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Great mortgage brokers that you used
« Last edited by yesitsme on October 08, 2021, 02:06:12 AM »

Author Topic: Any mortgage experts on the forums?  (Read 91999 times)

Offline shapsam

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Re: Any mortgage experts on the forums?
« Reply #340 on: August 16, 2021, 06:45:31 AM »
If I Hava a house and wanna buy different house, is there anyway to buy before selling the old and be eligible for 1031?
Yes, ask an accountant that deals with real estate about a "reverse 1031" and how it's done.

Offline yesitsme

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Re: Any mortgage experts on the forums?
« Reply #341 on: September 15, 2021, 09:54:00 AM »
Is this some special deal.. seems like any regular refi
DTI ratio can be up to 65%  till now was up to %50
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Offline zagguru

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Re: Any mortgage experts on the forums?
« Reply #342 on: September 16, 2021, 09:22:22 PM »
any clever ways for taking advantage of relationship discounts to lower interest rates? i.e. taking money out of home equity or credit card to bring to the bank before closing and then repay the loan after closing?


Offline sddd

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Re: Any mortgage experts on the forums?
« Reply #343 on: October 03, 2021, 09:53:01 PM »
Does business credit card debt affect or get reported on a mortgage application or mortgage credit check?

Offline tov hashem

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Re: Any mortgage experts on the forums?
« Reply #344 on: October 03, 2021, 10:57:27 PM »
Does business credit card debt affect or get reported on a mortgage application or mortgage credit check?
if its not on the credit report it will not affect.
most business cc are not reporting on your report.

Offline zagguru

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Re: Any mortgage experts on the forums?
« Reply #345 on: October 03, 2021, 11:25:47 PM »
Thoughts on running two applications the same time with floating one rate and locking in another? The only down side I see is paying for two appraisals, but you can probably delay one or both until you get the conditional comittment letter

Offline yesitsme

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Re: Any mortgage experts on the forums?
« Reply #346 on: October 03, 2021, 11:28:54 PM »
Thoughts on running two applications the same time with floating one rate and locking in another? The only down side I see is paying for two appraisals, but you can probably delay one or both until you get the conditional commitment letter
what's the current rate for 30 year fixed?
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Offline zagguru

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Re: Any mortgage experts on the forums?
« Reply #347 on: October 03, 2021, 11:50:56 PM »
what's the current rate for 30 year fixed?

Roughly 2.875-3% no points. Went up the last two weeks. Dipped slightly in friday

Offline yesitsme

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Re: Any mortgage experts on the forums?
« Reply #348 on: October 08, 2021, 12:03:25 AM »
Where is the closing of a refinance typically done?
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Offline Euclid

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Re: Any mortgage experts on the forums?
« Reply #349 on: October 08, 2021, 12:20:35 AM »
Where is the closing of a refinance typically done?
Virtually

Offline yesitsme

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Re: Any mortgage experts on the forums?
« Reply #350 on: October 08, 2021, 12:21:11 AM »
Virtually
Seriously?

Which title company in Lakewood does it virtually?
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Offline Euclid

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Any mortgage experts on the forums?
« Reply #351 on: October 08, 2021, 12:21:42 AM »
Seriously?
Yeah. Why would you expect different?

Offline yesitsme

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Re: Any mortgage experts on the forums?
« Reply #352 on: October 08, 2021, 12:27:41 AM »
Yeah. Why would you expect different?
See edit
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Offline Euclid

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Re: Any mortgage experts on the forums?
« Reply #353 on: October 08, 2021, 01:39:38 AM »

Offline yesitsme

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Re: Any mortgage experts on the forums?
« Reply #354 on: October 08, 2021, 02:00:26 AM »
I used Riverside
how many title companies are out there (in our circles)

Riverside
Madison
universalabstract
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Offline yesitsme

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Re: Any mortgage experts on the forums?
« Reply #355 on: October 08, 2021, 02:04:23 AM »
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Offline yesitsme

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Re: Any mortgage experts on the forums?
« Reply #356 on: October 08, 2021, 02:06:41 AM »
Wiki added
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Offline yelped

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Re: Any mortgage experts on the forums?
« Reply #357 on: October 08, 2021, 10:06:44 AM »
Where is the closing of a refinance typically done?
Most Title companies will come to your house to close.

Offline yesitsme

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Re: Any mortgage experts on the forums?
« Reply #358 on: October 08, 2021, 10:07:25 AM »
Most Title companies will come to your house to close.
For an added fee?
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Offline yelped

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Re: Any mortgage experts on the forums?
« Reply #359 on: October 08, 2021, 10:11:07 AM »
For an added fee?
Nope. The last 2 times I Refi'ed a closer came to my house ,(after I was done with work, after hours). I used Madison.