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Author Topic: What now? CC Annual Fees  (Read 4197 times)

Offline smaxber

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What now? CC Annual Fees
« on: November 27, 2016, 03:31:28 PM »
Few of my CC had their AF hit.
Ink plus
SP
SPG biz
citi AA plat

i plan on opening a business (legit) in 2-3 years. does it pay to keep the ink opened and pay the AF in the meantime bec they discontinued it?

what is the consensus of keeping the other cards open especially now with the once in a lifetime bonus, and 5/24 rule?
« Last Edit: December 02, 2016, 01:48:40 PM by jj1000 »
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Offline yakov116

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Re: What now?
« Reply #1 on: November 27, 2016, 03:32:29 PM »
Quote from: smaxber on November 27, 2016, 03:31:28 PM
Few of my CC had their AF hit.
Ink plus
SP
SPG biz
citi AA plat

i plan on opening a business (legit) in 2-3 years. does it pay to keep the ink opened and pay the AF in the meantime bec they discontinued it?

what is the consensus of keeping the other cards open especially now with the once in a lifetime bonus, and 5/24 rule?

Your going to get bashed for starting a new thread?
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Offline noturbizniss

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Re: What now?
« Reply #2 on: November 28, 2016, 07:06:11 AM »
Quote from: smaxber on November 27, 2016, 03:31:28 PM
Few of my CC had their AF hit.
Ink plus
SP
SPG biz
citi AA plat

i plan on opening a business (legit) in 2-3 years. does it pay to keep the ink opened and pay the AF in the meantime bec they discontinued it?

what is the consensus of keeping the other cards open especially now with the once in a lifetime bonus, and 5/24 rule?

Quote from: yakov116 on November 27, 2016, 03:32:29 PM
Your going to get bashed for starting a new thread?
Yup. Over 1k posts and 3 years membership and you start a thread like this? Wow
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Offline Mordyk

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Re: What now?
« Reply #3 on: November 28, 2016, 08:22:40 AM »
Quote from: noturbizniss on November 28, 2016, 07:06:11 AM
Yup. Over 1k posts and 3 years membership and you start a thread like this? Wow
+1000.    With such posts i go to the OP profile and im curious to see if the other 1000 posts are the same way.
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Offline good sam

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Re: What now?
« Reply #4 on: November 28, 2016, 09:04:59 AM »
Quote from: yakov116 on November 27, 2016, 03:32:29 PM
Your going to get bashed for starting a new thread?
Then you're going to get bashed for bad grammar.
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Online aygart

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Re: What now?
« Reply #5 on: November 28, 2016, 09:21:28 AM »
Quote from: yakov116 on November 27, 2016, 03:32:29 PM
Your going to get bashed for starting a new thread?
and for the nonsensical title
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Offline CreamofSoup

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Re: What now?
« Reply #6 on: November 28, 2016, 09:23:07 AM »
Quote from: aygart on November 28, 2016, 09:21:28 AM
and for the nonsensical title
Classic clickbait title.
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Offline JTZ

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Re: What now?
« Reply #7 on: November 28, 2016, 09:58:24 AM »
Quote from: smaxber on November 27, 2016, 03:31:28 PM
Few of my CC had their AF hit.
Ink plus
SP
SPG biz
citi AA plat

i plan on opening a business (legit) in 2-3 years. does it pay to keep the ink opened and pay the AF in the meantime bec they discontinued it?

what is the consensus of keeping the other cards open especially now with the once in a lifetime bonus, and 5/24 rule?
If you value the 50k @ 5x keep the IP open. Is there a reason you need both SPG personal and business? If not close one of them.
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Offline mmgfarb

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Re: What now?
« Reply #8 on: November 28, 2016, 10:10:30 AM »
Quote from: JTZ on November 28, 2016, 09:58:24 AM
If you value the 50k @ 5x keep the IP open. Is there a reason you need both SPG personal and business? If not close one of them.
Since when were you this nice?
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Offline JTZ

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Re: What now?
« Reply #9 on: November 28, 2016, 10:14:46 AM »
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Offline mmgfarb

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Re: What now?
« Reply #10 on: November 28, 2016, 10:15:35 AM »
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Offline Super Speed

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What now?
« Reply #11 on: November 28, 2016, 10:28:52 AM »
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Offline emjee

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Re: What now?
« Reply #12 on: November 28, 2016, 05:18:41 PM »
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Offline JTZ

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Re: What now?
« Reply #13 on: November 28, 2016, 05:20:31 PM »
Quote from: emjee on November 28, 2016, 05:18:41 PM
Piodh
Was to poor to own a camera back then.
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Offline smaxber

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Re: What now?
« Reply #14 on: December 02, 2016, 12:27:31 AM »
Quote from: JTZ on November 28, 2016, 09:58:24 AM
If you value the 50k @ 5x keep the IP open. Is there a reason you need both SPG personal and business? If not close one of them.
Not personal spg just sapphire prefered
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Offline Freddie

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Re: What now?
« Reply #15 on: December 02, 2016, 02:04:33 AM »
Quote from: Super Speed on November 28, 2016, 10:28:52 AM
You're older than my dad 

You're younger than my parakeet.
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Offline PillanSmye

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Re: What now? CC Annual Fees
« Reply #16 on: December 03, 2016, 11:23:47 AM »
Quote from: smaxber on November 27, 2016, 03:31:28 PM
Few of my CC had their AF hit.
Ink plus
SP
SPG biz
citi AA plat

i plan on opening a business (legit) in 2-3 years. does it pay to keep the ink opened and pay the AF in the meantime bec they discontinued it?

what is the consensus of keeping the other cards open especially now with the once in a lifetime bonus, and 5/24 rule?
Try for retention offers on each before you do anything else.

The Ink+ is becoming a legacy card,  so if the categories are important for you don't close.

SP can be downgraded to a F5 or FU.

If you stay at Starwood hotels even a couple nights a year,  the Sheraton Club benefits can outweigh the AF on the SPG biz assuming you dont have platinum status.  AMEX has also been loose with SPG points or statement credits as retention offers on SPG.

CitiAA is whatever.  They always give spend bonus offers.  There's also a new Barclays product coming (or at least available for new apps again) so any benefits that card gives you can be achieved elsewhere.  It can be downgraded to a CitiAA Bronze with no AF
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Offline eli1571

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Re: What now? CC Annual Fees
« Reply #17 on: December 03, 2016, 04:33:17 PM »


Quote from: PillanSmye on December 03, 2016, 11:23:47 AM
There's also a new Barclays product coming (or at least available for new apps again)
When is that coming ? And if I may ask where is the source ?
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Offline PillanSmye

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Re: What now? CC Annual Fees
« Reply #18 on: December 03, 2016, 05:29:58 PM »
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