I got this Sapphire preferred offer after calling recon 3 times and finally get my way, I now got an offer for the CO PP card with no annual fee for the first year and I want to get it, (since i already got my 50,000 points and transferred the already) would i be able to do a product change from the sapphire preferred to the CO PP? or if i just apply as new and get rejected (I most likely will) can i have chase transfer the credit line from the SP to the PP? or are they different types or cards?
I've been told that the PP is a charge card, but my offer seems to imply it's a credit card especially since there is an APR.