Author Topic: Drones Master Thread  (Read 47107 times)

Offline Wizmanison

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Re: Drones Master Thread
« Reply #345 on: May 17, 2017, 06:33:14 PM »
Has anyone insured their drone with State Farm?

 It covers pretty much everything from water damage, loss, theft, accidental damage...and you do not need to send them your drone to process the claim! You can also get it if you have own the drone for some time.

Been reading about it online and think I will do it as it's substantially cheaper and has no deductibles at prices anywhere from as low as $30 for the mavic pro- $60 for the phantom 4 pro! Just wondering if anyone has had experience with this at it is clearly a better option then DJI care and Square trade.

Works in pretty much every state but CA but there is a workaround.

Offline lfas25

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Re: Drones Master Thread
« Reply #346 on: May 17, 2017, 06:41:58 PM »
Has anyone insured their drone with State Farm?

 It covers pretty much everything from water damage, loss, theft, accidental damage...and you do not need to send them your drone to process the claim! You can also get it if you have own the drone for some time.

Been reading about it online and think I will do it as it's substantially cheaper and has no deductibles at prices anywhere from as low as $30 for the mavic pro- $60 for the phantom 4 pro! Just wondering if anyone has had experience with this at it is clearly a better option then DJI care and Square trade.

Works in pretty much every state but CA but there is a workaround.
Yes I have it, was $50 in NJ.
They covered my spare batteries as well, but no other accessories.
I only paid 15% by switching to dansdeals

Offline moish

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Re: Drones Master Thread
« Reply #347 on: May 17, 2017, 06:43:03 PM »
Is it a one time charge or yearly?

Offline lfas25

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Re: Drones Master Thread
« Reply #348 on: May 17, 2017, 06:43:31 PM »
Is it a one time charge or yearly?
Yearly AFAIK
I only paid 15% by switching to dansdeals

Offline Dan

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Re: Drones Master Thread
« Reply #349 on: May 17, 2017, 08:24:13 PM »
I'd be nervous of my home/car insurance rates going up if I filed a claim.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline shmebeble

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Re: Drones Master Thread
« Reply #350 on: May 17, 2017, 11:26:52 PM »
I'd be nervous of my home/car insurance rates going up if I filed a claim.
Is that only applicable if you have state farm in general?

Offline Wizmanison

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Re: Drones Master Thread
« Reply #351 on: May 17, 2017, 11:27:14 PM »
Is that only applicable if you have state farm in general?
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Offline Wizmanison

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Re: Drones Master Thread
« Reply #352 on: May 18, 2017, 01:34:40 AM »
Here is a list of State Farm agents from different states who are aware about the drone insurance policy and can easily assist you:

https://docs.google.com/spreadsheets/d/1V71uR6YBoO_rL6iP7TSKAeO0DtPMrbgyrEsL5RF-0w4/edit#gid=1180163488

Offline Dan

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Re: Drones Master Thread
« Reply #353 on: May 18, 2017, 01:38:17 AM »
Is that only applicable if you have state farm in general?
I'd be nervous filing a claim with a real insurance company regardless. Don't need to pay higher insurance rates for years because of a drone accident.
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Offline Wizmanison

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Re: Drones Master Thread
« Reply #354 on: May 18, 2017, 01:48:16 AM »
I'd be nervous filing a claim with a real insurance company regardless. Don't need to pay higher insurance rates for years because of a drone accident.

"Submitting a claim should NOT according to my agent increase renters or home owners insurance policy costs unless you abuse the system and constantly submit claims."

Of course, what one agent says does not mean it is concrete but if you are not abusing your claims within a 2-3 year time frame then hopefully your rates will not increase. In the long run, I guess, you are definitely correct it is not the most practical choice.

https://www.reddit.com/r/drones/comments/5oruff/state_farm_insurance_guide/

Offline farmbochur

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Re: Drones Master Thread
« Reply #355 on: May 18, 2017, 12:33:42 PM »
I would think that a $1-2k drone is something best self-insured
Risk is opportunity

Offline Dan

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Re: Drones Master Thread
« Reply #356 on: May 18, 2017, 01:04:19 PM »
I would think that a $1-2k drone is something best self-insured
I sprung for the DJI Refresh package. Won't have to think about whether my insurance rates will go up that way if I file a claim.
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Offline Dan

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Re: Drones Master Thread
« Reply #357 on: May 18, 2017, 01:04:52 PM »
"Submitting a claim should NOT according to my agent increase renters or home owners insurance policy costs unless you abuse the system and constantly submit claims."

Of course, what one agent says does not mean it is concrete but if you are not abusing your claims within a 2-3 year time frame then hopefully your rates will not increase. In the long run, I guess, you are definitely correct it is not the most practical choice.

https://www.reddit.com/r/drones/comments/5oruff/state_farm_insurance_guide/
Except when you get a new policy they always ask what losses you've claimed in the past (5 I think?) years.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline User6669

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Re: Drones Master Thread
« Reply #358 on: May 18, 2017, 08:58:34 PM »
Won't have to think about whether my insurance rates will go up that way if I file a claim.

+1 Good point.
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Offline Something Fishy

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Re: Drones Master Thread
« Reply #359 on: May 19, 2017, 01:07:31 PM »
Wow, big news today: The FAA registration rules have been ruled illegal.

https://www.forbes.com/sites/johngoglia/2017/05/19/federal-appeals-court-voids-faa-registration-rule-for-model-aircraft/#d72a423836f6

http://www.marketwatch.com/story/drone-pilots-dont-have-to-register-under-faas-controversial-rule-court-rules-2017-05-19

According to multiple reports the FAA is unlikely to appeal the ruling and is expected to update its rules in the coming weeks.
« Last Edit: May 19, 2017, 01:12:43 PM by Something Fishy »
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