Author Topic: Chase Sapphire Preferred (Read 152338 times)

lfas25 · « **Reply #20 on:** August 19, 2013, 02:56:51 PM »

Quote from: Marco Polo on August 19, 2013, 02:20:05 PM

if you know you will be needing the miles for an upcoming trip, switch them out. If not, keep the in the Freedom. JMO...

+1
or you could try to get them to switch the card into a MC and keep it for another year with no fee YMMV

dealfinder85 · « **Reply #21 on:** August 19, 2013, 02:57:39 PM »

ppl have had success getting chase to switch the sapphire preferred visa to a sapphire preferred mastercard for another year fee free?
i assume thats no hard pull involved?
any success?

lfas25 · « **Reply #22 on:** August 19, 2013, 03:04:23 PM »

Check this out:

http://forums.dansdeals.com/index.php?topic=18962.msg565616#msg565616

dealfinder85 · « **Reply #23 on:** August 19, 2013, 03:06:29 PM »

not sure how that helps
i dont want to reapply

lfas25 · « **Reply #24 on:** August 19, 2013, 03:12:47 PM »

Quote from: dealfinder85 on August 19, 2013, 03:06:29 PM

not sure how that helps
i dont want to reapply

You could have them switch it. (you then have the option to get it (the Visa) again with a new sign up bonus)

dealfinder85 · « **Reply #25 on:** August 19, 2013, 03:14:33 PM »

ooooo
so when i see the fee on my statement i should just call up and ask to be switched to the sapphire preferred mastercard with no fee, and if that doesnt work, call up again?

Marco Polo · « **Reply #26 on:** August 19, 2013, 03:15:28 PM »

Quote from: dealfinder85 on August 19, 2013, 03:14:33 PM

ooooo
so when i see the fee on my statement i should just call up and ask to be switched to the sapphire preferred mastercard with no fee, and if that doesnt work, call up again?

You don't need to wait. You can call them up now.

dealfinder85 · « **Reply #27 on:** August 19, 2013, 03:16:30 PM »

and ask them to switch it over when the time for my fee arrives?
i dont want to switch over yet and lose time if the fee isnt starting yet

Marco Polo · « **Reply #28 on:** August 19, 2013, 03:18:44 PM »

Quote from: dealfinder85 on August 19, 2013, 03:16:30 PM

and ask them to switch it over when the time for my fee arrives?
i dont want to switch over yet and lose time if the fee isnt starting yet

Just say you want the other version of the card (MC if you have Visa, Visa if you have MC).

Lose time with what?

dealfinder85 · « **Reply #29 on:** August 19, 2013, 03:19:39 PM »

i dont know exactly when the fee sets in. if it sets in in a month, i dont want to switch over yet, bc i could still get a month more out of my visa before switching to mastercard.
this doesnt involve a hard pull right?

lfas25 · « **Reply #30 on:** August 19, 2013, 03:22:40 PM »

Quote from: dealfinder85 on August 19, 2013, 03:19:39 PM

i dont know exactly when the fee sets in. if it sets in in a month, i dont want to switch over yet, bc i could still get a month more out of my visa before switching to mastercard.
this doesnt involve a hard pull right?

There is no hard pull by doing this.
If the fee hits, there is a small chance you won't be able to get it refunded. If you are within a month of the year, why risk the annual fee?
When you request it don't tell them that you are doing this to avoid the AF either!

You just went from about to close the card to gaining 10 or 11 months with the other version of this card. Don't be greedy!

dealfinder85 · « **Reply #31 on:** August 19, 2013, 03:29:49 PM »

i just called up, but since my wife is the primary cardholder, they couldnt even tell me if its an option to swtich to mastercard

lfas25 · « **Reply #32 on:** August 19, 2013, 03:40:03 PM »

Quote from: dealfinder85 on August 19, 2013, 03:29:49 PM

i just called up, but since my wife is the primary cardholder, they couldnt even tell me if its an option to swtich to mastercard

Yes that would be an issue.
FYI you might be able to SM them to do this. (obviously if you know your wifes login info)

dealfinder85 · « **Reply #33 on:** August 19, 2013, 03:44:50 PM »

what is SM?
i know her login
and what should my reason be for switching to mastercard in case they ask

Marco Polo · « **Reply #34 on:** August 19, 2013, 03:45:39 PM »

Quote from: dealfinder85 on August 19, 2013, 03:44:50 PM

what is SM?
i know her login
and what should my reason be for switching to mastercard in case they ask

Secure Message.

You don't need a Visa anymore... Some stores only take MC...

dealfinder85 · « **Reply #35 on:** August 19, 2013, 03:46:24 PM »

if i secure message them they will probably take time to get back to me.
ill try to call up with my wife tonight. i just hope i can get in before the fee sets in

Marco Polo · « **Reply #36 on:** August 19, 2013, 03:47:12 PM »

Quote from: dealfinder85 on August 19, 2013, 03:46:24 PM

if i secure message them they will probably take time to get back to me.
ill try to call up with my wife tonight. i just hope i can get in before the fee sets in

It usually takes a couple of days. It will be faster to call with your wife.

dealfinder85 · « **Reply #37 on:** August 19, 2013, 03:47:33 PM »

the woman did tell me that they are getting rid of all mastercards at the end of the year, and converting them to visas.
so if i can switch to mastercard, ill end up with a visa again anyway in a few months

Dan · « **Reply #38 on:** August 19, 2013, 03:51:10 PM »

Quote from: dealfinder85 on August 19, 2013, 03:47:33 PM

the woman did tell me that they are getting rid of all mastercards at the end of the year, and converting them to visas.
so if i can switch to mastercard, ill end up with a visa again anyway in a few months

DROPR.

HowYaDoin · « **Reply #39 on:** August 19, 2013, 03:51:55 PM »

Quote from: dealfinder85 on August 19, 2013, 03:47:33 PM

the woman did tell me that they are getting rid of all mastercards at the end of the year, and converting them to visas.
so if i can switch to mastercard, ill end up with a visa again anyway in a few months

but with a mastercard you could reapply for a new visa in a couple months and get a new signup bonus!

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Author Topic: Chase Sapphire Preferred (Read 152338 times)