Author Topic: Chase Sapphire Visa (Read 818716 times)

AJK · « **Reply #1660 on:** September 06, 2012, 02:51:04 AM »

As expected, unfortunately.

meshugener · « **Reply #1661 on:** September 06, 2012, 09:47:36 AM »

Unfortunately, of course.
But as expected??? Huh?

AJK · « **Reply #1662 on:** September 06, 2012, 11:04:11 AM »

You think they're idiots. They're not.

meshugener · « **Reply #1663 on:** September 06, 2012, 11:09:38 AM »

They were.

AJK · « **Reply #1664 on:** September 06, 2012, 11:14:23 AM »

Quote from: meshugener on September 06, 2012, 11:09:38 AM

They were.

Unlike *some* people, Chase apparently learned from its mistakes

Shmelly · « **Reply #1665 on:** September 06, 2012, 02:48:03 PM »

I already have the Visa and I just applied for the MC. I'm assuming I was denied. Preferably I'd like to transfer credit from a different card rather than closing my Visa, as my 7% bonus on the Visa will be pretty significant. Has anyone been able to do that? I don't mean do that accidentally where a CSR screwed up, I mean actually had their request granted by recon.

sy guy · « **Reply #1666 on:** September 07, 2012, 02:24:52 PM »

I have a different question. I used Dan's link and got the SPMC. After a few rounds with Chase by SM, I got them to match me to 50k UR for the 3k spend. Now that I have gotten the bonus, how would you recommend I go about proceeding so that I can get the SP Visa and the bonus? Dan's formula seems to start with the Visa and involve getting the MC. I'm coming at it from a different angle. Thanks!

Dan · « **Reply #1667 on:** September 07, 2012, 02:25:54 PM »

Apply for the Visa

PETERP · « **Reply #1668 on:** September 07, 2012, 05:34:14 PM »

Quote from: Dan on September 07, 2012, 02:25:54 PM

Apply for the Visa

SP Visa AF showed up on my statement . Called CSR To convert to MC and no soft, hard, inquiry of any sort because she said I was preapproved for the card already .

CSR thought fee would be waived but asked someone and came back with a no.

Should I wait for the new MC , and try to get a retention bonus ?
Or just activate and add SP Visa to my next APPO in Nov

$95 not the end of the world for 50K UR Dan you expect a 50k by then ?

sky121 · « **Reply #1669 on:** September 07, 2012, 05:36:09 PM »

Quote from: PETERP on September 07, 2012, 05:34:14 PM

SP Visa AF showed up on my statement . Called CSR To convert to MC and no soft, hard, inquiry of any sort because she said I was preapproved for the card already .

CSR thought fee would be waived but asked someone and came back with a no.

Should I wait for the new MC , and try to get a retention bonus ?
Or just activate and add SP Visa to my next APPO in Nov

$95 not the end of the world for 50K UR Dan you expect a 50k by then ?

Why not apply for a diff card now? Or move over the credit line and cancel the SP visa and reapply?

PETERP · « **Reply #1670 on:** September 07, 2012, 09:23:34 PM »

Quote from: sky121 on September 07, 2012, 05:36:09 PM

Why not apply for a diff card now? Or move over the credit line and cancel the SP visa and reapply?

I already requested the MC sapphire. CL goes to that one now . I can reapply for the Sapp pref Visa but just did a 6 card APPO 30 days ago so I should wait another 60 days for pulls to drop off

compddd · « **Reply #1671 on:** September 07, 2012, 09:43:02 PM »

Why not close it and transfer the CL to another card and just re-app in Nov?

PETERP · « **Reply #1672 on:** September 07, 2012, 09:53:09 PM »

Quote from: compddd on September 07, 2012, 09:43:02 PM

Why not close it and transfer the CL to another card and just re-app in Nov?

Close the sapp MC to avoid the AF right now?

I Can offer it up in Nov for my next APPO . Question is will I get the promo bonus. Hope Dan as a
50K offer by then

compddd · « **Reply #1673 on:** September 07, 2012, 10:17:11 PM »

To me I'd rather close the SP and just re-app and not have to fight/explain to recon why I need a Visa and a MC SP

PETERP · « **Reply #1674 on:** September 08, 2012, 12:16:31 PM »

Quote from: compddd on September 07, 2012, 10:17:11 PM

To me I'd rather close the SP and just re-app and not have to fight/explain to recon why I need a Visa and a MC SP

But I thought Dan suggested somewhere that the conversion method was the best way to go .

At least that's what my notes on Sapphire preferred say ? CMIIW

compddd · « **Reply #1675 on:** September 08, 2012, 01:58:28 PM »

It's up to you which way to do it

PETERP · « **Reply #1676 on:** September 08, 2012, 06:29:05 PM »

Quote from: compddd on September 08, 2012, 01:58:28 PM

It's up to you which way to do it

The question becomes can I call retention for a $95 Credit towards annual fee on either the old
Visa account or the new MC.

CSR said any recurring bills that I may have overlooked will be paid and old cc numbers are still
good for 60 days

AsherO · « **Reply #1677 on:** September 08, 2012, 10:52:13 PM »

Quote from: PETERP on September 07, 2012, 09:23:34 PM

I already requested the MC sapphire. CL goes to that one now . I can reapply for the Sapp pref Visa but just did a 6 card APPO 30 days ago so I should wait another 60 days for pulls to drop off

Waiting 60+ days is a good idea, but pulls drop of your credit report after 2 years...

PETERP · « **Reply #1678 on:** September 08, 2012, 11:48:24 PM »

I thought they droo off incrementally every 3 6 12 & 24
So I time my appos 3 mos and a few days depending on what's available

compddd · « **Reply #1679 on:** September 09, 2012, 12:12:41 AM »

Quote from: AsherO on September 08, 2012, 10:52:13 PM

Waiting 60+ days is a good idea, but pulls drop of your credit report after 2 years...

What about if I cancelled my SP Visa and UPME Visa and want to re-apply for them. Should I wait 60 days? Or can I just go for it

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Author Topic: Chase Sapphire Visa (Read 818716 times)