Author Topic: New Chase Policy: Chase no longer allows more than 1 of same CC product.??? (Read 11183 times)

Cappy · « **on:** December 08, 2016, 01:31:41 PM »

"When selecting the credit card that best meets your needs,
please remember that our policy no longer allows for
customers to have more than one credit card in the same
product. Applications for a card product you already have
may not be eligible for approval."

Aerial Dag · « **Reply #1 on:** December 08, 2016, 01:33:31 PM »

Where is this from?

David Smith · « **Reply #2 on:** December 08, 2016, 01:33:43 PM »

They never let you apply for a card you already have. This affects product changes too?

ExGingi · « **Reply #3 on:** December 08, 2016, 01:35:54 PM »

Quote from: David Smith on December 08, 2016, 01:33:43 PM

They never let you apply for a card you already have. This affects product changes too?

While I've never done it for personal cards, for what I read on DDMS it seemed possible.

For the business products one could definitely have same product multiple businesses.

Cappy · « **Reply #4 on:** December 08, 2016, 01:36:17 PM »

Quote from: David Smith on December 08, 2016, 01:33:43 PM

They never let you apply for a card you already have. This affects product changes too?

Product.

Chase Sapphire Preferred and The Reserve would be considered in the same family.

I don't know about PC

Mendelssohn · « **Reply #5 on:** December 08, 2016, 01:37:22 PM »

So you also can't have a Freedom and Freedom Unlimited?

David Smith · « **Reply #6 on:** December 08, 2016, 01:38:13 PM »

Quote from: Cappy on December 08, 2016, 01:36:17 PM

Product.

Chase Sapphire Preferred and The Reserve would be considered in the same family.

Meaning someone with a CSP will not be approved for a CSR?

Cappy · « **Reply #7 on:** December 08, 2016, 01:39:41 PM »

Quote from: David Smith on December 08, 2016, 01:38:13 PM

Meaning someone with a CSP will not be approved for a CSR?

I know it's the same family, but technically it's a different product.

I might be interpreting it wrong.

Maybe it means 2 of the identical type of cards.

Talmid Muvhak · « **Reply #8 on:** December 08, 2016, 01:40:11 PM »

What about my 4 freedom cards?

Hershelsdeals · « **Reply #9 on:** December 08, 2016, 01:40:22 PM »

Source?

ExGingi · « **Reply #10 on:** December 08, 2016, 01:40:59 PM »

Quote from: David Smith on December 08, 2016, 01:38:13 PM

Meaning someone with a CSP will not be approved for a CSR?

That doesn't make sense. Freedom and Freedom Unlimited are different products, I have both. CSP and CSR are different products (I only have CSR).

ExGingi · « **Reply #11 on:** December 08, 2016, 01:41:47 PM »

Quote from: Talmid Muvhak on December 08, 2016, 01:40:11 PM

What about my 4 freedom cards?

That was highly lucrative when I got 10 point per swipe.

Hershelsdeals · « **Reply #12 on:** December 08, 2016, 01:41:47 PM »

We still haven't seen a source

David Smith · « **Reply #13 on:** December 08, 2016, 01:42:33 PM »

Quote from: ExGingi on December 08, 2016, 01:40:59 PM

That doesn't make sense. Freedom and Freedom Unlimited are different products, I have both. CSP and CSR are different products (I only have CSR).

I'm aware. (I have all 4.) I'm not sure what he's saying has changed.

Talmid Muvhak · « **Reply #14 on:** December 08, 2016, 01:44:16 PM »

Quote from: ExGingi on December 08, 2016, 01:41:47 PM

That was highly lucrative when I got 10 point per swipe.

Vr days!

Aerial Dag · « **Reply #15 on:** December 08, 2016, 01:48:59 PM »

OP is this your source?
http://ficoforums.myfico.com/t5/Credit-Cards/Chase-Policy-on-One-New-Card-Same-Product/td-p/4808972

ExGingi · « **Reply #16 on:** December 08, 2016, 01:50:24 PM »

Quote from: Talmid Muvhak on December 08, 2016, 01:44:16 PM

Vr days!

Not sure what Vr means.

But I bought quite a few 1 cent sim cards on Amazon (which vendors actually ended up mostly refunding so they wouldn't have to pay Amazon), and an automated script to reload Amazon balances 50 cents at a time.

Aerial Dag · « **Reply #17 on:** December 08, 2016, 01:51:01 PM »

Quote from: ExGingi on December 08, 2016, 01:50:24 PM

Not sure what Vr means.

Vanilla Reloads

ExGingi · « **Reply #18 on:** December 08, 2016, 01:51:30 PM »

Quote from: Aerial Dag on December 08, 2016, 01:51:01 PM

Vanilla Reloads

Oh, I joined at the very tail end of that.

Cappy · « **Reply #19 on:** December 08, 2016, 02:00:32 PM »

Quote from: Aerial Dag on December 08, 2016, 01:48:59 PM

OP is this your source?
http://ficoforums.myfico.com/t5/Credit-Cards/Chase-Policy-on-One-New-Card-Same-Product/td-p/4808972

That, Reddit and a few other places. Looks like this was in place for a while since september.

Most people got this via SM after asking about a PC.

I can't find it via the Chase terms on the actual website.

Just posted it after the read.