Author Topic: USAA Bank Master Thread  (Read 11360 times)

Offline ExGingi

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Re: USAA Bank Master Thread
« Reply #20 on: October 30, 2016, 05:56:30 PM »
Just tried and successfully opened a checking account,
I noticed the limit for transfers to external accounts is $5000 is that per transaction?  Per day?  Per month?
Per day (and IINM per login, so if it's joint, each one might have that limit).
I've been waiting over 5 years with bated breath for someone to say that!
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Offline Saybcbd

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Re: USAA Bank Master Thread
« Reply #21 on: October 30, 2016, 06:39:53 PM »
The usaa system used to tell me that I'm not eligible to deposit checks on mobile I just checked I had to agree to the terms and conditions and now they let $10,000 per account and $50,000 for my brokerage account cool thanks

Offline ExGingi

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Re: USAA Bank Master Thread
« Reply #22 on: October 30, 2016, 06:53:34 PM »
The usaa system used to tell me that I'm not eligible to deposit checks on mobile I just checked I had to agree to the terms and conditions and now they let $10,000 per account and $50,000 for my brokerage account cool thanks
I only have checking account with $10,000 remote deposit limit available immediately.
I've been waiting over 5 years with bated breath for someone to say that!
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Re: USAA Bank Master Thread
« Reply #23 on: October 30, 2016, 08:20:01 PM »
Just tried and successfully opened a checking account,
I noticed the limit for transfers to external accounts is $5000 is that per transaction?  Per day?  Per month?
Good to know. How were you a USAA member? CC?

Offline Alexsei

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Re: USAA Bank Master Thread
« Reply #24 on: October 30, 2016, 08:39:15 PM »
Good to know. How were you a USAA member? CC?
Great news! 
I do have a USAA credit card from the old days does it mean I can open a checking account?
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Offline David Smith

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Re: USAA Bank Master Thread
« Reply #25 on: October 30, 2016, 10:05:09 PM »
Now I'm trying to figure out how to charge my debit card for 1˘, as I still have 5˘ in there
You can buy a sim card on Amazon for 1˘. If you still have a serve card you can load 1˘.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Alexsei

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Re: USAA Bank Master Thread
« Reply #26 on: November 22, 2016, 10:28:36 PM »
Looks like I can ACH "in" to any account even I don't own it?  Can anyone confirm?
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Offline Alexsei

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Re: USAA Bank Master Thread
« Reply #27 on: November 24, 2016, 04:40:26 PM »
Looks like I can ACH "in" to any account even I don't own it?  Can anyone confirm?
Can anyone confirm?
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Offline ExGingi

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Re: USAA Bank Master Thread
« Reply #28 on: November 24, 2016, 04:41:20 PM »
Can anyone confirm?

Yes. I've been sending ACHs for years from my USAA bank to others.
I've been waiting over 5 years with bated breath for someone to say that!
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Offline Alexsei

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Re: USAA Bank Master Thread
« Reply #29 on: November 24, 2016, 04:42:10 PM »
Yes. I've been sending ACHs for years from my USAA bank to others.
Thanks
No verification step?
So i can add unlimited external accounts?
« Last Edit: November 24, 2016, 04:45:14 PM by Alexsei »
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Offline ExGingi

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Re: USAA Bank Master Thread
« Reply #30 on: November 24, 2016, 04:42:48 PM »
Thanks
So i can add unlimited external accounts?
I have about 10, I don't know what's the limit.
I've been waiting over 5 years with bated breath for someone to say that!
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Offline Alexsei

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Re: USAA Bank Master Thread
« Reply #31 on: November 24, 2016, 04:46:00 PM »
I have about 10, I don't know what's the limit.
Do i need to go through the verification step with the micro deposits if i only add to deposit?
How long till the money shows up in the other person's account?
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Offline ExGingi

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Re: USAA Bank Master Thread
« Reply #32 on: November 24, 2016, 04:47:40 PM »
Do i need to go through the verification step with the micro deposits if i only add to deposit?
How long till the money shows up in the other person's account?
It's been a while, but my guess is that you don't need to verify micro deposits.

The money shows up just like ACH to your own account. 1-2 business days.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline shulem92

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Re: USAA Bank Master Thread
« Reply #33 on: November 24, 2016, 07:22:23 PM »
Clutch bump on this thread. I have 4k sitting in my USAA account was trying to figure out how to get it out. If they allow ACH, then I can make a payment from my account? Even though technically its probably a savings account I think

Offline ExGingi

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Re: USAA Bank Master Thread
« Reply #34 on: November 24, 2016, 09:52:56 PM »
Clutch bump on this thread. I have 4k sitting in my USAA account was trying to figure out how to get it out. If they allow ACH, then I can make a payment from my account? Even though technically its probably a savings account I think
I don't know about savings accounts with USAA, but in case you can't ACH out of it, what's stopping you from opening a USAA checking account and transferring the money there, so you can withdraw by check, atm, or ACH?
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline shulem92

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Re: USAA Bank Master Thread
« Reply #35 on: November 24, 2016, 10:22:22 PM »
I don't know about savings accounts with USAA, but in case you can't ACH out of it, what's stopping you from opening a USAA checking account and transferring the money there, so you can withdraw by check, atm, or ACH?
Maybe it is a checking. Come to think of it I have a debit card. #facepalm. I thought I saw somewhere that it was savings. If that's the case then I can pay my credit card bill directly from here. That's good news

Offline ExGingi

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Re: USAA Bank Master Thread
« Reply #36 on: February 13, 2019, 01:01:13 PM »
Ever since the beginning of last week I've been having trouble with transfers to or from external accounts. I've called customer service and they weren't able to help (with one exception where they seemed to be able to put through one transfer). I eventually figured out that the problem seems to exist only when I put today's date as the transfer date. I am able to schedule transfers in the future.

Is anyone else experiencing these issues? Is this a change in their policy, or is this isolated to my account?
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline miles lover

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Re: USAA Bank Master Thread
« Reply #37 on: February 17, 2019, 02:29:49 PM »
Ever since the beginning of last week I've been having trouble with transfers to or from external accounts. I've called customer service and they weren't able to help (with one exception where they seemed to be able to put through one transfer). I eventually figured out that the problem seems to exist only when I put today's date as the transfer date. I am able to schedule transfers in the future.

Is anyone else experiencing these issues? Is this a change in their policy, or is this isolated to my account?
I made a transfer last week and didn’t have an issue. Sometimes I get an error but I reopen the app and try again and it goes through.
  Anyway to get higher limits then 5k for transfers check deposits and atm ?

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Re: USAA Bank Master Thread
« Reply #38 on: February 17, 2019, 03:19:29 PM »
I made a transfer last week and didn’t have an issue. Sometimes I get an error but I reopen the app and try again and it goes through.
  Anyway to get higher limits then 5k for transfers check deposits and atm ?
I have been unable to make transfers to or from external accounts unless future dated. Are you able to make external transfers in or out dated for the same day?

I am guessing that if you open a joint account, the joint accountholder might have their own 5k daily limit.

ETA: was just able to make external transfers in and out, though I don't know it the reason it worked is because the actual processing date is the next banking day which is 2/19, or whether the issue was corrected.
« Last Edit: February 17, 2019, 04:06:30 PM by ExGingi »
I've been waiting over 5 years with bated breath for someone to say that!
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Offline miles lover

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Re: USAA Bank Master Thread
« Reply #39 on: February 17, 2019, 04:31:07 PM »
I have been unable to make transfers to or from external accounts unless future dated. Are you able to make external transfers in or out dated for the same day?

I am guessing that if you open a joint account, the joint accountholder might have their own 5k daily limit.

ETA: was just able to make external transfers in and out, though I don't know it the reason it worked is because the actual processing date is the next banking day which is 2/19, or whether the issue was corrected.
Just did a transfer to an external account and it said processing on 19 as well. I think that’s standard though, know ? That’s what they say but is usually there by next business day.