Chase Sapphire Visa

[Shmulyg]

Not sure what you mean by that... the 7% due to you since the last time you got a 7% bonus (or since you opened the card if you never got the bonus) will be forfeited.

You receive the 7% dividend every February.

[PPM]

If i change the saphire to wmc will i get an annual fee??

[Shmulyg]

If i change the saphire to wmc will i get an annual fee??

Reports are that you get the AF refunded.

[metziah]

Reports are that you get the AF refunded.

Still waiting....4 weeks later no refund😥

[Shmulyg]

Still waiting....4 weeks later no refund😥

I have no personal experience with this... just giving over what has been reported.

[smaxber]

Don't forget 3x dining tomorrow (first Friday of every month)

[MEIR613]

Don't forget 3x dining tomorrow (first Friday of every month)

Meh, Freedom is 5x.

[smaxber]

Meh, Freedom is 5x.

True true. Forgot about that lol....well for those that don't have a freedom

[metziah]

Still waiting....4 weeks later no refund😥

Just an update... The refund just posted!!!😀

[Buckaroo123]

I am considering closing my SP MC and to open a SP Visa. I just want to bounce my situation off everyone for their input.

- Opened SP Visa in November 2011 and got the points

- Converted to MC in 2012 by mistake. No points

- May 2013 - Opened two chase cards

It has been 30 days since my last Chase apps, so I was going to apply for a SP Visa and talk them into closing the SP MC to open it. So I apply, and I am sure I will be declined/pending, so I should call the credit analyst to hopefully push it through.

Thanks

[mmermss]

I am considering closing my SP MC and to open a SP Visa. I just want to bounce my situation off everyone for their input.

- Opened SP Visa in November 2011 and got the points

- Converted to MC in 2012 by mistake. No points

- May 2013 - Opened two chase cards

It has been 30 days since my last Chase apps, so I was going to apply for a SP Visa and talk them into closing the SP MC to open it. So I apply, and I am sure I will be declined/pending, so I should call the credit analyst to hopefully push it through.

Thanks

Yes.  Call recon.

[MavsMan]

Quick Sapphire question I hope:

I downgraded my SP Visa to regular Sapphire Visa approx 8 months ago.  Is it possible to reapply for the SP w bonus? or do I need to close the card and move the CL before doing so?

Also is the WMC still available for the SP?

Thanks!

[nhocquay]

Just an update... The refund just posted!!!😀

I can see both versions in my online Chase profile. Was your visa marked as closed online? And the refund posted to both accounts like all other transactions?

[metziah]

I can see both versions in my online Chase profile. Was your visa marked as closed online? And the refund posted to both accounts like all other transactions?

Well actually I had transferred my spv to a spwmc and after a about two weeks I downgraded to a freedom.all the while I did have to online profiles. Two weeks after that it posted as a refund to both.

[MavsMan]

Quick Sapphire question I hope:

I downgraded my SP Visa to regular Sapphire Visa approx 8 months ago.  Is it possible to reapply for the SP w bonus? or do I need to close the card and move the CL before doing so?

Also is the WMC still available for the SP?

Thanks!

Not to nag, but does anyone have experience with getting the SP bonus twice and if so would this scenario work? I would hate to burn an app on an "upgrade" and not get a bonus.

Thanks!

[nhocquay]

Well actually I had transferred my spv to a spwmc and after a about two weeks I downgraded to a freedom.all the while I did have to online profiles. Two weeks after that it posted as a refund to both.

Thx.

[Buckaroo123]

I currently have a SPWMC and am trying to get a SPV. I applied and got a pending decision. I called in yesterday and was declined for the close and reopen due to too many cards (Apporama in May). I called again this morning and the rep said he would have to close my current SPWMC and to try to get the SPV, however, it was not guaranteed I would get approval, so I could lose that line for nothing. Does this sound familiar to anyone's experience? I asked him to put a note in my file and I would call back. Maybe I should just try SMing.

Thanks

[Moshe123]

I currently have a SPWMC and am trying to get a SPV. I applied and got a pending decision. I called in yesterday and was declined for the close and reopen due to too many cards (Apporama in May). I called again this morning and the rep said he would have to close my current SPWMC and to try to get the SPV, however, it was not guaranteed I would get approval, so I could lose that line for nothing. Does this sound familiar to anyone's experience? I asked him to put a note in my file and I would call back. Maybe I should just try SMing.

Thanks

You don't apply for a card one month after an AOR.

[EMES]

I currently have a SPWMC and am trying to get a SPV. I applied and got a pending decision. I called in yesterday and was declined for the close and reopen due to too many cards (Apporama in May). I called again this morning and the rep said he would have to close my current SPWMC and to try to get the SPV, however, it was not guaranteed I would get approval, so I could lose that line for nothing. Does this sound familiar to anyone's experience? I asked him to put a note in my file and I would call back. Maybe I should just try SMing.

Thanks

Huca.
U should never have to close a line of credit unless u are shifting it over.
While shifting over credit is not as exciting as an approval, it's a  guaranteed approval on the other card.

[bem684]

You don't apply for a card one month after an AOR.

+111