I have the Ink Cash and I'd like to get the Ink Preferred for the bonus. I'd also like to get the 20K referral bonus. I'm over 5/24, but my wife is at 2/24 and has an excellent credit rating. We both have legitimate sole proprietorships, but hers is currently small (less than 10K revenue). I'd like to have an Ink Cash available for its 5X categories. Does the following scenario work?
I PC Ink Cash to Ink Preferred (presumably they charge the AF). I refer wife for Ink Preferred, and she applies for both Ink Preferred and Ink Cash. What are the chances she'll get approved for both? If it works, we'll get 150K UR for $8k spend and $190 AF.
How about she applies for both Ink Cash and Ink Unlimited? She gets 100K UR for $6k spend and no AF, plus 0% APR for 12 months.