so my question is like this. I currently have the saphire MC and on DDF there is a lot of reports of people having both so last week i applied for the visa version and i called recon and i HUCA 6 times spoke to 6 diffrent reps 2 superviser but the all said no go there is no such a thing as having both the MC and the Visa the only thing i could do is close the MC and open the Visa so now my Q is what am i doing rong? what sould i tell them to convince tham to give me both? and i close the MC iam gonne loose out on the %7 div. and it a nice sum. also if i do close and open the visa will i still be eligabile for the %7 since i applied before they stopped the %7 ? thanks very much iam waiting to hear any advice