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Author Topic: hard pull for opening bank account  (Read 6478 times)

Offline joeb1

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Re: hard pull for opening bank account
« Reply #20 on: January 01, 2012, 01:19:03 AM »
sometimes...
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Offline Ez

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Re: hard pull for opening bank account
« Reply #21 on: January 01, 2012, 04:14:34 AM »
I received an offer from Bank of America to get $150 for opening a new account and depositing $2500 for 3 months,

Does anyone know if this will cost me a hard pull or not?
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Offline compddd

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Re: hard pull for opening bank account
« Reply #22 on: January 01, 2012, 11:27:39 AM »
You're much better off doing the Chase checking one for $150, you only have to deposit $100 within 60 days to get the bonus.
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Offline JEWDA

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Re: hard pull for opening bank account
« Reply #23 on: January 01, 2012, 11:35:49 AM »

I opened a chk acc. with chase, no hard pull.
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Offline elikay

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Re: hard pull for opening bank account
« Reply #24 on: January 01, 2012, 12:12:20 PM »
Interesting, I was under the impression that Chase does a hard pull for checking apps.
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Offline Dan

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Re: hard pull for opening bank account
« Reply #25 on: January 01, 2012, 02:26:35 PM »
Quote from: elikay on January 01, 2012, 12:12:20 PM
Interesting, I was under the impression that Chase does a hard pull for checking apps.
Seems to be YMMV.
Maybe based on online opening/in branch opening/what state you open in?
Who knows...
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Offline JEWDA

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Re: hard pull for opening bank account
« Reply #26 on: January 01, 2012, 02:30:56 PM »
My wife and I both didnt get pulls for opening at branch.
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Offline Dan

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Re: hard pull for opening bank account
« Reply #27 on: January 01, 2012, 02:44:06 PM »
Quote from: jewda on January 01, 2012, 02:30:56 PM
My wife and I both didnt get pulls for opening at branch.
Maybe in OH (or former Bank One branches) they hard pull and in NY they don't...
Then again I haven't opened a new account recently since they got rid of the CO signup bonus, so things could have changed.
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Offline karen

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Hard pull?
« Reply #28 on: May 09, 2012, 09:32:03 PM »
Does anyone know whether it does a hard pull to open a Chase checking account?
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Offline Dan

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Re: Hard pull?
« Reply #29 on: May 09, 2012, 09:34:43 PM »
YMMV.
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Offline karen

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Re: Hard pull?
« Reply #30 on: May 09, 2012, 09:40:28 PM »
Quote from: Dan on May 09, 2012, 09:34:43 PM
YMMV.
Why? Depending on whether the banker is happy?
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Offline PlatinumGuy

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Re: Hard pull?
« Reply #31 on: May 09, 2012, 09:49:40 PM »
Use a security freeze
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Offline karen

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Re: Hard pull?
« Reply #32 on: May 09, 2012, 09:52:49 PM »
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Offline mclovin

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Re: Hard pull?
« Reply #33 on: May 09, 2012, 10:07:13 PM »
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Offline aryeh1

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Re: Hard pull?
« Reply #34 on: May 09, 2012, 11:14:46 PM »
Quote from: karen on May 09, 2012, 09:32:03 PM
Does anyone know whether it does a hard pull to open a Chase checking account?
Why would they? ive never heard of this
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Offline karen

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Re: Hard pull?
« Reply #35 on: May 09, 2012, 11:42:01 PM »
Quote from: aryeh1 on May 09, 2012, 11:14:46 PM
Why would they? ive never heard of this
Dan said YMMV, so it must have happened to someone. Can anyone share your experience if you recently open one?
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Offline shmiel

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Re: Hard pull?
« Reply #36 on: May 09, 2012, 11:45:51 PM »
Chase did a hard pull for my bank account (back in the good old 25K Continental bonus days) but they pulled Trans Union (NJ)
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Offline karen

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Re: Hard pull?
« Reply #37 on: May 09, 2012, 11:47:47 PM »
Quote from: shmiel on May 09, 2012, 11:45:51 PM
Chase did a hard pull for my bank account (back in the good old 25K Continental bonus days) but they pulled Trans Union (NJ)
Thans for the info.
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Offline Yeki89

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Re: Hard pull?
« Reply #38 on: May 10, 2012, 12:35:19 AM »
i opened in ny about 4 years ago, no pull
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Offline bubbles

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Hard pull?
« Reply #39 on: May 10, 2012, 12:40:48 AM »
I live in nj but opened in ny within the past year and no pull. College checking
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