I have a friend who has a Sapphire preferred and his wife is an AU. They are looking to open a Sapphire in her name. Should she be removed as an AU first, or does it not matter in terms of trying to get an instant approval? Yeah I've been around here for a few years but never had to deal with AUs since my wife has been uninterested in any this (until she recently got some targeted offers in the mail...).