Topic Wiki

Click Here to get more details on this card and compare to other cards!

« Last edited by jj1000 on March 14, 2018, 12:50:42 PM »

Author Topic: Chase Sapphire Visa  (Read 806598 times)

Offline Cbs

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2010
  • Posts: 4466
  • Total likes: 19
  • DansDeals.com Hat Tips 0
    • View Profile
  • Programs: HHonors Gold, Delta Diamond Medallion, AA Platinum Pro
Re: 50K Sapphire Preferred Bonus!
« Reply #1380 on: May 31, 2012, 04:49:25 AM »
im not sure where this belongs (didnt want to open a thread) :

i made a purchase with my SP card overseas and i see the charge in USD online. is there anyway i can check how much was charged from the currency of the country?
i wasnt there when they swiped, i gave them the CC number and they put it in manually and i dont have a receipt. i think i was overcharged a few dollars

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 30K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 30534
  • Total likes: 7831
  • DansDeals.com Hat Tips 79
    • View Profile
  • Location: NYC
Re: 50K Sapphire Preferred Bonus!
« Reply #1381 on: May 31, 2012, 05:22:53 AM »
im not sure where this belongs (didnt want to open a thread) :

i made a purchase with my SP card overseas and i see the charge in USD online. is there anyway i can check how much was charged from the currency of the country?
i wasnt there when they swiped, i gave them the CC number and they put it in manually and i dont have a receipt. i think i was overcharged a few dollars

Check your statement (you can view a PDF of it when logged into your account at Chase.com), it should have the amount charged in the original currency, as well as the exchange rate.
100% of Likes will be donated to support our brothers and sisters in Eretz Yisrael

Offline Red

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2011
  • Posts: 2359
  • Total likes: 3
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Yerushalayim
Re: 50K Sapphire Preferred Bonus!
« Reply #1382 on: May 31, 2012, 07:31:06 AM »
Check your statement (you can view a PDF of it when logged into your account at Chase.com), it should have the amount charged in the original currency, as well as the exchange rate.

+1 It only shows up on the statement.

Offline Cbs

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2010
  • Posts: 4466
  • Total likes: 19
  • DansDeals.com Hat Tips 0
    • View Profile
  • Programs: HHonors Gold, Delta Diamond Medallion, AA Platinum Pro
Re: 50K Sapphire Preferred Bonus!
« Reply #1383 on: May 31, 2012, 08:13:30 AM »
Check your statement (you can view a PDF of it when logged into your account at Chase.com), it should have the amount charged in the original currency, as well as the exchange rate.
but my statement doesnt close for another half a month, and i want to know now. do you think if i call chase they can tell me?

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 30K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 30534
  • Total likes: 7831
  • DansDeals.com Hat Tips 79
    • View Profile
  • Location: NYC
Re: 50K Sapphire Preferred Bonus!
« Reply #1384 on: May 31, 2012, 08:23:50 AM »
but my statement doesnt close for another half a month, and i want to know now. do you think if i call chase they can tell me?

They probably can.
100% of Likes will be donated to support our brothers and sisters in Eretz Yisrael

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: 50K Sapphire Preferred Bonus!
« Reply #1385 on: May 31, 2012, 09:53:51 AM »
They probably can.

+1, I'm sure of it.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Diamond Elite
  • **********
  • Join Date: May 2008
  • Posts: 67600
  • Total likes: 16912
  • DansDeals.com Hat Tips 16442
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA GS, AA EXP, DL Dirt, Hyatt Glob, Fairmont Lifetime Plat, DD Diamond, Blocked By @NeriaKraus
Re: 50K Sapphire Preferred Bonus!
« Reply #1386 on: May 31, 2012, 10:44:44 AM »
If it sounds like you got ripped off they probably charged you in USD.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline meshugener

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2012
  • Posts: 6887
  • Total likes: 62
  • DansDeals.com Hat Tips 4
  • Gender: Female
    • View Profile
  • Location: DDF
  • Programs: Amex Platinum, Chase Freedom 10X10 Exclusives, Avis Presidents Club, National Executive, Hertz 5 Star, Hilton Gold, Accor Platinum, Hyatt Platinum, Marriott Silver, SPG Gold, Club Carlson Gold
Re: 50K Sapphire Preferred Bonus!
« Reply #1387 on: May 31, 2012, 11:03:50 AM »
Why do you say so?
It always show up online as USD even they charge you in other currencies.
Love me or hate me. I still love you.

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 30K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 30534
  • Total likes: 7831
  • DansDeals.com Hat Tips 79
    • View Profile
  • Location: NYC
Re: 50K Sapphire Preferred Bonus!
« Reply #1388 on: May 31, 2012, 11:56:14 AM »
Why do you say so?
It always show up online as USD even they charge you in other currencies.

I think Dan is suggesting they converted to USD using their own (or their CC processing company's) exchange rate, and charged your SP in USD after that lousy rate, hence the unexpected amount increase.
100% of Likes will be donated to support our brothers and sisters in Eretz Yisrael

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Diamond Elite
  • **********
  • Join Date: May 2008
  • Posts: 67600
  • Total likes: 16912
  • DansDeals.com Hat Tips 16442
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA GS, AA EXP, DL Dirt, Hyatt Glob, Fairmont Lifetime Plat, DD Diamond, Blocked By @NeriaKraus
Re: 50K Sapphire Preferred Bonus!
« Reply #1389 on: May 31, 2012, 12:00:19 PM »
I think Dan is suggesting they converted to USD using their own (or their CC processing company's) exchange rate, and charged your SP in USD after that lousy rate, hence the unexpected amount increase.
It's becoming an increasingly popular practice, it happened to us in Thailand and I made them void and recharge it.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline meshugener

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2012
  • Posts: 6887
  • Total likes: 62
  • DansDeals.com Hat Tips 4
  • Gender: Female
    • View Profile
  • Location: DDF
  • Programs: Amex Platinum, Chase Freedom 10X10 Exclusives, Avis Presidents Club, National Executive, Hertz 5 Star, Hilton Gold, Accor Platinum, Hyatt Platinum, Marriott Silver, SPG Gold, Club Carlson Gold
Re: 50K Sapphire Preferred Bonus!
« Reply #1390 on: May 31, 2012, 01:10:59 PM »
Got it.
My understanding was that Dan said that based on the fact that it showed up online as USD charges.
Sorry, and it wouldn't hurt if he would take the time and explain that for me so I don't have to wait for the executive advocate to explain it.
Love me or hate me. I still love you.

Offline Jkhein

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2010
  • Posts: 4586
  • Total likes: 17
  • DansDeals.com Hat Tips 4
    • View Profile
Re: 50K Sapphire Preferred Bonus!
« Reply #1391 on: May 31, 2012, 03:05:58 PM »
I think Dan is suggesting they converted to USD using their own (or their CC processing company's) exchange rate, and charged your SP in USD after that lousy rate, hence the unexpected amount increase.
a term they gave a fancy name "dynamic conversion". Ive had my loss from this already.

Offline creditor

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2011
  • Posts: 1287
  • Total likes: 1
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Re: 50K Sapphire Preferred Bonus!
« Reply #1392 on: May 31, 2012, 03:38:06 PM »
a term they gave a fancy name "dynamic conversion". Ive had my loss from this already.
how would you be able to tell its a "dynamic conversion" does it appear that way on the statement, or I'll have to start calculating every overseas transaction?
I'm just say'in©®

Offline Red

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2011
  • Posts: 2359
  • Total likes: 3
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Yerushalayim
Re: Re: 50K Sapphire Preferred Bonus!
« Reply #1393 on: May 31, 2012, 03:40:41 PM »
how would you be able to tell its a "dynamic conversion" does it appear that way on the statement, or I'll have to start calculating every overseas transaction?

IME (in Israel), the only places that attempted it were tourist places such as hotels, car rental etc. and they asked me first.

Offline Jkhein

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2010
  • Posts: 4586
  • Total likes: 17
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Re: 50K Sapphire Preferred Bonus!
« Reply #1394 on: May 31, 2012, 04:52:05 PM »
IME (in Israel), the only places that attempted it were tourist places such as hotels, car rental etc. and they asked me first.
indeed, I believe they have to ask first. And sometimes certain sites have that option, they ask you but in tiny hidden words, to click if you DONT want them to convert...

Offline sky121

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: May 2011
  • Posts: 11513
  • Total likes: 168
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Re: 50K Sapphire Preferred Bonus!
« Reply #1395 on: May 31, 2012, 04:52:47 PM »
indeed, I believe they have to ask first.

Since when do Israelis hold by any sort of rules? :)
"Not all who wander are lost"

Offline Cbs

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2010
  • Posts: 4466
  • Total likes: 19
  • DansDeals.com Hat Tips 0
    • View Profile
  • Programs: HHonors Gold, Delta Diamond Medallion, AA Platinum Pro
Re: 50K Sapphire Preferred Bonus!
« Reply #1396 on: May 31, 2012, 06:51:19 PM »
If it sounds like you got ripped off they probably charged you in USD.
well i went back to the store and got a receipt that they had in their files and it showed the same amount that i made up with the merchant but on the bill online its not showing the exact exchange rate.
im not talking that he ripped me off a lot - its just $3 but i dont like the fact that he may have not been honest.

It's becoming an increasingly popular practice, it happened to us in Thailand and I made them void and recharge it.
what was the story ? u made up a price and he charged u more so u showed him the bill online and the exchange rate of that day?

Offline Dan

  • Administrator
  • Dansdeals Lifetime 50K Diamond Elite
  • **********
  • Join Date: May 2008
  • Posts: 67600
  • Total likes: 16912
  • DansDeals.com Hat Tips 16442
  • Gender: Male
    • View Profile
  • Location: CLE
  • Programs: UA GS, AA EXP, DL Dirt, Hyatt Glob, Fairmont Lifetime Plat, DD Diamond, Blocked By @NeriaKraus
Re: 50K Sapphire Preferred Bonus!
« Reply #1397 on: May 31, 2012, 07:27:26 PM »
Bought water at the airport and the charge was in USD.  Made them void and charge in THB.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Cbs

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2010
  • Posts: 4466
  • Total likes: 19
  • DansDeals.com Hat Tips 0
    • View Profile
  • Programs: HHonors Gold, Delta Diamond Medallion, AA Platinum Pro
Re: 50K Sapphire Preferred Bonus!
« Reply #1398 on: May 31, 2012, 07:30:43 PM »
Bought water at the airport and the charge was in USD.  Made them void and charge in THB.
so u saw them charging on the CC machine in usd?
and who pays 7 or 10 (max) baht with CC?? (and the hassle to make them cancel over a few cents aint worth it

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 30K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 30534
  • Total likes: 7831
  • DansDeals.com Hat Tips 79
    • View Profile
  • Location: NYC
Re: 50K Sapphire Preferred Bonus!
« Reply #1399 on: May 31, 2012, 07:32:31 PM »
(and the hassle to make them cancel over a few cents aint worth it

Principle. I'm with Dan on this one.
100% of Likes will be donated to support our brothers and sisters in Eretz Yisrael