Topic Wiki

Title companies
Riverside
Madison
universalabstract


Great mortgage brokers that you used
« Last edited by yesitsme on October 08, 2021, 02:06:12 AM »

Author Topic: Any mortgage experts on the forums?  (Read 88818 times)

Offline shulem92

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 2955
  • Total likes: 122
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood
Re: Any mortgage experts on the forums?
« Reply #120 on: June 01, 2020, 04:08:02 PM »
Anyone familiar with the process, when a mortgage holder dies? Please PM me

Online Yef

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Aug 2017
  • Posts: 381
  • Total likes: 85
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Any mortgage experts on the forums?
« Reply #121 on: June 02, 2020, 04:17:35 PM »
Should someone sign a forebearance agreement or is better to wait and/or just have a verbal agreement

Offline Ephraimh

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2013
  • Posts: 1526
  • Total likes: 64
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: nyc
Re: Any mortgage experts on the forums?
« Reply #122 on: June 02, 2020, 07:54:04 PM »
Should someone sign a forebearance agreement or is better to wait and/or just have a verbal agreement
Update: Deferral/forbearance will hurt your mortgage approval odds with certain banks, see attached

Offline michael

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2011
  • Posts: 626
  • Total likes: 10
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: new jersey
Re: Any mortgage experts on the forums?
« Reply #123 on: July 20, 2020, 02:55:42 PM »
Anyone getting better than 2.75% on a 30-year $400k refi? Excellent credit, income and LTV ratio.

Offline cholent

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2014
  • Posts: 2647
  • Total likes: 518
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Any mortgage experts on the forums?
« Reply #124 on: July 20, 2020, 03:49:53 PM »
I got quoted 2.5% for a 15 year refi, if you know of better than this please let me know.
Don't ask stupid questions and you won't get stupid answers

Offline davidd75

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2012
  • Posts: 3875
  • Total likes: 120
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: new jersey
Re: Any mortgage experts on the forums?
« Reply #125 on: July 20, 2020, 04:47:36 PM »
I got quoted 2.5% for a 15 year refi, if you know of better than this please let me know.

with points and closing fees?

Offline cholent

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2014
  • Posts: 2647
  • Total likes: 518
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Any mortgage experts on the forums?
« Reply #126 on: July 20, 2020, 04:48:37 PM »
with points and closing fees?
No points. About 3500 in hard closing costs
Don't ask stupid questions and you won't get stupid answers

Offline zh cohen

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 1501
  • Total likes: 1677
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: 412
Re: Any mortgage experts on the forums?
« Reply #127 on: July 20, 2020, 10:23:24 PM »

  If rates drop -


Or if you sell the house

Offline cgr

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2017
  • Posts: 4378
  • Total likes: 1320
  • DansDeals.com Hat Tips 7
    • View Profile
Re: Any mortgage experts on the forums?
« Reply #128 on: July 22, 2020, 10:01:12 PM »
Anyone getting better than 2.75% on a 30-year $400k refi? Excellent credit, income and LTV ratio.

2.6%, 30 year, 500k
Was offered 2.3% for the 15 year
No points

Offline cholent

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2014
  • Posts: 2647
  • Total likes: 518
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Any mortgage experts on the forums?
« Reply #129 on: July 22, 2020, 10:02:40 PM »
2.6%, 30 year, 500k
Was offered 2.3% for the 15 year
No points
Where?
Don't ask stupid questions and you won't get stupid answers

Offline cgr

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2017
  • Posts: 4378
  • Total likes: 1320
  • DansDeals.com Hat Tips 7
    • View Profile
Re: Any mortgage experts on the forums?
« Reply #130 on: July 22, 2020, 10:13:49 PM »
Where?
Keybank. I can get you a contact if needed

Offline cholent

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2014
  • Posts: 2647
  • Total likes: 518
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Any mortgage experts on the forums?
« Reply #131 on: July 22, 2020, 10:16:48 PM »
Keybank. I can get you a contact if needed
That would be great, thanks. I was quoted 2.5% on a 15 year.
Don't ask stupid questions and you won't get stupid answers

Online Yef

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Aug 2017
  • Posts: 381
  • Total likes: 85
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Any mortgage experts on the forums?
« Reply #132 on: July 22, 2020, 10:26:58 PM »
I would take that contact info also.
Ty

Offline cgr

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2017
  • Posts: 4378
  • Total likes: 1320
  • DansDeals.com Hat Tips 7
    • View Profile
Re: Any mortgage experts on the forums?
« Reply #133 on: July 22, 2020, 10:41:28 PM »
That would be great, thanks. I was quoted 2.5% on a 15 year.

I would take that contact info also.
Ty

Please PM me

Offline yesitsme

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5020
  • Total likes: 2237
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
Re: Any mortgage experts on the forums?
« Reply #134 on: July 22, 2020, 11:14:00 PM »
i'm paying 4.75   >:( >:( >:( >:( >:(
["-"]

Offline yitzgar

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2016
  • Posts: 3078
  • Total likes: 1277
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Any mortgage experts on the forums?
« Reply #135 on: July 22, 2020, 11:19:27 PM »
i'm paying 4.75   >:( >:( >:( >:( >:(
So get on the refi train....

Offline Jellybelly

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2016
  • Posts: 1118
  • Total likes: 962
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Any mortgage experts on the forums?
« Reply #136 on: July 22, 2020, 11:20:21 PM »
it’s most probably worth it, unless you plan on seeking soon

Offline Geshmak25

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2014
  • Posts: 3431
  • Total likes: 127
  • DansDeals.com Hat Tips 11
    • View Profile
Re: Any mortgage experts on the forums?
« Reply #137 on: July 23, 2020, 12:38:28 PM »
2.6%, 30 year, 500k
Was offered 2.3% for the 15 year
No points
Closing costs?
PUTPAC = PITA

Offline Pad18

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Apr 2014
  • Posts: 926
  • Total likes: 104
  • DansDeals.com Hat Tips 9
    • View Profile
  • Location: United States
Re: Any mortgage experts on the forums?
« Reply #138 on: July 23, 2020, 01:03:23 PM »
i'm paying 4.75   >:( >:( >:( >:( >:(

You will not qualify for a refinance ??

Offline erlich

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2019
  • Posts: 208
  • Total likes: 27
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Any mortgage experts on the forums?
« Reply #139 on: July 23, 2020, 01:20:28 PM »
Anyone getting better than 2.75% on a 30-year $400k refi? Excellent credit, income and LTV ratio.
Email KesefLoans@gmail.com
He is very competitive