Author Topic: First Tennessee $250 Checking Bonus - Nationwide  (Read 38244 times)

Offline meezewho1122

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #180 on: April 03, 2016, 08:26:03 PM »
my bonus posted 4/1. great bonus. 

Offline Iz

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #181 on: April 03, 2016, 08:31:29 PM »
my bonus posted 4/1. great bonus.
What state do you live in?

Offline meezewho1122

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #182 on: April 03, 2016, 09:24:38 PM »

Offline Iz

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Online voldemort

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #184 on: April 04, 2016, 12:06:25 AM »
my bonus posted 4/1. great bonus.
Same here. They do batch processing as mentioned upthread.

Offline Iz

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #185 on: April 04, 2016, 12:17:00 AM »
So no truth to the post(s) that it is limited to NC & TN?

Offline mmgfarb

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #186 on: April 04, 2016, 12:21:37 AM »

So no truth to the post(s) that it is limited to NC & TN?
They probably signed up before it was limited to those states and just got their bonus now.
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Online voldemort

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #187 on: April 04, 2016, 12:27:48 AM »
They probably signed up before it was limited to those states and just got their bonus now.
Yup.

Offline Iz

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #188 on: April 04, 2016, 01:31:55 AM »
They probably signed up before it was limited to those states and just got their bonus now.
Yup.
:(

Offline meezewho1122

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #189 on: April 04, 2016, 09:56:37 AM »
my bonus posted 4/1. great bonus.
Made payment to cc via ach debit. Closed account now over phobe. Rep confirmed no ETF somehow. I'm waiting for more such offers. So easy.

Offline David Smith

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #190 on: April 04, 2016, 08:39:53 PM »
Made payment to cc via ach debit. Closed account now over phobe. Rep confirmed no ETF somehow. I'm waiting for more such offers. So easy.
The terms of the bonus were that account had to remain open for 6 months, or bonus would be fortified. You're at serious risk of them reporting your account with a $250 overdraft to chexsystems, which will make it extremely hard to open any bank accounts in the future, and may jeopardize current relationships. I'd strongly suggest you call them back ASAP and ask them to reinstate account.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
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Offline meezewho1122

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #191 on: April 04, 2016, 09:07:42 PM »
The terms of the bonus were that account had to remain open for 6 months, or bonus would be fortified. You're at serious risk of them reporting your account with a $250 overdraft to chexsystems, which will make it extremely hard to open any bank accounts in the future, and may jeopardize current relationships. I'd strongly suggest you call them back ASAP and ask them to reinstate account.
I just called them right now. I mentioned exactly what you said here and asked if I'll be forfeiting the bonus cause I closed the account before 6 months. They confirmed with their escalations dept and documented the call - as long as the account balance is zero and account's closed, there will be no charge backs to the account and no debit or overdraft. So no worries, she said.
I know from friends who are bankers at multiple banks; the system is hard coded to tell the customer if it will charge back. most of the time if the system is not hard coded but still has an ETF, it will drain whatever's in the account before bringing it to zero. For the past few years, most banks let me close the accounts with zero balance even though they had an ETF listed with the bonus. I get the last statements which all show $0. Never had a problem so far. Chase is the only bank so far that charged back the account even with $0.

Offline chinagel

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #192 on: April 04, 2016, 09:50:09 PM »
I just called them right now. I mentioned exactly what you said here and asked if I'll be forfeiting the bonus cause I closed the account before 6 months. They confirmed with their escalations dept and documented the call - as long as the account balance is zero and account's closed, there will be no charge backs to the account and no debit or overdraft. So no worries, she said.
I know from friends who are bankers at multiple banks; the system is hard coded to tell the customer if it will charge back. most of the time if the system is not hard coded but still has an ETF, it will drain whatever's in the account before bringing it to zero. For the past few years, most banks let me close the accounts with zero balance even though they had an ETF listed with the bonus. I get the last statements which all show $0. Never had a problem so far. Chase is the only bank so far that charged back the account even with $0.
i had a similar story with pnc awhile back where i didnt have any money in acct and i didnt get charged early termination fee

Offline chinagel

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #193 on: April 04, 2016, 09:51:09 PM »
btw for all interested this
https://www.firsttennessee.com/Landing/atm150 works in ny

Offline yochiek93

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #194 on: April 04, 2016, 10:43:50 PM »
I just called them right now. I mentioned exactly what you said here and asked if I'll be forfeiting the bonus cause I closed the account before 6 months. They confirmed with their escalations dept and documented the call - as long as the account balance is zero and account's closed, there will be no charge backs to the account and no debit or overdraft. So no worries, she said.
I know from friends who are bankers at multiple banks; the system is hard coded to tell the customer if it will charge back. most of the time if the system is not hard coded but still has an ETF, it will drain whatever's in the account before bringing it to zero. For the past few years, most banks let me close the accounts with zero balance even though they had an ETF listed with the bonus. I get the last statements which all show $0. Never had a problem so far. Chase is the only bank so far that charged back the account even with $0.
Dropr

Offline mendy613

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #195 on: April 05, 2016, 12:43:24 AM »
Is there a wiki-style write up for this?
About initial CC load, monthly charge, Bonus, using account for MO etc
(I am in NY)

Offline David Smith

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #196 on: April 05, 2016, 12:45:43 AM »
Is there a wiki-style write up for this?
About initial CC load, monthly charge, Bonus, using account for MO etc
(I am in NY)
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Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
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Offline Redbull3

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Re: First Tennessee $250 Checking Bonus - Nationwide
« Reply #197 on: February 13, 2017, 01:42:59 PM »
I didn't get my 1099 from opening this one. In general, what do you guys do when it comes time to file taxes but you never got the 1099?