When is my best chance for getting retention on this card? Does the age of account matter?
Cancel/downgrade and churn.
are you saying that this card generally doesn't have retention offers or that it's more worthwhile to speed up the churn?
Got it. Tx
Does Dan have a Sapphire link? The link through creditcards.com following the wiki is 4k in 3 months. Is there a 3k offer?
Do you have to wait 30 dats after downgrading to apply or 20 days will do?
I have done it in less .
Tnx.
I asked for retention offers multiple times, both on SM and over the phone, nothing doing.
Why keep it open ? Why not close & churn it ?
It appears that Chase has stopped approving people for the Sapphire and Freedom cards unless they have applied / received less than 5 cards in the last 24 months. So for most of us, churning the Sapphire card has become impossible.
Source?
I'm not sure about official parameters, but I was denied the Ink Bold recently because of that. I opened a Freedom, Amazon, BA, UMPE, CSP, and UAMC beforehand.
They might've decided that you have "sufficient credit" with them or your credit history is too new, but I've never heard of a "5 in 24 months" rule.