This card has proved to be very lucrative for me, I got the card mid Nov. for the 3k spend requirement I bought 6 iPhones for someone who resells them, I bought it on Nov. 25th through UR mall and then saw that they had a promo for 10x points on Nov. 28 so I called up and said that if I would have known I would have waited... In the end they gave me the points as a adjustment, I just got my UR points for December And they gave me the standard 2x bonus for apple purchase through the Ur mall.
So I ended up getting 13x the points for the iPhones so 6 iPhones at $649=3894 x13 =50,622 that's on top of the signup bonus