Author Topic: Lakewood Luxury Lifestyles  (Read 37177 times)

Offline Tuna Baygel

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Lakewood Luxury Lifestyles
« Reply #140 on: September 04, 2017, 02:42:02 PM »
Taxes.
Yes even after taxes the numbers don't make sense. He has no expenses

He portrayed himself as someone who climbed the ladder and made it with ease and I'm calling him out and saying it's simply false
« Last Edit: September 04, 2017, 03:21:59 PM by Tuna Baygel »

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Re: Lakewood Luxury Lifestyles
« Reply #141 on: September 04, 2017, 03:40:11 PM »
Yes even after taxes the numbers don't make sense. He has no expenses

He portrayed himself as someone who climbed the ladder and made it with ease and I'm calling him out and saying it's simply false
Where did he give the impression that it was with ease?
Feelings don't care about your facts

Offline Tuna Baygel

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Re: Lakewood Luxury Lifestyles
« Reply #142 on: September 04, 2017, 07:25:17 PM »
Where did he give the impression that it was with ease?
Getting your salary tripled after 2.5 of entering the workforce is with great ease

Making 120k with exceptional benefits right after getting your masters through a online college is great ease

Where is the OP? Will this be his first and last post?

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Re: Lakewood Luxury Lifestyles
« Reply #143 on: September 04, 2017, 07:59:07 PM »
Getting your salary tripled after 2.5 of entering the workforce is with great ease

Making 120k with exceptional benefits right after getting your masters through a online college is great ease

Where is the OP? Will this be his first and last post?

Ease? I was hired has an A/R clerk in a relatively new business. When I got my Masters (MBA), I wanted to leave for a finance job, but my boss talked me out of it as the CFO was leaving (personal issues) and he offered me the job, as I knew the company finances inside out. I rolled it back and said I want double salary (by then I was at $1,050 a week). A year later, I was given a $200 raise. The benefits came with time. The last wo years of savings went for a down payment (no parental help). My mortgage and Property tax is double the rent I receive, so I'm out of pocket for housing. I proudly pay tax on every dime I earn, including rental income. And Maaser (from my net - as discussed with a dayan) I know Hashem is looking after me big time, as I never in my wildest dreams believed I can get here. Anyone willing to start at the bottom, work hard, and knows to do what he's talented with can and will do well with a bit of bitachon.

Online YesThatsMe

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Re: Lakewood Luxury Lifestyles
« Reply #144 on: September 04, 2017, 08:03:13 PM »
You were getting paid $800 a week and than magic happened you got a masters online and the same company bumped you up to almost triple that plus the most prestigious benefits package??

You left out vacation, I'm sure it's something like 6 weeks paid vacation including expenses
 
Your 3 person family total income is over $170k plus you have a tenant paying most of your mortgage, no health insurance, phone or commuting costs and only one car yet you managed to only put away $50,000?

You sure?

Vacation is legal holidays (hence my current boredom) and I get Yomim Tovim as a religious jew, I use my 10 extra vacation days for Chol Hamoed Tisha Bav & Erev Pesach/Erev Yom Kippur. So that's were my life is a bit tough...

Offline churnbabychurn

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Re: Lakewood Luxury Lifestyles
« Reply #145 on: September 04, 2017, 08:19:39 PM »
Just readind this for the first time. I live in Lakewood and am 25 years old, married 3 years already. I started working for $800 two and half years ago, finished an online masters (BA from Yeshiva) in the meantime and now get paid $120K annual, same company (I commute to the City). My wide started at $500 a week, and now makes $1000 and is due for a raise, she only works because we have just one baby. My company pays for top health insurance, commute, phone, and 5% 401K. I drive an Accord, bought a house in a development and live in basement because I don't need the space. I'm saving a solid $50k a year in a non volatile investment account and made 11% in the bull run this year (long may it last!). At this rate I'll be making more than enough to afford anything in the VOL, yet I feel its a huge waste of money. Maybe that's become I'm out of towner.

The way I see it is that some guys go into Real Estate etc. and make "fast money" and spend it all, and if they can keep it up very good, but as these things are very volatile there are bound to be hard times, and there's no safety net and they just cant stop spending nebach...
120k is great for a newly wed with one baby. But it's not making ends meet with 6+ kids tuitions/camps etc.
Most Lakewooders don't make a decent 100k+ salary until they have an established and growing family. (Kollel).
So you are a serious anomaly.

My advice to you is to keep up the good work and save it up!

Also, not easy to find jobs paying 120+ so hold on to that one tight.

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Re: Lakewood Luxury Lifestyles
« Reply #146 on: September 04, 2017, 08:23:55 PM »
120k is great for a newly wed with one baby. But it's not making ends meet with 6+ kids tuitions/camps etc.
Most Lakewooders don't make a decent 100k+ salary until they have an established and growing family. (Kollel).
So you are a serious anomaly.

My advice to you is to keep up the good work and save it up!

Also, not easy to find jobs paying 120+ so hold on to that one tight.

The anomaly is I went to work six months after wedding, if all would do that then I wouldn't be such an anomaly...

Yes BH I love my job and feel fulfilled. Though sitting on the bus 3 - 4 hours a day can get real hard..

Offline yelped

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Re: Lakewood Luxury Lifestyles
« Reply #147 on: September 04, 2017, 09:14:18 PM »
The anomaly is I went to work six months after wedding, if all would do that then I wouldn't be such an anomaly...

Yes BH I love my job and feel fulfilled. Though sitting on the bus 3 - 4 hours a day can get real hard..
Great to read the last few posts! Reminds me of the joke why the Jew was reading De Shturm...

Offline Sport

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Re: Lakewood Luxury Lifestyles
« Reply #148 on: September 04, 2017, 09:18:53 PM »
120k is great for a newly wed with one baby. But it's not making ends meet with 6+ kids tuitions/camps etc.
Most Lakewooders don't make a decent 100k+ salary until they have an established and growing family. (Kollel).
So you are a serious anomaly.

My advice to you is to keep up the good work and save it up!

Also, not easy to find jobs paying 120+ so hold on to that one tight.
Forget about 6 kids, 120k is not making ends meet with 2 kids.

Offline churnbabychurn

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Re: Lakewood Luxury Lifestyles
« Reply #149 on: September 04, 2017, 10:07:31 PM »
Forget about 6 kids, 120k is not making ends meet with 2 kids.
Depends on the life$tyle..

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Re: Lakewood Luxury Lifestyles
« Reply #150 on: September 04, 2017, 10:43:32 PM »
Depends on the life$tyle..
+1
But that would mean that it is not needed to make ends meet but rather to live a certain lifestyle.
Feelings don't care about your facts

Offline Tuna Baygel

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Re: Lakewood Luxury Lifestyles
« Reply #151 on: September 04, 2017, 10:57:28 PM »
Ease? I was hired has an A/R clerk in a relatively new business. When I got my Masters (MBA), I wanted to leave for a finance job, but my boss talked me out of it as the CFO was leaving (personal issues) and he offered me the job, as I knew the company finances inside out. I rolled it back and said I want double salary (by then I was at $1,050 a week). A year later, I was given a $200 raise. The benefits came with time. The last wo years of savings went for a down payment (no parental help). My mortgage and Property tax is double the rent I receive, so I'm out of pocket for housing. I proudly pay tax on every dime I earn, including rental income. And Maaser (from my net - as discussed with a dayan) I know Hashem is looking after me big time, as I never in my wildest dreams believed I can get here. Anyone willing to start at the bottom, work hard, and knows to do what he's talented with can and will do well with a bit of bitachon.
Ok

I'm sorry

Offline Emkay

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Re: Lakewood Luxury Lifestyles
« Reply #152 on: September 05, 2017, 01:28:32 AM »
Forget about 6 kids, 120k is not making ends meet with 2 kids.
Then you live in the wrong place or the wrong way.

Offline thaber

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Re: Lakewood Luxury Lifestyles
« Reply #153 on: September 05, 2017, 01:56:51 AM »
Though sitting on the bus 3 - 4 hours a day can get real hard..
May be a personal question, and feel free to ignore, but why wouldn't you move closer? It would be so much easier now over when you have kids in school, and as you said, you're an OOT'er, so smaller communities shouldn't scare you.

Offline Sport

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Re: Lakewood Luxury Lifestyles
« Reply #154 on: September 05, 2017, 07:55:36 AM »
Then you live in the wrong place or the wrong way.
Could be, where I live base expenses, tuition for 2 kids (school and camp) will set you back 25k.
Housing is at a minimum 30k.
Together, thats well more than half your income.

Offline Emkay

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Re: Lakewood Luxury Lifestyles
« Reply #155 on: September 05, 2017, 07:57:35 AM »
Could be, where I live base expenses, tuition for 2 kids (school and camp) will set you back 25k.
Housing is at a minimum 30k.
Together, thats well more than half your income.
30+25=55 which isn't half of 120 let alone "well more than half".

Offline Sport

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Re: Lakewood Luxury Lifestyles
« Reply #156 on: September 05, 2017, 07:57:53 AM »
30+25=55 which isn't half of 120 let alone "well more than half".
post tax

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Re: Lakewood Luxury Lifestyles
« Reply #157 on: September 05, 2017, 09:29:17 AM »
May be a personal question, and feel free to ignore, but why wouldn't you move closer? It would be so much easier now over when you have kids in school, and as you said, you're an OOT'er, so smaller communities shouldn't scare you.

I married a Lakewooder..

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Re: Lakewood Luxury Lifestyles
« Reply #158 on: September 05, 2017, 09:55:39 AM »
Could be, where I live base expenses, tuition for 2 kids (school and camp) will set you back 25k.
Housing is at a minimum 30k.
Together, thats well more than half your income.
How much you need is not a question of percentages but dollar amount. If the remaining 40-50k is enough then you are fine if not and others seem to be managing with that then you should question if maybe your lifestyle is the issue
Feelings don't care about your facts

Offline Sport

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Re: Lakewood Luxury Lifestyles
« Reply #159 on: September 05, 2017, 10:01:19 AM »
How much you need is not a question of percentages but dollar amount. If the remaining 40-50k is enough then you are fine if not and others seem to be managing with that then you should question if maybe your lifestyle is the issue
Don't focus so much on my use of the percentage, that wasnt my point.
Either way, You're left with closer to 35-40 after tuition and housing not 40-50.