Author Topic: Amazon launching new 5℅ back card for Amazon purchases  (Read 13500 times)

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1884
  • Total likes: 230
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #20 on: January 11, 2017, 03:38:43 PM »
If it is a 5x card then there is a need to find the loopholes.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5776
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #21 on: January 11, 2017, 03:44:52 PM »
Being single is no excuse for having one IP. And not having (multiple) Blue Cash and other 5x cards.
It's got nothing to do with being single.
Alot of people have never had success getting one IP, let alone multiple.

I've tried 4 times over the last 3 years with nothing to show, besides 4 hard inquiries.
Granted I do have a few other 5X card's.
Life is as good as you make it...

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #22 on: January 11, 2017, 06:30:03 PM »
Your inability to get an IP is solely on you... or your lack of a legitimate (sounding) business.

Even so, your last line undercuts your point and supports mine.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Diamond Elite
  • **********
  • Join Date: May 2008
  • Posts: 67598
  • Total likes: 16909
  • DansDeals.com Hat Tips 16442
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA GS, AA EXP, DL Dirt, Hyatt Glob, Fairmont Lifetime Plat, DD Diamond, Blocked By @NeriaKraus
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #23 on: January 11, 2017, 06:35:38 PM »
Can still get IC
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #24 on: January 11, 2017, 06:40:23 PM »
Completely disagree. I don't like buying Amazon stuff on gift cards. I will use gift cards when I get a significant discount like Lowe's Amex offers but I'd much rather have 5% cash back to spend on Amazon over using an ink plus to buy gift cards, even if those points are worth 7.5% back. The credit card protection benefits, lack of cash flow issues, and not having to deal this the hassle are worth the extra 2.5% if a credit card is going to give me 5% value for no hassle or effort. Last week I was going to use a credit card to return a suit I bought on Amazon 2 months ago. Unfortunately when I looked I saw that I bought the suit on a gift card. That's $140 right there. There are other times I've used extended warranties on Amazon purchases. I'd rather use a credit card that has those benefits vs. gift cards that have no benefits.

Plus, the extra 2.5% is only for travel. I do travel but not that much. I already have a lot of Chase points between my wife and I. It's going to take awhile to use those points. Especially since using the Chase points for anything but flights is dicey. Hotels sometimes offer better rates/deals through other sites or I usually use AirBnb when travelling with my family. Costco typically gives me much better rates for car rentals. So figure it will probably take me somewhere in the range of 3-7 years to consume my current balance of Chase points, if not longer. The present value of the 7.5% lowers that number closer to 5%. I'll take the 5% cash that I can use on my next month's Amazon purchases.

You have some good points, but I still don't agree.

Floating $500 in Amazon credit, given how often I buy from them, is not really a cash flow issue for me.  To the extent it is for you, or others, you can reduce that amount accordingly, depending on the frequency with which you shop there.  Bottom line, given how often people buy groceries, pass by an office supply store or a CVS, one should easily be able to manage having the right amount of Amazon cash on hand to extract better value than Amazon 5%.

Additionally, your Amazon 5x only gets you 5% off at Amazon, whereas Ink 5x gets you a minumum of 5x on *anything* or 7.5% on travel (or on anything based on gray-market value).

With respect to your warranty issue, I simply don't have it.  I only buy things with Amazon GC that are either consumable, perishable, or otherwise not going to be returned.  Anything not fitting those categories gets put on an AmEx. It would not be put on this Amazon card, or any Chase card for that matter.

Finally, there are often ways to get better than 10% off Amazon using 5x cards and stackable offers.  Constraining yourself to using Amazon card leaves substantial amount of money on the table.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #25 on: January 11, 2017, 06:40:54 PM »
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Diamond Elite
  • **********
  • Join Date: May 2008
  • Posts: 67598
  • Total likes: 16909
  • DansDeals.com Hat Tips 16442
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA GS, AA EXP, DL Dirt, Hyatt Glob, Fairmont Lifetime Plat, DD Diamond, Blocked By @NeriaKraus
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #26 on: January 11, 2017, 06:43:40 PM »
Non-sequitur?
For those saying they only managed to get in 1 IP.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Online mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8355
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #27 on: January 11, 2017, 06:44:24 PM »
For those saying they only managed to get in 1 IP.
5/24
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #28 on: January 11, 2017, 06:46:01 PM »
For those saying they only managed to get in 1 IP.

He's saying he couldn't even get an IP, so IC, too, is out of reach, for presumably the same reason.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline yitzgar

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2016
  • Posts: 3078
  • Total likes: 1277
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #29 on: January 11, 2017, 08:48:34 PM »
Your inability to get an IP is solely on you... or your lack of a legitimate (sounding) business.

Even so, your last line undercuts your point and supports mine.
What about 5/24 :(
Can still get IC

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5776
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #30 on: January 11, 2017, 11:48:20 PM »
Your inability to get an IP is solely on you... or your lack of a legitimate (sounding) business.


Ouch.
I ain't the best of liars.
Life is as good as you make it...

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #31 on: January 11, 2017, 11:59:34 PM »
Nor am I... no one is suggesting lying, certainly not me.

2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline LoLo

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2014
  • Posts: 3772
  • Total likes: 197
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #32 on: January 12, 2017, 12:17:25 AM »
What about 5/24 :(
if you have a business profile you get business card pre approvals.

Offline yitzgar

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2016
  • Posts: 3078
  • Total likes: 1277
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #33 on: January 12, 2017, 12:56:42 AM »
if you have a business profile you get business card pre approvals.
Online?

Offline davidmal

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 7874
  • Total likes: 604
  • DansDeals.com Hat Tips 239
  • Gender: Male
    • View Profile
  • Location: New York
-DMC
"Life moves pretty fast. If you don't stop and look around once in a while, you could miss it ~Ferris Bueller"

Offline yuguy

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2014
  • Posts: 748
  • Total likes: 7
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: Manhattan

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 14295
  • Total likes: 376
  • DansDeals.com Hat Tips 35
    • View Profile
  • Location: Where I ought to be
Re: Amazon Visa credit card 5% back + 70GC
« Reply #36 on: January 12, 2017, 10:06:02 AM »
We will have to wait to see if there is a referral bonus to decide if this card is worth anything.

Offline puddles

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2010
  • Posts: 1100
  • Total likes: 27
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Five Towns
Re: Amazon Visa credit card 5% back + 70GC
« Reply #37 on: January 12, 2017, 01:18:59 PM »
We will have to wait to see if there is a referral bonus to decide if this card is worth anything.
I would assume there is not. If it aint on the Master Site... :)

Offline puddles

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2010
  • Posts: 1100
  • Total likes: 27
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Five Towns
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #38 on: January 12, 2017, 01:19:50 PM »
Also, slightly off topic but the Amex Return Protection/Warranty is 1 Billion times better than Chase. They cant even be mentioned in the same sentence. Tried to do a return protection a few weeks ago with the reserve. What a disaster.

Offline yitzgar

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2016
  • Posts: 3078
  • Total likes: 1277
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Amazon launching new 5℅ back card for Amazon purchases
« Reply #39 on: January 12, 2017, 01:43:39 PM »
Also, slightly off topic but the Amex Return Protection/Warranty is 1 Billion times better than Chase. They cant even be mentioned in the same sentence. Tried to do a return protection a few weeks ago with the reserve. What a disaster.
Doesn't chase give 4 months instead of amexs 3?