Author Topic: Chase Sapphire Visa (Read 817138 times)

avadah · « **Reply #3160 on:** August 21, 2014, 05:34:08 PM »

Don't know if this has been posted but they're stopping to give extra points on travel.

https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/shared/marketing/page/ultimate-rewards-sapphire-preferred-vs-annoucement&jp_cmp=cc/94049/ema/EM03610/Body_image_1

Joe4007 · « **Reply #3161 on:** August 21, 2014, 05:39:41 PM »

Quote from: avadah on August 21, 2014, 05:34:08 PM

Don't know if this has been posted but they're stopping to give extra points on travel.

https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/shared/marketing/page/ultimate-rewards-sapphire-preferred-vs-annoucement&jp_cmp=cc/94049/ema/EM03610/Body_image_1

It has been posted and it's not true. They're only discontinuing the 3'rd point you get when booking travel through Chase.

NYHeel · « **Reply #3162 on:** August 21, 2014, 06:17:58 PM »

I have one Chase card that I never use. Would it be better to close the account and transfer the credit limit to another card before applying for a new one? Or should I just leave it as is and then just offer to transfer if I need to call recon. I'm getting a bit up there in Chase cards as I now have 5 Chase cards (including 1 Ink Plus) with 2 of them opened in the last 60 days.

zlt123 · « **Reply #3163 on:** August 25, 2014, 09:56:17 AM »

You have more leverage whan you offer to close a card to open a newone, So keep the card & close it by recon. IMHO

rapsjr · « **Reply #3164 on:** August 27, 2014, 04:30:26 PM »

Can i apply for a new SP even though i have one open? Or does it need to be closed to churn...
The one i have open is my first credit card i ever had (3 1/2 years ago) so i wouldn't want to close it... but if i Downgrade it to a regular sapphire will it be considered as the having the same cars open?

freddy · « **Reply #3165 on:** August 27, 2014, 04:31:59 PM »

Quote from: rapsjr on August 27, 2014, 04:30:26 PM

Can i apply for a new SP even though i have one open? Or does it need to be closed to churn...
The one i have open is my first credit card i ever had (3 1/2 years ago) so i wouldn't want to close it... but if i Downgrade it to a regular sapphire will it be considered as the having the same cars open?

You can have the sapphire together with the sp. You got the sp as your first card

rapsjr · « **Reply #3166 on:** August 27, 2014, 04:42:46 PM »

Yeh i got lucky

I know I can have them at the same time, my question is 1) if i Downgrade will it still show on my credit as the card i got 3 years ago or a new card. 2) must i Downgrade? Or can i keep it open and apply again.
Thanks

rapsjr · « **Reply #3167 on:** August 27, 2014, 04:43:51 PM »

Also, if I do Downgrade, can i reapply same day or do i have to wait

Marco Polo · « **Reply #3168 on:** August 27, 2014, 04:45:56 PM »

Quote from: rapsjr on August 27, 2014, 04:43:51 PM

Also, if I do Downgrade, can i reapply same day or do i have to wait

You can apply whenever you want, just understand that the representatives will see and will probably ask you why. Be prepared with answers.

@Yehuda · « **Reply #3169 on:** August 27, 2014, 04:46:19 PM »

Quote from: rapsjr on August 27, 2014, 04:42:46 PM

Yeh i got lucky
I know I can have them at the same time, my question is 1) if i Downgrade will it still show on my credit as the card i got 3 years ago or a new card. 2) must i Downgrade? Or can i keep it open and apply again.
Thanks

I believe it will be the same card on your CR but someone else should confirm that.
When I applied, I downgraded to the regular card and then applied that day. The app was rejected bc I had the same product already, which was simply an issue because I applied before the card officially downgraded in their system. (The next day's HUCA proved successful.) It also told me that you cannot have an SP open and get approved for another SP. But I'm sure someone here will chime in and say, "I have 2 open."

rapsjr · « **Reply #3170 on:** August 27, 2014, 04:48:50 PM »

Ok great, Thanks alot.
Can anyone confirm what @yehuda said?

tuvz · « **Reply #3171 on:** August 27, 2014, 10:13:29 PM »

"I have 2 open"
Got points for both

mawmaw · « **Reply #3172 on:** August 27, 2014, 10:16:38 PM »

Quote from: tuvz on August 27, 2014, 10:13:29 PM

"I have 2 open"
Got points for both

visa&MC or both the same ?

tuvz · « **Reply #3173 on:** August 27, 2014, 10:17:33 PM »

Quote from: mawmaw on August 27, 2014, 10:16:38 PM

visa&MC or both the same ?

Both visa

avrumy22 · « **Reply #3174 on:** August 27, 2014, 10:25:03 PM »

Quote from: @Yehuda on August 27, 2014, 04:46:19 PM

I believe it will be the same card on your CR but someone else should confirm that.
When I applied, I downgraded to the regular card and then applied that day. The app was rejected bc I had the same product already, which was simply an issue because I applied before the card officially downgraded in their system. (The next day's HUCA proved successful.) It also told me that you cannot have an SP open and get approved for another SP. But I'm sure someone here will chime in and say, "I have 2 open."

Novo · « **Reply #3175 on:** August 28, 2014, 01:35:33 AM »

Quote from: @Yehuda on August 27, 2014, 04:46:19 PM

I believe it will be the same card on your CR but someone else should confirm that.

I can confirm that. The CC number stays the same.

thaber · « **Reply #3176 on:** August 28, 2014, 03:41:58 PM »

I'm sure this is known to all, but news to me - they're switching all the sapphire preferred to chip and pin, in the process they're switching from MC to Visa with no optout option, which leaves my chase united as my last MC standing (from Chase).

Marco Polo · « **Reply #3177 on:** August 28, 2014, 11:38:24 PM »

Quote from: thaber on August 28, 2014, 03:41:58 PM

I'm sure this is known to all, but news to me - they're switching all the sapphire preferred to chip and pin, in the process they're switching from MC to Visa with no optout option, which leaves my chase united as my last MC standing (from Chase).

I got "caught" in that with my Sapphire card. I also tried calling to switch one of my Ink cards and they said they couldn't do it, but it would happen automatically at some point. Not sure how true that is.

etech0 · « **Reply #3178 on:** August 29, 2014, 10:11:10 AM »

What's the maila of having MCs over Visas?

Marco Polo · « **Reply #3179 on:** August 29, 2014, 10:12:22 AM »

Quote from: etech0 on August 29, 2014, 10:11:10 AM

What's the maila of having MCs over Visas?

Certain stores may only accept one. Potentially a little easier to get the card again if you had one and said you needed the other.

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Author Topic: Chase Sapphire Visa (Read 817138 times)