Author Topic: credit report how log does it take  (Read 2351 times)

Offline myb821

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credit report how log does it take
« on: May 16, 2011, 04:38:53 PM »
I had my dad remove me as an AU from his CC so i can apply to the citi bank 75k offers. anyone know how long it will take for that to be removed from my credit report

Offline smurf

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Re: credit report how log does it take
« Reply #1 on: May 16, 2011, 04:43:00 PM »
In my experience I had to do it manually. Its a simple phone call but it may take a couple of days.

Offline myb821

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Re: credit report how log does it take
« Reply #2 on: May 16, 2011, 04:44:48 PM »
In my experience I had to do it manually. Its a simple phone call but it may take a couple of days.
a phone call to who

Online AsherO

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Re: credit report how log does it take
« Reply #3 on: May 16, 2011, 04:52:14 PM »
a phone call to who

Why not call both Citi CS and the Bureau they'll pull when you apply?
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Offline myb821

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Re: credit report how log does it take
« Reply #4 on: May 16, 2011, 04:54:33 PM »
Why not call both Citi CS and the Bureau they'll pull when you apply?
why call citi cs?

Online AsherO

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Re: credit report how log does it take
« Reply #5 on: May 16, 2011, 04:55:26 PM »
why call citi cs?

Asking them to remove it from your credit report, as you're no longer listed on your Dad's account.
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Offline myb821

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Re: credit report how log does it take
« Reply #6 on: May 16, 2011, 04:56:05 PM »
Asking them to remove it from your credit report, as you're no longer listed on your Dad's account.
its not a citi bank cc here this link will explain what im trying to do http://www.dansdeals.com/forums/index.php?topic=3104.msg75538;topicseen#msg75538

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Re: credit report how log does it take
« Reply #7 on: May 16, 2011, 05:15:51 PM »
its not a citi bank cc here this link will explain what im trying to do http://www.dansdeals.com/forums/index.php?topic=3104.msg75538;topicseen#msg75538

I saw that post. If you're an AU on his Citi AA account, I'd ask to be removed. If you're an AU on a non-AA account, I can't see why that would disqualify you.
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Offline myb821

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Re: credit report how log does it take
« Reply #8 on: May 16, 2011, 05:17:08 PM »
I saw that post. If you're an AU on his Citi AA account, I'd ask to be removed. If you're an AU on a non-AA account, I can't see why that would disqualify you.
it doesnt disqualify me from the bonus but they said my cl is to high cause they count my dads account as my own credit. Citi told me thats how they do it if u r an Au its as if it is urs. so since my dads cl was like 3/4 my stated income i got declined.

Offline myb821

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Re: credit report how log does it take
« Reply #9 on: May 16, 2011, 05:23:58 PM »
i tried but couldnt seem to find it. does anyone have the number to equifax that i should call to get this removed from my credit report

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Re: credit report how log does it take
« Reply #10 on: May 16, 2011, 05:33:52 PM »
i tried but couldnt seem to find it. does anyone have the number to equifax that i should call to get this removed from my credit report

Here you go.
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Offline myb821

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Re: credit report how log does it take
« Reply #11 on: May 16, 2011, 05:34:25 PM »

Online AsherO

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Re: credit report how log does it take
« Reply #12 on: May 16, 2011, 05:36:50 PM »
it doesnt disqualify me from the bonus but they said my cl is to high cause they count my dads account as my own credit. Citi told me thats how they do it if u r an Au its as if it is urs. so since my dads cl was like 3/4 my stated income i got declined.

Ah, I guess I didn't understand that post then, sorry. Now it all makes sense. I'll stick to my answer:

Why not call both Citi CS and the Bureau they'll pull when you apply?
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