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« Last edited by jj1000 on March 14, 2018, 12:50:42 PM »

Author Topic: Chase Sapphire Visa  (Read 556819 times)

Offline lybbtthl

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Re: 50K Sapphire Preferred Bonus!
« Reply #1000 on: January 05, 2012, 05:13:28 PM »
i noticed the same restrictions on mileageplusshopping, amex rewards aadvantage eshopping and others are you saying it's all new?

i got away with 3 iphones on 1 mp account even with the t&c saying the limit

Offline joey89

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Re: 50K Sapphire Preferred Bonus!
« Reply #1001 on: January 05, 2012, 05:21:39 PM »
When I purchased the iPhones I looked for limits and only found them at the MR mall not the UR could be policy changed

Offline spetropo

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Re: Sapphire Preferred 7% bonus
« Reply #1002 on: January 06, 2012, 01:20:11 PM »
Hi,
I know this has been posted elswhere and for the life of me I searched and cannot find the thread. My question is using the the Freedom or Sapphire Preferred for Gas and Amazon during 1Q. Is it not better to use the preferred with 2x points then the Freedom with 5% back?
Thanks
S

Offline Redbull3

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Re: Sapphire Preferred 7% bonus
« Reply #1003 on: January 06, 2012, 01:30:38 PM »
Hi,
I know this has been posted elswhere and for the life of me I searched and cannot find the thread. My question is using the the Freedom or Sapphire Preferred for Gas and Amazon during 1Q. Is it not better to use the preferred with 2x points then the Freedom with 5% back?
Thanks
S

If you have both and can freely transfer points from Freedom to Sapphire, then unless you need to hit a SP minimum spend, or unless I am mistaken, I don't see why you would use the Sapphire on gas in Q1.

Also curious about the original question, when does the 7% come through, and I was actually under the assumption (very different from what I am reading here) that it was tied to your anniversary year. This was intuitive to me because I likened it to Citi's "anniversary" bonus of 1-5% you get on points earned with the ThankYou Premier on your anniversary date, or cards that give you a free domestic flight per year it is usually based on anniversary year not calendar year (at least in my experience, again, with the Citi TYP card). So if someone has answer I would also love to know!

2 Added questions about the Sapphire preferred which I recently opened:
- If I convert from Preferred to regular after 11 months to avoid the fee, will I still get 7% based on whatever I earned during those 11 months?
- If I convert from Preferred to regular, do I lose the ability to transfer existing UR points from SP to airlines? I don't want to lose this ability, any other ideas?

Offline AsherO

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Re: Sapphire Preferred 7% bonus
« Reply #1004 on: January 06, 2012, 01:35:01 PM »
- If I convert from Preferred to regular after 11 months to avoid the fee, will I still get 7% based on whatever I earned during those 11 months?

I'm not sure, but if the Sapphire pays a 7% dividend then I'm confident they'll adjust it for you manually if necessary.

- If I convert from Preferred to regular, do I lose the ability to transfer existing UR points from SP to airlines? I don't want to lose this ability, any other ideas?

You will lose the ability to transfer to airlines. You can get an Ink Bold that'll allow for airline transfer, or transfer your Chase UR points to someone else's SP/IB account.

Offline spetropo

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Re: Sapphire Preferred 7% bonus
« Reply #1005 on: January 06, 2012, 01:49:52 PM »
If you have both and can freely transfer points from Freedom to Sapphire, then unless you need to hit a SP minimum spend, or unless I am mistaken, I don't see why you would use the Sapphire on gas in Q1.

Got ya, keep forgetting that Sapphire is 2x only on Travel and Dining.
Thanks
S

Offline Lamdan

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Re: Sapphire Preferred 7% bonus
« Reply #1006 on: January 07, 2012, 11:51:24 PM »
- If I convert from Preferred to regular after 11 months to avoid the fee, will I still get 7% based on whatever I earned during those 11 months?
you don't have to convert until you get the bill with the fee, and you have all the way to the day the payment is due, then convert and you won't have to pay the fee. So you have at least another month and a half to get the 7% bonus.
« Last Edit: January 07, 2012, 11:54:27 PM by lamdan »
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Offline Redbull3

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Re: Sapphire Preferred 7% bonus
« Reply #1007 on: January 11, 2012, 09:02:42 AM »
you don't have to convert until you get the bill with the fee, and you have all the way to the day the payment is due, then convert and you won't have to pay the fee. So you have at least another month and a half to get the 7% bonus.

Thanks that's good to know. I also went into a Chase branch to open a savings account for $100 promotion and the banker told me I could convert from Preferred to Regular after the annual fee already hits but within a certain grace period of a month or more and it'll be refunded and converted, no questions asked. Which is consistent.

But does this mean the dividend is paid on card anniversary?

Offline myb821

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Re: Sapphire Preferred 7% bonus
« Reply #1008 on: January 11, 2012, 09:34:04 AM »
i asked abt the dividend last night they said depending on your closing date it either posts jan or feb

Offline Shmelly

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Re: Sapphire Preferred 7% bonus
« Reply #1009 on: January 11, 2012, 10:07:12 AM »
Is the dividend paid on points that posted in the previous Jan-Dec? Or is the previous 12 months. My 50K will be hitting in the next week and I wasn't sure if I get the 3500 bonus.
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Offline good sam

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Re: Sapphire Preferred 7% bonus
« Reply #1010 on: January 16, 2012, 11:10:13 PM »
since this thread has gotten completely side tracked;
back to my original question:

When exactly is the 7% bonus paid?
Is it on a set date? or the January statement closing date? or is it February?
I just asked.  They told me the first statement in Feb.
If you don't care why would you comment?
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Offline lybbtthl

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Re: Sapphire Preferred 7% bonus
« Reply #1011 on: January 16, 2012, 11:24:33 PM »
I just asked.  They told me the first statement in Feb.
thanks

Offline Shmelly

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Re: 50K Sapphire Preferred Bonus!
« Reply #1012 on: January 17, 2012, 10:03:20 AM »
I completed my spend on 1/10 and my billing cycle ended on 1/13. How soon afterwards should I see the 50K? I'm hoping to still get the 7%...
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Offline Dan

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Re: 50K Sapphire Preferred Bonus!
« Reply #1013 on: January 17, 2012, 10:33:18 AM »
Should post on your February statement.
The 7% will also post in February, but my hunch is that it will be only on points earned in 2011.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Shmelly

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Re: 50K Sapphire Preferred Bonus!
« Reply #1014 on: January 17, 2012, 10:56:55 AM »
And by next Feb I'll have closed the card. Oh well.
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline PETERP

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Re: Sapphire Preferred 7% bonus
« Reply #1015 on: January 18, 2012, 11:51:58 AM »
 Ok  7%  Bonus posts in Feb but how do I link the SP to my checking account, for the 20% bonus with cheking.

 I searched and could not find the thread. Bank CSR said only with Freedom card not Sapphire Preferred for 20% extra bonus

Offline Dan

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Re: Sapphire Preferred 7% bonus
« Reply #1016 on: January 18, 2012, 11:54:05 AM »
Ok  7%  Bonus posts in Feb but how do I link the SP to my checking account, for the 20% bonus with cheking.

 I searched and could not find the thread. Bank CSR said only with Freedom card not Sapphire Preferred for 20% extra bonus
Hard to find a thread that doesn't exist.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline springles

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Re: Sapphire Preferred 7% bonus
« Reply #1017 on: January 18, 2012, 12:07:46 PM »
Ok  7%  Bonus posts in Feb but how do I link the SP to my checking account, for the 20% bonus with cheking.

 I searched and could not find the thread. Bank CSR said only with Freedom card not Sapphire Preferred for 20% extra bonus
Freedom card and Ink Bold are the only cards that have bonuses for having a chase checking account.  CSR was right (for once)

Offline good sam

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Re: Sapphire Preferred 7% bonus
« Reply #1018 on: January 19, 2012, 11:42:52 AM »
Freedom card and Ink Bold are the only cards that have bonuses for having a chase checking account.  CSR was right (for once)
But the Freedom card is 10% not 20 . . . right?
If you don't care why would you comment?
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Offline Dan

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Re: Sapphire Preferred 7% bonus
« Reply #1019 on: January 19, 2012, 11:46:59 AM »
Freedom is 10%+10 points, Ink Bold is 20%.
If you aren't going for an Ink Bold threshold bonus (at 25/50/100K) the cutoff on non-bonus categories is $100 (less goes on Freedom, more goes on Ink Bold).  If you're going for a threshold bonus then all bets are off.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.