What's In Your Wallet?

[AsherO]

Here's an update, I'll indicate with a > which are new:

32 total cards.

AMEX Consumer (3):
Platinum
Premier Rewards Gold
SPG

AMEX Business (2):
SPG
SPG (yup, I have two of them).

Chase (5):
Freedom
Hyatt
British Airways Visa
United Airlines Visa
>Chase Sapphire Preferred

Chase Biz (2):
Some generic Chase business card, $100 CL
>Chase Ink Bold


Citi Consumer (5):
AA Visa - old 30/35k offer
AA MC (converted to Bronze to keep fees down) - old 30/35k offer
AA MC (recently switched to Hilton Visa)
Platinum Select
Professional something card
The last two cards are probably my oldest cards from a major bank

Citi Business (1):
AA Business (Visa) - Just approved 75k offer

Store Cards (4)
Banana Republic Lifetime Luxe
Gap
J. Jill (pre-approved offer, used it to build my credit back in the day)
Dell Financial Services CL (does that even count?)


Barclay's Consumer (1):
US Airways

Barclay's Business (1):
US Airways

Capital One Consumer (1):
Venture

Capital One Business (1):
Venture

Discover (1):
More

Discover Business(1):
Discover Business card

Bank of America(3):
CashRewards Visa
>Alaskan Airlines Visa
>Hawaiian Airlines Visa

Bank of Hawaii, administered by FIA/Bank of America (1):
>Hawaiian Airlines Visa

[doublejay]

@Asher Why not the Amex Gold - Business (75k)

I am about to do a double app - Gold consumer and Gold Business thinking that those are the two next best cards to go for (have amex plat - my only amex card).

I feel like I am missing something.


p.s. Other card opened this year - citi AA. Also, have 2 other cards open for years already. (citi and whtvr the has advantage card is).

[compddd]

What's actually in the wallet?  I have an http://www.all-ett.com wallet, so it's think and holds 20 cards easy.  Fully loaded, it's thinner than most leather wallets empty.  I just went and starred what's actually in the wallet.  I also have a few of ATM cards that I carry as well.  I have no idea what's in the wife's purse.  Last time I looked in there, I was lost for hours....   

That wallet looks nice, I'm going to have to get one. Mine is too thick

[AsherO]

@Asher Why not the Amex Gold - Business (75k)

I am about to do a double app - Gold consumer and Gold Business thinking that those are the two next best cards to go for (have amex plat - my only amex card).

I feel like I am missing something.


p.s. Other card opened this year - citi AA. Also, have 2 other cards open for years already. (citi and whtvr the has advantage card is).

I've been eying the 75k biz app, but Amex will insist on pulling my Experian, which has too many recent apps. It's still in my sights though, just need to sit tight for a bit more.

HAS advantage is a scam, you can support Israel much more with an Amex that awards MR or Amex SPG.

[compddd]

How many apps is too much for your Experian?

[AsherO]

How many apps is too much for your Experian?

It's not a science. Every situation is different, in my case I feel like I'll be pushing my limits with Amex.

[doublejay]

HAS advantage is a scam, you can support Israel much more with an Amex that awards MR or Amex SPG.

I knew very little about CCs when I signed up a few years ago. I actually signed up to help a friend earn a ticket to Israel for referring like 20 people or something.

Haven't used it in a while.

My Maaser for the amex rewards is helping Israel (in theory - except it really goes to American Yeshivos mostly - So helping Bnei "Israel"    ).

[AsherO]

Here's an update, I'll indicate with a > which are new:

32 total cards.
....

Citi Business (1):
AA Business (Visa) - Just approved 75k offer

....

Turns out I have another CitiBusiness card I didn't even know was active, it was compromised in the recent Citicard.com breach.

Business cards are harder to keep track of, since they are not reported on your credit report.

[i3ond]

AMEX Consumer (6):
Platinum
Premier Rewards Gold
Starwood
Delta Plat
Hilton
Blue Sky

AMEX Business (2):
Gold
Starwood

Chase (3):
Continental Presidential Plus - Biz
Freedom
Sapphire Preferred

Citi Consumer (2):
Sears Plat
Thank You Premier


Capital One Consumer (1):
Sony Card

Discover (1):
More

BarClay (1)
US Airways

[Dan]

Make a list of your currently active cards that you are the primary cardholder on and post what you have!
I'm probably missing some, but here's a good chunk of what's currently active.

26 total cards.

AMEX Consumer (3):
Platinum
Premier Rewards Gold
Starwood

AMEX Business (2):
Platinum
Starwood

Chase (6):
Continental OnePass Plus
Continental Presidential Plus
British Airways
Hyatt
United
Freedom

Citi Consumer (6):
AA Visa
AA Visa
AA MC
AA AMEX
Diners Club
Hilton

Citi Business (1):
AA Visa

GAP Inc (2)
Banana Republic Lifetime Luxe
Gap

Capital One Consumer (1):
Venture

Capital One Business (1):
Venture

FIA (1):
Schwab

USBank Consumer (1):
Flexperks

USBank Business (1):
Flexperks

Discover (1):
More

-AMEX PRG
-AMEX Plat Consumer
-AMEX Plat Business

+Chase Southwest
+Chase Ink Bold
+Chase Ink Classic

[123ablack]

-AMEX PRG
-AMEX Plat Consumer
-AMEX Plat Business

+Chase Southwest
+Chase Ink Bold
+Chase Ink Classic

Danny Boy,  with that amount of cards you can change the domain name to bigfatwallet.com..  .... (assuming you litterally carry them all in ur wallet 

[bubbles]

Can't believe that would even use the Cap1 slogan! 

edit: nm didn't realize you even have some Cap1 cards

[Dan]

Can't believe that would even use the Cap1 slogan! 

edit: nm didn't realize you even have some Cap1 cards

I did limit the damage by applying for both Cap1 consumer and business cards with a 2bm, so just 3 credit hits instead of 6 for $2,000 of signup bonuses.

[Avid Reader]

Currently 18 total

AMEX personal
MB Platinum
Starwood
Delta Options (just about my oldest card, no annual fee)

Business
SimplyCash Platinum (no Plat bennies)

Chase:
None.

Barclays:
USAirways Consumer
USAirways  Biz.

Citi:
Citi ThankYou
AA Visa Signature
AA Mastercard World Platinum #1
AA Mastercard World Platinum #2
AA AMEX #1
AA AMEX #2
AA AMEX #3

Citi Business:
AA Visa
ATT Universal Visa #1
ATT Universal Visa #2
ATT Universal Visa #3
 

Bank of America (FIA)
MBNA MasterCard

Business
Alaska Airlines

[Saver2000]

Currently 18 total

Chase:
None.

Why no chase??

[S G]

10 in total. No business cards yet but I plan to add some next year (too many credit pulls this year)

American Express(Personal)
Blue Cash
SPG
Platinum
PRG Gold

Chase(Personal)
Sapphire Preffered
Freedom
Hyatt

Citi(Personal)
Preferred

Store Cards
Banana
Kohl's

[AsherO]

-AMEX PRG
-AMEX Plat Consumer
-AMEX Plat Business

+Chase Southwest
+Chase Ink Bold
+Chase Ink Classic

9 Chase (!), or did you close some?

[bubbles]

8 Amex and 9 Chase (!), or did you close some?

I think he was saying he closed the Amex hence the minus sign

[AsherO]

I think he was saying he closed the Amex hence the minus sign

Good point, didn't notice that, I'll edit my post.

[Dan]

-AMEX PRG
-AMEX Plat Consumer
-AMEX Plat Business

+Chase Southwest
+Chase Ink Bold
+Chase Ink Classic

Forgot to add
+Chase Sapphire Preferred.

10 active chase cards