Dan always emphasizes that business cards are not.
Correct, I know that they do not reported on your credit profile.
Question is if someone know how the bank calculate, if they do somehow calculate business card balance or not.
Key is not if it's business or personal. Most business cards don't get reported to the credit bureaus, so if you have a biz card that does like Cap1 it will iof course count.
So it's not.
Do you know for a fact ? Or you assume ? (As me, and this is my question ..)
And yes of course speaking about cards that don't report to your credit.