's CSP to Freedom (keep points active without transferring yet), then when I apply cards under my name (let's say Reserve or ink plus), can I add myself as AU to wife's Freedom card and then transfer her UR to my UR and thus transfer to airline?
Thanks.
Thanks.