Author Topic: Help They Are Lowering My Credit Limit?????  (Read 3880 times)

Offline Mikeoracle

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Re: Help They Are Lowering My Credit Limit?????
« Reply #15 on: June 03, 2009, 03:59:03 PM »
I found this article posted on creditcardwatcher.com that might be helpful (link is http://www.creditcardwatcher.com/how-a-college-student-got-amex-to-reinstate-his-credit-limit/

The Consumerist recently relayed the story of a college student who, like many Amex cardholders, just got his credit limit cut. Unhappy to take the hit to his credit score, the student tried, without much initial success, to get customer service to reinstate his credit limit.

Unlike the majority of consumers, however, he was unwilling to take ‘no’ for an answer and eventually escalated the matter by contacting the executive customer service office. The representatives there were able to take care of him and restored his full credit limit.

Moral of the story? Persistence and knowing the right connections can pay off.

For future reference, here’s the pertinent Amex contact info:

American Express Company
Executive Offices
200 Vesey Street
New York, New York 10285
212-640-2000

Executive Secretary’s Office
212-640-5583

Have a grievance and feel like reigning down your wrath upon all the Amex execs? Here are their email addresses:

kenneth.I.Chenault@aexp.com, kenneth.Chenault@aexp.com, daniel.t.henry@aexp.com, daniel.henry@aexp.com, edward.p.gilligan@aexp.com, edward.gilligan@aexp.com, alfred.f.kelly@aexp.com, alfred.kelly@aexp.com, l.kevin.cox@aexp.com, ashwini.gupta@aexp.com, john.d.hayes@aexp.com, john.hayes@aexp.com, judson.c.linville@aexp.com, judson.linville@aexp.com, louise.m.parent@aexp.com, louise.parent@aexp.com, thomas.schick@aexp.com, steve.squeri@aexp.com, douglas.e.buckminster@aexp.com, douglas.buckminster@aexp.com, william.h.glenn@aexp.com, william.glenn@aexp.com


Offline Miracle

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Re: Help They Are Lowering My Credit Limit?????
« Reply #16 on: June 16, 2020, 06:25:56 AM »
hi
I just got a letter from chase that they reviewed my CC account and saw I spent far below my available CL in the last 12 months and they are lowering it from 20k to 8.5k in 2 weeks.

For my IHG account.
Is there anything I can do? Will this look bad on my credit report?

thanks

Offline thaber

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Re: Help They Are Lowering My Credit Limit?????
« Reply #17 on: June 16, 2020, 11:55:24 AM »
hi
I just got a letter from chase that they reviewed my CC account and saw I spent far below my available CL in the last 12 months and they are lowering it from 20k to 8.5k in 2 weeks.

For my IHG account.
Is there anything I can do? Will this look bad on my credit report?

thanks
Wonder if you can transfer it to a card you use more

Offline theyankel

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Re: Help They Are Lowering My Credit Limit?????
« Reply #18 on: June 16, 2020, 05:15:47 PM »
hi
I just got a letter from chase that they reviewed my CC account and saw I spent far below my available CL in the last 12 months and they are lowering it from 20k to 8.5k in 2 weeks.

For my IHG account.
Is there anything I can do? Will this look bad on my credit report?

thanks
it will impact your debt to credit ratio

maybe call and see
Wonder if you can transfer it to a card you use more