Author Topic: Any mortgage experts on the forums?  (Read 22575 times)

Offline whacked1

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Re: Any mortgage experts on the forums?
« Reply #210 on: October 18, 2020, 01:32:34 PM »
Can you please send to me as well?
Sent

Offline ae123

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Re: Any mortgage experts on the forums?
« Reply #211 on: October 18, 2020, 02:48:16 PM »
I'm finishing up with my mortgage now. Broker was amazing to deal with. He always followed up with me. Not sure who you are dealing with, but I am having the complete opposite experience (plus a great rate)
Can you please PM the info too?
Thanks.

Offline whacked1

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Re: Any mortgage experts on the forums?
« Reply #212 on: October 18, 2020, 02:49:31 PM »
Can you please PM the info too?
Thanks.
sure

Offline ae123

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Re: Any mortgage experts on the forums?
« Reply #213 on: October 18, 2020, 02:51:55 PM »
If you want something from someone, you need to be on top of them, even if they are making money off of it. Whether he's swamped or not, it definitely seems like your application is not a priority for him. Call someone else.
But why would we be any different than anyone else?

Offline ae123

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Re: Any mortgage experts on the forums?
« Reply #214 on: October 18, 2020, 03:34:53 PM »
Just like shopping for a car or any big purchase, it is in your best interest to shop around.  I am in the middle of a home refi and took initial offer from about 15 different lenders/brokers.  Rate is at historic low right now plus the new ‘Adverse Market Refinance Fee’ will take affect December 1st causing a major in increase in refi application.  Don't sit around and wait for this one.  Be proactive in your search!
Ok, thanks.
Everyone we call wants to first see our information before giving a firm quote.
Does it make sense to send out our personal info to a number of brokers?

Online miles lover

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Re: Any mortgage experts on the forums?
« Reply #215 on: October 18, 2020, 04:06:10 PM »
If someone gets co-signer on a mortgage, does the buyer need to show income ? Any good article I can read up about these rules ? Is every bank different ?

Offline Lurker

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Re: Any mortgage experts on the forums?
« Reply #216 on: October 18, 2020, 04:25:12 PM »
If someone gets co-signer on a mortgage, does the buyer need to show income ? Any good article I can read up about these rules ? Is every bank different ?

Depends on the lender and the specifics of your loan agreement.
When you find yourself agreeing with me more often than not, it's time for a cheshbon hanefesh.

Offline Lurker

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Re: Any mortgage experts on the forums?
« Reply #217 on: October 18, 2020, 04:26:28 PM »
Ok, thanks.
Everyone we call wants to first see our information before giving a firm quote.
Does it make sense to send out our personal info to a number of brokers?

They can't give a quote without knowing at least some of what they are dealing with. It's the only way to get it done.
When you find yourself agreeing with me more often than not, it's time for a cheshbon hanefesh.

Offline est

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Re: Any mortgage experts on the forums?
« Reply #218 on: October 18, 2020, 04:26:34 PM »
sure
Can I get the broker info as well? And also the current rate you got? Thanks

Offline whacked1

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Re: Any mortgage experts on the forums?
« Reply #219 on: October 18, 2020, 04:28:53 PM »
Can I get the broker info as well? And also the current rate you got? Thanks
Sent.

I got 2.5 (not primary residence )

Offline Yef

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Re: Any mortgage experts on the forums?
« Reply #220 on: October 18, 2020, 04:32:03 PM »
30 years?

Offline whacked1

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Re: Any mortgage experts on the forums?
« Reply #221 on: October 18, 2020, 04:32:35 PM »
30 years?
Yes. Not a jumbo though

Offline Yef

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Re: Any mortgage experts on the forums?
« Reply #222 on: October 18, 2020, 04:33:36 PM »
Sent.

I got 2.5 (not primary residence )
Please send broker info!
Ty

Offline Yef

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Re: Any mortgage experts on the forums?
« Reply #223 on: October 18, 2020, 04:34:55 PM »
Does anyone know the least amount of time you have to wait after forbearance to refinance? And where best place is?

Offline ae123

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Re: Any mortgage experts on the forums?
« Reply #224 on: October 18, 2020, 04:40:36 PM »
Sent.

I got 2.5 (not primary residence )
He just quoted us 2.75% for 20 year refinance.