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« Last edited by jj1000 on March 14, 2018, 12:50:42 PM »

Author Topic: Chase Sapphire Visa  (Read 437035 times)

Offline mochjas

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Re: Chase Sapphire Visa
« Reply #4425 on: March 08, 2017, 03:39:43 PM »
no. I thought this was just the sapphire card thread. I'm closing the Chase card that downgrades from the CSP
Isnt that card free?

Offline m.m.

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Re: Chase Sapphire Visa
« Reply #4426 on: March 08, 2017, 04:26:20 PM »
i think this is what he is trying to say
he is closing his sapphire.
he has the csp which he will be closing in a year when the annual fee is due.
and is asking if the points are seperate for each card, or they are all bunched together, which means when he cancels one he will still have all, or does he manually have to transfer
now why would u close a free card?

Offline TimT

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Re: Chase Sapphire Visa
« Reply #4427 on: March 08, 2017, 04:28:30 PM »
They're not all bunched together.

Offline killamatic12

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Re: Chase Sapphire Visa
« Reply #4428 on: March 08, 2017, 05:30:01 PM »
i think this is what he is trying to say
he is closing his sapphire.
he has the csp which he will be closing in a year when the annual fee is due.
and is asking if the points are seperate for each card, or they are all bunched together, which means when he cancels one he will still have all, or does he manually have to transfer
now why would u close a free card?
yes.I Won't spend on it so I dont want it to bring my credit score down. I just want to know what will happen to the points I have with it. Should I transfer them?

Offline TimT

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Re: Chase Sapphire Visa
« Reply #4429 on: March 08, 2017, 05:34:11 PM »
yes.I Won't spend on it so I dont want it to bring my credit score down. I just want to know what will happen to the points I have with it. Should I transfer them?
yes

Offline mochjas

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Re: Chase Sapphire Visa
« Reply #4430 on: March 08, 2017, 05:38:53 PM »
yes
did you really understand his question? You must be a minnd reader!

Offline TimT

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Re: Chase Sapphire Visa
« Reply #4431 on: March 08, 2017, 05:39:44 PM »
did you really understand his question? You must be a minnd reader!
If he's gonna close a UR card then he should move the points first.

Offline mmgfarb

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Re: Chase Sapphire Visa
« Reply #4432 on: March 08, 2017, 07:00:38 PM »
yes.I Won't spend on it so I dont want it to bring my credit score down. I just want to know what will happen to the points I have with it. Should I transfer them?
Why do you think that having a card that you're not spending on will bring your score down? If anything it'll boat your score and hurt it to close the card. If I'm understanding you correctly, you're keeping a UR card open at least for another year in which case you should transfer all your points to that card.
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Offline maylei

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Re: Chase Sapphire Visa
« Reply #4433 on: August 29, 2017, 12:58:30 PM »
am i able to downgrade my csp card to freedom unlimited and still get the welcome bonus for the freedom unlimited?
(especially now with the new sapphire rules that dropped yesterday)

Offline MrKaplan

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Re: Chase Sapphire Visa
« Reply #4434 on: August 29, 2017, 01:34:37 PM »
am i able to downgrade my csp card to freedom unlimited and still get the welcome bonus for the freedom unlimited?
(especially now with the new sapphire rules that dropped yesterday)
No

Offline mochjas

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Re: Chase Sapphire Visa
« Reply #4435 on: August 29, 2017, 03:00:28 PM »
am i able to downgrade my csp card to freedom unlimited and still get the welcome bonus for the freedom unlimited?
(especially now with the new sapphire rules that dropped yesterday)
yes you are.

Offline Moshke

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Re: Chase Sapphire Visa
« Reply #4436 on: November 12, 2017, 08:02:01 PM »
I applied today for the Sapphire and got declined because I already used a Sapphire in the past 24 months. After being on the phone they said that I have Chase Freedom card and it's a Sapphire product.
Is it something new? Anything to do about it?

Offline TimT

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Re: Chase Sapphire Visa
« Reply #4437 on: November 12, 2017, 08:33:57 PM »
I applied today for the Sapphire and got declined because I already used a Sapphire in the past 24 months. After being on the phone they said that I have Chase Freedom card and it's a Sapphire product.
Is it something new? Anything to do about it?
Did you have any of the sapphires in the last 24 months ?

Offline brodes18

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Re: Chase Sapphire Visa
« Reply #4438 on: December 31, 2017, 03:19:36 PM »
I am going to downgrade my CSP to Freedom unlimited since the annual fee just hit. I have a 10K referral bonus due to post next statement. Will I loose it if I downgrade the card?

Offline mmgfarb

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Re: Chase Sapphire Visa
« Reply #4439 on: December 31, 2017, 03:21:42 PM »
I am going to downgrade my CSP to Freedom unlimited since the annual fee just hit. I have a 10K referral bonus due to post next statement. Will I loose it if I downgrade the card?
If it's already pending you should be fine. (I would say probably even if it isn't pending yet but for sure if it is)
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