What's In Your Wallet?

[yaakov s]

I'm going to steal Dan's template, it seems to work, and we have a lot of the same cards.

24 total cards.

AMEX Consumer (3):
Platinum
Premier Rewards Gold
SPG

AMEX Business (2):
SPG
SPG (yup, I have two of them).

Chase (2):
Freedom
Hyatt
(Chase recently closed a bunch of my accounts for multiple apps. I also recently closed a BA card, I hope to get a recent BA application approved soon.)
Some generic Chase business card, $100 CL.

Citi Consumer (5):
AA Visa - old 30/35k offer
AA MC (converted to Bronze to keep fees down) - old 30/35k offer
AA MC (recently switched to Hilton Visa)
Platinum Select
Professional something card
The last two cards are probably my oldest cards from a major bank

Citi Business (1):
AA Business (Visa) - Just approved 75k offer

Store Cards (4)
Banana Republic Lifetime Luxe
Gap
J. Jill (pre-approved offer, used it to build my credit back in the day)
Dell Financial Services CL (does that even count?)


Barclay's Consumer (1):
US Airways

Barclay's Business (1):
US Airways

Capital One Consumer (1):
Venture

Capital One Business (1):
Venture

Discover (1):
More

Discover Business(1):
Discover Business card

Bank of America(1):
CashRewards Visa

I never realized I have so many cards, and I'm still on the prowl for more

How many of these cards are you paying an annual fee on?

[AsherO]

How many of these cards are you paying an annual fee on?

Besides for SPG, anything with an annual fee will be closed/converted before the first year is up.

[mybeyat1]

12 total cards.

AMEX Consumer (3):
Platinum
Premier Rewards Gold
SPG

Chase (4):
Saphire
Continental
Rewards (get 5% back on all gas purchases)
United

Citi Consumer (2):
Platinum Select
another one don't remember name

Citi Business (1):
AA Business (Visa) -  75k offer

Barclay's Consumer (1):
free Spirit

Discover (1):
Discover

Only paying a yearly fee on the SPG.

[Mikeoracle]

11 total cards.

AMEX Consumer (5):
Platinum
Premier Rewards Gold
SPG
Hilton Surpass
Cash rebate card

AMEX Business (1):
SPG

Chase (1):
Continental

Citi Consumer (2):
AA MC
AA Amex

Citi Business (1):
AA Business (Visa)

Capital One Consumer (1):
not sure (my oldest open card)

[smurf]

8 total cards.

AMEX Consumer(3):
Platinum
Premier Rewards Gold
SPG

Chase (3):
Continental
BA(I hope )
Amazon rewards(my first card)

Citi Consumer(1):
AA Visa

Store Card (1)
Kohl's (for use only with the %30 off coupons )

Not much but hey I'm just getting started

[Ergel]

8 total cards.

AMEX Consumer (3):
Platinum
Premier Rewards Gold
SPG

Chase (1):
Continental
Hyatt
BA (pending)


Citi Consumer (2):
AA Visa
AA Student Visa

My better half 8 total cards.

AMEX Consumer (2):
Platinum
SPG

Chase (4):
Continental
Hyatt
Freedom
UA (pending)


Citi Consumer (1):
AA Visa

Wachovia(1):
her first card

[Yordai Dooma]

22 Total cards

AMEX Consumer (5):
Platinum
Premier Rewards Gold
Starwood
Delta Skymiles options
Hilton Hhonors

AMEX Business (1):
Starwood

Chase (4):
Continental OnePass Plus
British Airways
United
Priority Club

Citi Consumer (3):
AA MC
AA MC
AA AMEX

Citi Business (2):
AA Visa
AA Visa

PenFed (1)
Platinum Cash Rewards

USBank Consumer (1):
Flexperks

Discover (1):
More

Barclays (1)
Spirit

Barclays Business (1)
Us Airways

Store Cards (2)
Kohls
Macys

[muttman]

7 Total cards

AMEX Consumer (1):
Starwood

AMEX Business (1):
Starwood

Chase (3):
Continental OnePass Plus
British Airways
United

Citi Consumer (2):
AA Visa
AA AMEX
Diamond Preferred

[appl3]

Just started in this game so not too many. 10 cards

Amex: delta gold, blue for students (oldest card)
Chase: continental, freedom
Citi: aa mc, thank you
Store: Macy's, jcpenney, old navy, vs

[beej]

12 total cards.

AMEX Consumer (3):
Platinum
Premier Rewards Gold
SPG

Chase (4):
Saphire
Continental
Rewards (get 5% back on all gas purchases)
United

Citi Consumer (2):
Platinum Select
another one don't remember name

Citi Business (1):
AA Business (Visa) -  75k offer

Barclay's Consumer (1):
free Spirit

Discover (1):
Discover

Only paying a yearly fee on the SPG.

willing to offer insight on how to avoid annual fees?
i HAD alot but cancelled due to fees.

[AsherO]

willing to offer insight on how to avoid annual fees?
i HAD alot but cancelled due to fees.

Did you try downgrading to a card that doesn't have fees and/or getting retention bonuses (to justify/alleviate the fees)?

[Yordai Dooma]

No sense in quoting my whole post up there, but we can add another Amex gold card to put me at 23 active cards

[Avid Reader]

No sense in quoting my whole post up there, but we can add another Amex gold card to put me at 23 active cards

What made you go for the Delta Options card, was it just a downgrade?

[Yordai Dooma]

What made you go for the Delta Options card, was it just a downgrade?

Yep downgrade a few years ago which i kept open to keep activity every so often. I probably should just cancel it as i never use it

[gozalim]

Yep downgrade a few years ago which i kept open to keep activity every so often. I probably should just cancel it as i never use it

especially since delta recently stopped mileage expiration.

[miles]

These are just the ones that I am primary on total cards. 12 Open 6 Closed

AMEX Consumer (3):
Blue Cash
Platinum
Delta Reserve

Chase Consumer (3):
Continental OnePass Plus
United
Freedom Plus

Citi Consumer (1):
AA Amex

Citi Business (1):
AA Visa

Capital One Business (1):
Venture

BOA Consumer (2):
World points (first card since 2003)
World points
(this is one of my best cards i can get it to 3%cash back)

Discover Consumer (1):
cash Back

Closed Accounts :

AMEX Consumer Closed (1):
Gold (2006)

Chase Consumer  Closed (2):
United (2010 by chase when i open'd my BA)
BA (2011)

USBank Consumer (1):
NorthWest (2008)

BOA Consumer  (1):
Cash Back (2006)

Barclay's Consumer (1):
Miles and More

[Dan]

total cards. 12 Open 6 Closed

AMEX Consumer (3):
Blue Cash
Platinum
Delta Reserve

Chase Consumer (3):
Continental OnePass Plus
United
Freedom Plus

Citi Consumer (1):
AA Amex

Citi Business (1):
AA Visa

Capital One Business (1):
Venture

BOA Consumer (2):
World points (first card since 2003)
World points
(this is one of my best cards i can get it to 3%cash back)

Discover Consumer (1):
cash Back

Closed Accounts :

AMEX Consumer Closed (1):
Gold (2006)

Chase Consumer  Closed (2):
United (2010 by chase when i open'd my BA)
BA (2011)

USBank Consumer (1):
NorthWest

BOA Consumer  (1):
Cash Back

Barclay's Consumer (1):
Miles and More

Closed cards don't count...or else I'd have hundreds!

[miles]

Closed cards don't count...or else I'd have hundreds!

thats why u can't list it but 6 i can list 

[Spiffster]

OK, I'll play...

Me: 22 as primary
Amex - Plat*, Delta Plat*
Cap1 - Venture
Chase - BA*, CO, Marriott^2**, Subaru^2**, Amazon
Citi - AA^3*
Discover*
PenFed*
7 other non-points cards (15-20 years old, kept for average aging) and 1 store card

Wife: 21 as primary
Amex - Delta Plat
Cap1 Venture
Chase - BA, Marriott, Subaru, TJX
Discover
and a whopping 14 store cards...

I carry a dupe of all her cards since I travel for work all the time.  She has dupes of a few of mine.

What's actually in the wallet?  I have an http://www.all-ett.com wallet, so it's think and holds 20 cards easy.  Fully loaded, it's thinner than most leather wallets empty.  I just went and starred what's actually in the wallet.  I also have a few of ATM cards that I carry as well.  I have no idea what's in the wife's purse.  Last time I looked in there, I was lost for hours....   

[yossi781]

Amex
Business Gold
Starwood

FIA
Fidelity

Citi
AA Visa

Chase
BA
Sapphire
Continental