1) it's still applicable to other banks
2) not everyone was SD by Amex
So you think such ppl have a right to stay open? it's called outright stealing, way worse then any amount of employee cards you may add or any amount of referrals etc.
And regarding Amex, if they shut people for xyz, then you think you shouldn't tell amex why they shut them, so they don't know why they shut them, so they won't shut down other ppl who did the same thing?
