Author Topic: Ocean First Bank: $300 Checking Account Bonus (Available To Lakewood Residents)  (Read 5301 times)

Offline Iz

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Offline sag95

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Looks like this time the only account that's giving a cash bonus has a minimum of 5k to waive fees.

Offline tjak

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Does that meat the first year is fee free 5k in account or not?

Offline Iz

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Looks like this time the only account that's giving a cash bonus has a minimum of 5k to waive fees.
Nope, option #2 has a $100 cash bonus + the points. :)

Offline sag95

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Nope, option #2 has a $100 cash bonus + the points. :)
Yup, but I meant the extra $200 instead of the points.

Offline sag95

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Does that meat the first year is fee free 5k in account or not?
Nice! Seems like the first year is fee free without 5k.

Offline Iz

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Yup, but I meant the extra $200 instead of the points.
Correct. Still a good deal, IMO.

Offline sag95

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Correct. Still a good deal, IMO.
True, just not as good as it used to be. But look at the last post, it seems like you can get the $300 bonus without having 5k and without fees.

Offline Iz

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Limit of one cash bonus per household.

Offline tjak

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Does that meat the first year is fee free 5k in account or not?
Confirmed. No fee for the first year regardless of 5k in account.

Offline davidd75

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which cc's have coded as a purchase for initial deposit?

Offline doctorofcredit

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which cc's have coded as a purchase for initial deposit?

Would be cool if somebody put together a page that listed all of this information into an easy to read format. Here you go:

You can fund up to $2500 with a credit card (1, 2). The following code as a purchase, not a cash advance:

Bank of America: 1
Chase: 1
Marriott Business: 1
Sapphire Preferred: 1, 2
Sapphire Reserve: 1, 2, 3
Citi
AA: 1, 2
Santander credit card: 1

Numbers next to it represent linked datapoints, can't be bothered copying over the links though.
Like my posts? Check out my blog Doctor of Credit.

Offline sag95

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Would be cool if somebody put together a page that listed all of this information into an easy to read format. Here you go:

You can fund up to $2500 with a credit card (1, 2). The following code as a purchase, not a cash advance:

Bank of America: 1
Chase: 1
Marriott Business: 1
Sapphire Preferred: 1, 2
Sapphire Reserve: 1, 2, 3
Citi
AA: 1, 2
Santander credit card: 1

Numbers next to it represent linked datapoints, can't be bothered copying over the links though.
Lol, I just came here to copy paste this from your post. I personally funded it  with a chase card (once with freedom and I think once with CSP) and it coded as purchase.

Offline davidd75

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what are some the easiest/least expensive ways to fulfill the 30 debit transactions requirement?

Offline shulem92

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what are some the easiest/least expensive ways to fulfill the 30 debit transactions requirement?
30X.01 from eBay or amazon

Offline Iz

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30X.01 from eBay or amazon
Amazon is not so simple. The payment method has to be set properly. Maybe someone more knowledgeable can elaborate.
Also, Amazon minimum is $0.50.

Offline efflpetzel

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what are some the easiest/least expensive ways to fulfill the 30 debit transactions requirement?
http://www.doctorofcredit.com/bank-accounts/how-to-meet-minimum-debit-credit-transaction-requirements/



any data points whether an ACH transfer will code as Direct Deposit

Offline davidd75

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http://www.doctorofcredit.com/bank-accounts/how-to-meet-minimum-debit-credit-transaction-requirements/



any data points whether an ACH transfer will code as Direct Deposit

Thank you very helpful.  Amazon account indeed needs to be changed to categorize as credit card signature transactions to be on the safe side although I am not sure that this is a must with this bank.  Maybe someone that signed up for this promo with experience can chime in
« Last Edit: November 23, 2016, 05:06:45 PM by davidd75 »

Offline davidd75

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This is what is appearing on statement when I do the .50 amazon loads:

ATM POS WITHDRAWAL #0863 01 18 AMAZON.COM AMZN.COM BILLWA

will this count for my 30 online transactions via debit card?

Offline Iz

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Did anyone get the bonus yet?