high interest savings accounts

[since1492]

does any one know if ally bank who pays 1% APR or Salem 5 bank who pays 1.10% APR on savings acc are legit or good banks?

[rileywiles23]

does any one know if ally bank who pays 1% APR or Salem 5 bank who pays 1.10% APR on savings acc are legit or good banks?

GE/Goldman Sachs give 1.5% APR.

[Dan]

GE/Goldman Sachs give 1.5% APR.

Link?

[rileywiles23]

Link?

I'm sorry. Was a typo. Meant 1.05%

[Boruch999]

does any one know if ally bank who pays 1% APR or Salem 5 bank who pays 1.10% APR on savings acc are legit or good banks?

Ally is legit and no complaints so far.

[doctorofcredit]

All America Bank – 1.25% APY on balances up to $35,000
Red Neck Bank – 1.25% APY on balances up to $35,000
Northpointe Bank – 1.12% on balances over $10,000; max balance of $500,000 (rate guaranteed for at least 12 months)
Incredible Bank – 1.11% APY on balances up to $250,000 (minimum of $2,500 to avoid monthly fee)
Everbank – 1.11% APY for first twelve months, then 0.61% APY (on balances up to $100,000)
DimeDirect – 1.10 APY on balances up to $500,000
Synchrony – 1.05% APY
GE Capital – 1.05% APY
Goldman Sachs Savings – 1.05% APY

Best options for non rewards accounts. If I'm missing any, let me know.

[regular]

All America Bank – 1.25% APY on balances up to $35,000
Red Neck Bank – 1.25% APY on balances up to $35,000
Northpointe Bank – 1.12% on balances over $10,000; max balance of $500,000 (rate guaranteed for at least 12 months)
Incredible Bank – 1.11% APY on balances up to $250,000 (minimum of $2,500 to avoid monthly fee)
Everbank – 1.11% APY for first twelve months, then 0.61% APY (on balances up to $100,000)
DimeDirect – 1.10 APY on balances up to $500,000
Synchrony – 1.05% APY
GE Capital – 1.05% APY
Goldman Sachs Savings – 1.05% APY

Best options for non rewards accounts. If I'm missing any, let me know.

Thanx for the info! What does All America Bank etc give for a balance over 35k?

[moe8555]

This place gives 1.3% for the first 6 months:
https://www.palladianprivatebank.com/

[yakov116]

This place gives 1.3% for the first 6 months:
https://www.palladianprivatebank.com/

Lots of fee's and

Variable Rate information – Your interest rate and annual percentage yield may change at any time after the first six months. After the promotional interest rate ends, the interest rate will be the non-promotional interest rate that we offer for savings accounts at that time (currently 0.90%).

Not worth it IMHO

[ADG]

All America Bank – 1.25% APY on balances up to $35,000
Red Neck Bank – 1.25% APY on balances up to $35,000
Northpointe Bank – 1.12% on balances over $10,000; max balance of $500,000 (rate guaranteed for at least 12 months)
Incredible Bank – 1.11% APY on balances up to $250,000 (minimum of $2,500 to avoid monthly fee)
Everbank – 1.11% APY for first twelve months, then 0.61% APY (on balances up to $100,000)
DimeDirect – 1.10 APY on balances up to $500,000
Synchrony – 1.05% APY
GE Capital – 1.05% APY
Goldman Sachs Savings – 1.05% APY

Best options for non rewards accounts. If I'm missing any, let me know.

Barclays

[moe8555]

Barclays

I'm seeing 1.00% APY.  How is this a better deal than the others mentioned before?

[ADG]

I'm seeing 1.00% APY.  How is this a better deal than the others mentioned before?

Never said better (I didnt research the others). But I use it...

[doctorofcredit]

Thanx for the info! What does All America Bank etc give for a balance over 35k?

0.5%, so only keep up to $35k.

[mancunian]

Check BankRate and Kiplinger

These credit unions give like 5% up to maybe like $20k or something:
Consumer's Credit Union
Lake Michigan Credit Union
Great Lakes Credit Union?
Northpointe Bank?

Bank of Internet, Alliant CU have <1%. Alliant gives free checks and if you want a secured installment loan you'll end up with that checking account anyway.

Some of these will do a hard pull for the checking account - keep that in mind. You could get a credit card with them though at the same time/same pull maybe.

[Emkay]

Any decent banks offering more than 1.6 for 3 year CD?

[JTZ]

Any decent banks offering more than 1.6 for 3 year CD?

PenFed 1.7

[SPLP]

PenFed 1.7

fidelity offers many CD  no fee --3 yr 1.75-1.80

[JTZ]

fidelity offers many CD  no fee --3 yr 1.75-1.80

These are brokered CD's, correct?

[SPLP]

These are brokered CD's, correct?

yes---- but if "going to" leave money for the full term makes no difference that i know of-
do u know of any reason ??

 if going to break CD u maybe better off direct from a bank that has a small cancellation fee

[sam2015]

Link?

Everbank is giving 1.45 APY on a 12-month CD - I can't find anyone else who beats that

https://www.everbank.com/banking/cd