Author Topic: Best CC to use at Home Depot  (Read 2362 times)

Offline Yoko

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Best CC to use at Home Depot
« on: November 08, 2016, 12:05:14 PM »
What is the best credit card to use at Home Depot?

Offline Aaaron

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Re: Best CC to use at Home Depot
« Reply #1 on: November 08, 2016, 12:11:12 PM »
I buy HD GC's at OD with an Ink.

Offline Yoko

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Re: Best CC to use at Home Depot
« Reply #2 on: November 08, 2016, 01:36:48 PM »
Do much of a hassle to give my guys GC every day even if I can email it over too the store

Offline mmgfarb

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Re: Best CC to use at Home Depot
« Reply #3 on: November 08, 2016, 01:56:26 PM »
Do much of a hassle to give my guys GC every day even if I can email it over too the store
Why not just buy enough gift cards to last for a while and give them those?
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Offline Aaaron

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Re: Best CC to use at Home Depot
« Reply #4 on: November 08, 2016, 03:59:46 PM »
Why not just buy enough gift cards to last for a while and give them those?

Yeah, I buy 2k at a time.

Offline 16guitar

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Re: Best CC to use at Home Depot
« Reply #5 on: November 09, 2016, 03:18:19 PM »
amex platinum gives 2x rewards till 12/31 at HD. (You have to add the offer to your card).

Offline unclesam

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Re: Best CC to use at Home Depot
« Reply #6 on: November 09, 2016, 04:04:13 PM »
amex platinum gives 2x rewards till 12/31 at HD. (You have to add the offer to your card).
iirc it's online only

Offline mmgfarb

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Re: Best CC to use at Home Depot
« Reply #7 on: November 09, 2016, 04:04:30 PM »
amex platinum gives 2x rewards till 12/31 at HD. (You have to add the offer to your card).
-1 it's a targeted amex offer, I have it on PRG (probably others as well but I haven't checked)
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Offline PillanSmye

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Re: Best CC to use at Home Depot
« Reply #8 on: November 10, 2016, 12:23:38 AM »
There is a Lowes Business AMEX.  You get 5% off at Lowes on every purchase.  Plus you get 2% cash back from AMEX on Lowes spend.  It's actually points, but the points are redeemable at $0.01/each for either Lowes or AMEX gift cards.  Also gets 3x at restaurants, office supplies.  No annual fee. Free employee cards.  AMEX purchase protections.  Balance won't show on your personal credit report.

That assumes Lowes works as a substitute for HD in your case.  7% off is a pretty good deal though.

Offline thaber

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Re: Best CC to use at Home Depot
« Reply #9 on: November 10, 2016, 12:35:23 AM »
Lowe's is a good idea if it works for you. for most it isn't a worthwhile substitute.
Temporary offers can't drive a long term decision, unless your volume is smaller and not such a big deal to switch everyone's credit card every few months.
GC's are not a viable option if oyu use the statement to track/ verify transactions and need employee cards
AMEX is generally a problem since many small hardware stores don't take it, and you don't want your employees carrying two of your credit cards.


Offline Yoko

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Re: Best CC to use at Home Depot
« Reply #10 on: November 14, 2016, 07:03:47 PM »
Lowe's is a good idea if it works for you. for most it isn't a worthwhile substitute.
Temporary offers can't drive a long term decision, unless your volume is smaller and not such a big deal to switch everyone's credit card every few months.
GC's are not a viable option if oyu use the statement to track/ verify transactions and need employee cards
AMEX is generally a problem since many small hardware stores don't take it, and you don't want your employees carrying two of your credit cards.


I agree. Any other options out there?

Offline hvaces42

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Re: Best CC to use at Home Depot
« Reply #11 on: November 14, 2016, 07:29:17 PM »
Discover had 5% CB on home improvement during Q3 and runs other specials with Home Depot and Lowes that are doubled in Year 1 of the card.
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Offline peace123

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Re: Best CC to use at Home Depot
« Reply #12 on: November 15, 2016, 03:06:08 PM »
if you have to buy something very soon at HD,buy gift cards from  third party gift card sites  on discount and use them.  I wouldn't keep unused GC bought from third party website for long. It maybe be way more better then using any cash backs or points/miles card at the store.

when we moved in a new condo, first purchase, we had like almost a dozen 10% off code from usps  and also bought some for $1 on ebay.

We used those at lowes almost all and one at HD. When  using Lowes coupons at HD store, DO NOT ASK THEM IF THEY ACCEPT IT OR NOT. Just go to the payment counter to pay and after scanning your products, show the lowes coupon and tell them it is a competitor lowes coupon and they will accept it.
I even bought cooking gas ranger online from HD  after price matching from a different online store and also had the chat agent accept 10% lowes coupon.
« Last Edit: November 15, 2016, 03:15:29 PM by peace123 »