Author Topic: free credit report (Read 20507 times)

michael · « **Reply #20 on:** December 19, 2012, 09:24:01 PM »

Quote from: Ergel on December 19, 2012, 08:53:52 PM

Is CreditSecure from AMEX fico?

Did you get the offer in the mail today? It says that they provide "3 Bureau Plus Scores," and the fine print says that "The Plus score is not used by lenders, but is indicative of your overall credit risk."

Does that mean it's FAKO, and if so, is it worth much?

AJK · « **Reply #21 on:** December 19, 2012, 10:42:19 PM »

Quote from: Ergel on December 19, 2012, 08:53:52 PM

Is CreditSecure from AMEX fico?

Nope.

Yeki89 · « **Reply #22 on:** December 20, 2012, 12:08:24 AM »

Quote from: elikay on May 24, 2011, 12:27:04 AM

www.annualcreditreport.com

fico score?

HelpMe · « **Reply #23 on:** December 20, 2012, 12:31:48 AM »

Quote from: Yeki89 on December 20, 2012, 12:08:24 AM

fico score?

No credit scores just your report.

sawlw · « **Reply #24 on:** December 20, 2012, 04:58:44 AM »

creditsesame.com seems to be offering free (experian) credit monitoring

HelpMe · « **Reply #25 on:** December 20, 2012, 07:15:14 AM »

Quote from: sawlw on December 20, 2012, 04:58:44 AM

creditsesame.com seems to be offering free (experian) credit monitoring

FAKO

sawlw · « **Reply #26 on:** December 20, 2012, 07:48:44 AM »

Quote from: sawlw on December 20, 2012, 04:58:44 AM

creditsesame.com seems to be offering free (experian) credit monitoring

Quote from: HelpMe on December 20, 2012, 07:15:14 AM

FAKO

henche · « **Reply #27 on:** March 12, 2013, 04:56:24 PM »

What is the best way to see your full credit reports from all 3 agencies? (not necessarily for free)

CountValentine · « **Reply #28 on:** March 12, 2013, 04:58:38 PM »

Quote from: henche on March 12, 2013, 04:56:24 PM

What is the best way to see your full credit reports from all 3 agencies? (not necessarily for free)

Quote from: elikay on May 24, 2011, 12:27:04 AM

www.annualcreditreport.com

One free from each every 12/mo's. Then you can use the dispute trick if you need them more often.

wierdal832 · « **Reply #29 on:** March 12, 2013, 04:59:42 PM »

A friend of mine checked his karma and sesame. Does it make sense it's a difference of 75 points?

henche · « **Reply #30 on:** March 12, 2013, 05:00:14 PM »

thanks

CountValentine · « **Reply #31 on:** March 12, 2013, 05:00:29 PM »

Quote from: wierdal832 on March 12, 2013, 04:59:42 PM

A friend of mine checked his karma and sesame. Does it make sense it's a difference of 75 points?

I have seen over a 100 point swing.

wierdal832 · « **Reply #32 on:** March 12, 2013, 05:04:14 PM »

Quote from: CountValentine on March 12, 2013, 05:00:29 PM

I have seen over a 100 point swing.

Which is more accurate ?

meshugener · « **Reply #33 on:** March 12, 2013, 05:06:20 PM »

Quote from: henche on March 12, 2013, 04:56:24 PM

What is the best way to see your full credit reports from all 3 agencies? (not necessarily for free)

Citi Identity Monitor. $1, remember to cancel within 30 days.

wierdal832 · « **Reply #34 on:** March 12, 2013, 05:08:12 PM »

Quote from: meshugener on March 12, 2013, 05:06:20 PM

Citi Identity Monitor. $1, remember to cancel within 30 days.

r they the best?

meshugener · « **Reply #35 on:** March 12, 2013, 05:09:26 PM »

Quote from: wierdal832 on March 12, 2013, 05:08:12 PM

r they the best?

For what OP looked for.

CountValentine · « **Reply #36 on:** March 12, 2013, 05:24:47 PM »

Quote from: wierdal832 on March 12, 2013, 05:04:14 PM

Which is more accurate ?

Your true FICO is the only way to go.

CountValentine · « **Reply #37 on:** March 12, 2013, 05:27:23 PM »

Quote from: meshugener on March 12, 2013, 05:06:20 PM

Citi Identity Monitor. $1, remember to cancel within 30 days.

Quote from: meshugener on March 12, 2013, 05:09:26 PM

For what OP looked for.

Remember that third party reports are not the same as from the big 3 (EQ,EX,TU). If it is something important you need them for only go with reports directly from the big 3.

meshugener · « **Reply #38 on:** March 12, 2013, 05:29:00 PM »

Quote from: CountValentine on March 12, 2013, 05:27:23 PM

Remember that third party reports are not the same as from the big 3 (EQ,EX,TU). If it is something important you need them for only go with reports directly from the big 3.

OT, but where in Poland are you?

henche · « **Reply #39 on:** March 12, 2013, 05:33:52 PM »

There were a lot of requests on there that I have no idea what they are. But no negative info, so I'll just sleep.