Author Topic: Chase Sapphire Visa (Read 815165 times)

Marco Polo · « **Reply #4140 on:** August 31, 2015, 09:23:22 AM »

Quote from: clear thinker on August 31, 2015, 08:53:19 AM

Because if he's a joint account holder he can't get the same card for himself, unless the card is closed first.

I do not believe that is true. Either way, why couldn't you just knock him off the account and why did you need to close your card?

clear thinker · « **Reply #4141 on:** August 31, 2015, 09:38:57 AM »

Quote from: Marco Polo on August 31, 2015, 09:23:22 AM

I do not believe that is true. Either way, why couldn't you just knock him off the account and why did you need to close your card?

Which part wouldn't be true?
If someone ia a joint account holder (not a AU) they cannot receive the card by themselves because they are considered a current card holder.
You can't remove a joint account holder from your account the only option is to close the card.

Yitz · « **Reply #4142 on:** August 31, 2015, 10:28:14 AM »

Quote from: Marco Polo on August 31, 2015, 09:23:22 AM

I do not believe that is true. Either way, why couldn't you just knock him off the account and why did you need to close your card?

Because they did not let my Son open another card until the card was closed. I tried very hard to keep my original card and Chase did not let, becuase it was a Joint.

Quote from: clear thinker on August 31, 2015, 09:38:57 AM

Which part wouldn't be true?
If someone ia a joint account holder (not a AU) they cannot receive the card by themselves because they are considered a current card holder.
You can't remove a joint account holder from your account the only option is to close the card.

That is exactly what happened

Yitz · « **Reply #4143 on:** August 31, 2015, 10:28:29 AM »

Quote from: TimT on August 30, 2015, 10:04:51 PM

If its a new account you'll get the bonus.

Thanks

zlt123 · « **Reply #4144 on:** August 31, 2015, 10:41:16 AM »

the same thing happend to me but i did manage to convince tham to give me my own card without closing the other

TimT · « **Reply #4145 on:** August 31, 2015, 10:50:48 AM »

Quote from: zlt123 on August 31, 2015, 10:41:16 AM

the same thing happend to me but i did manage to convince tham to give me my own card without closing the other

Were you able to get yourself off the first one or you had 2 at once ?

noturbizniss · « **Reply #4146 on:** August 31, 2015, 11:01:20 AM »

Quote from: clear thinker on August 31, 2015, 08:53:19 AM

Because if he's a joint account holder he can't get the same card for himself, unless the card is closed first.

Quote from: Marco Polo on August 31, 2015, 09:23:22 AM

I do not believe that is true. Either way, why couldn't you just knock him off the account and why did you need to close your card?

+1

Quote from: clear thinker on August 31, 2015, 09:38:57 AM

Which part wouldn't be true?
If someone ia a joint account holder (not a AU) they cannot receive the card by themselves because they are considered a current card holder.
You can't remove a joint account holder from your account the only option is to close the card.

PUTPAC and DROPR. I've gotten approved for csp when I was an au on my wife's account and vice versa without having to close the card.

Yitz · « **Reply #4147 on:** August 31, 2015, 11:04:19 AM »

Quote from: noturbizniss on August 31, 2015, 11:01:20 AM

+1PUTPAC and DROPR. I've gotten approved for csp when I was an au on my wife's account and vice versa without having to close the card.

Au is different than Joint

noturbizniss · « **Reply #4148 on:** August 31, 2015, 11:06:26 AM »

Quote from: Yitz on August 31, 2015, 11:04:19 AM

Au is different than Joint

My bad. I clearly misread the op

zlt123 · « **Reply #4149 on:** August 31, 2015, 11:07:07 AM »

Read his post again he didnt say AU he wrote Joint user, thats more than a AU and its no more avail. by Chase thats why you cant simply take off the joint you have to close the card

TimT · « **Reply #4150 on:** August 31, 2015, 11:10:13 AM »

Any banks currently do joint ?

clear thinker · « **Reply #4151 on:** August 31, 2015, 12:20:45 PM »

Quote from: TimT on August 31, 2015, 11:10:13 AM

Any banks currently do joint ?

None of the bigs afaik.

clear thinker · « **Reply #4152 on:** August 31, 2015, 12:21:51 PM »

Quote from: noturbizniss on August 31, 2015, 11:06:26 AM

My bad. I clearly misread the op

Quote from: Yitz on August 31, 2015, 11:04:19 AM

Au is different than Joint

Quote from: zlt123 on August 31, 2015, 11:07:07 AM

Read his post again he didnt say AU he wrote Joint user, thats more than a AU and its no more avail. by Chase thats why you cant simply take off the joint you have to close the card

Exactly like I wrote:

Quote from: clear thinker on August 31, 2015, 09:38:57 AM

Which part wouldn't be true?
If someone ia a joint account holder (not a AU) they cannot receive the card by themselves because they are considered a current card holder.
You can't remove a joint account holder from your account the only option is to close the card.

Yitz · « **Reply #4153 on:** August 31, 2015, 12:55:11 PM »

Quote from: zlt123 on August 31, 2015, 11:07:07 AM

Read his post again he didnt say AU he wrote Joint user, thats more than a AU and its no more avail. by Chase thats why you cant simply take off the joint you have to close the card

I did not want Joint. For some reason at that time when I added my son they did not letAU only Joint.

Ryan the Yid · « **Reply #4154 on:** September 07, 2015, 01:33:14 PM »

I signed up for the csp and I was denied. I have excellent credit and I have my business account through Chase. I called CS they said I was denied because I have opened 9 cards in the last 2 yrs. 9 total incl. amex. They said they have changed their policies and there is no way to get them to consider. Any advice? would huca work in this situation?

clear thinker · « **Reply #4155 on:** September 07, 2015, 01:35:40 PM »

Quote from: Ryan the Yid on September 07, 2015, 01:33:14 PM

I signed up for the csp and I was denied. I have excellent credit and I have my business account through Chase. I called CS they said I was denied because I have opened 9 cards in the last 2 yrs. 9 total incl. amex. They said they have changed their policies and there is no way to get them to consider. Any advice? would huca work in this situation?

It's the newest problem.
Afaik Huca probably won't work.
You can try a letter from your banker.

Ryan the Yid · « **Reply #4156 on:** September 07, 2015, 01:43:48 PM »

Quote from: clear thinker on September 07, 2015, 01:35:40 PM

It's the newest problem.
Afaik Huca probably won't work.
You can try a letter from your banker.

Have they officially changed anything or just changing it on the fly?

Buruch · « **Reply #4157 on:** September 07, 2015, 01:46:59 PM »

Is the 5/24 in the algorithm to reject apps automatically, or just for recon? Anyone get auto-approved with more than 5/24?

lunatic · « **Reply #4158 on:** September 07, 2015, 01:51:18 PM »

Quote from: Buruch on September 07, 2015, 01:46:59 PM

Is the 5/24 in the algorithm to reject apps automatically, or just for recon? Anyone get auto-approved with more than 5/24?

Both

Luvtotravel · « **Reply #4159 on:** September 07, 2015, 02:15:46 PM »

i tried increasing my credit limit and they tell me it will be a credit pull. is this new? huca?

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Author Topic: Chase Sapphire Visa (Read 815165 times)