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« Last edited by jj1000 on March 14, 2018, 12:50:42 PM »

Author Topic: Chase Sapphire Visa  (Read 556296 times)

Offline springles

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Re: 50K Sapphire Preferred Bonus!
« Reply #40 on: May 16, 2011, 12:55:21 AM »
I did the BA and fumbled the UA card only submitted it 45 seconds later . Still only got one pull.

 However I couldn't get the UA approved only the BA. I don't think it was the pause , it was rejected because of too many inquiries. They told me to call back 30 days from approval of the BA and they should be able to get the UA approved
Great! Sounds like I should be ok then.  Just didnt want two pulls.

Offline shmooz

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Re: 50K Sapphire Preferred Bonus!
« Reply #41 on: May 16, 2011, 10:14:36 AM »
I have the sapphire preferred already so I'm  not going to apply for this, but using the things I learned here I sent a message saying how I've been a cardholder for a very long time (it was a different card years ago and they upgraded it to sapphire with the same card number) but I didnt get this bonus, etc etc. Bh they responded with 25k points!

The card is actually a very good card, you get through right away and they recognize my phone number and only ask for my name. It has some good protections too. I do most of my spending on it.

Offline AsherO

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Re: 50K Sapphire Preferred Bonus!
« Reply #42 on: May 16, 2011, 10:30:21 AM »
I have the sapphire preferred already so I'm  not going to apply for this, but using the things I learned here I sent a message saying how I've been a cardholder for a very long time (it was a different card years ago and they upgraded it to sapphire with the same card number) but I didnt get this bonus, etc etc. Bh they responded with 25k points!

The card is actually a very good card, you get through right away and they recognize my phone number and only ask for my name. It has some good protections too. I do most of my spending on it.

It's a nice card, but the $95 annual fee is a bit steep, even with the protections (SPG is only $65). Do the ever (or often?) do bonus points promotions (e.g. for certain spending categories)?

Offline shmooz

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Re: 50K Sapphire Preferred Bonus!
« Reply #43 on: May 16, 2011, 10:36:27 AM »
It's a nice card, but the $95 annual fee is a bit steep, even with the protections (SPG is only $65). Do the ever (or often?) do bonus points promotions (e.g. for certain spending categories)?

They are giving me 2x on everything from may-june, it's probably targeted, i dont know for sure, i'm having trouble taking advantage since I'm meeting spend on other new cards.

I haven't actually paid the fee, i upgraded to a reg sapphire a few years ago and then this year to preferred. I'm planning on downgrading at the end of the year when the fee is due, and am wondering if they would waive the fee again at some point for upgrading. If not I'd have to transfer all my points before downgrading.

Offline Jimbob

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Re: 50K Sapphire Preferred Bonus!
« Reply #44 on: May 16, 2011, 01:35:09 PM »
Is there any way to find out when this promotion
is expiring??

Offline Dan

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Re: 50K Sapphire Preferred Bonus!
« Reply #45 on: May 16, 2011, 01:36:10 PM »
Is there any way to find out when this promotion
is expiring??
Unknown at this point.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline myb821

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Re: 50K Sapphire Preferred Bonus!
« Reply #46 on: May 16, 2011, 01:39:42 PM »
Unknown at this point.
u think they will give a warning

Offline Dan

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Re: 50K Sapphire Preferred Bonus!
« Reply #47 on: May 16, 2011, 01:41:22 PM »
u think they will give a warning
No idea.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Saver2000

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Re: 50K Sapphire Preferred Bonus!
« Reply #48 on: May 16, 2011, 08:27:32 PM »
Doesn't recon review your credit report they pulled when you applied?


They are able to pull a new report after 14 days (costing me another hard pull). I'm gonna try to convince them to accept a letter from the cc company that the account is payed off.  --  (Sparing me a hard pull)

Offline AsherO

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Re: 50K Sapphire Preferred Bonus!
« Reply #49 on: May 16, 2011, 08:39:16 PM »

They are able to pull a new report after 14 days (costing me another hard pull). I'm gonna try to convince them to accept a letter from the cc company that the account is payed off.  --  (Sparing me a hard pull)

Hmmm, no soft-pull? Wishing you luck with the 'letter' option. I imagine a statement would do as well.

Offline gozalim

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Re: 50K Sapphire Preferred Bonus!
« Reply #50 on: May 16, 2011, 09:02:04 PM »
Anyone get approved for this having had a sapphire card in the past?

Offline springles

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Re: 50K Sapphire Preferred Bonus!
« Reply #51 on: May 16, 2011, 10:52:45 PM »
I got this offer in the mail today.  The issue is that I just got the BA card (approved 35 days ago) and did not plan on applying for this because of that and I did not think that I would get approved so soon after.  Does getting the offer in the mail change anything? I know pre approved doesn't mean much but am I more likely to get approved if I was directly targeted with this offer?

Offline AsherO

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Re: 50K Sapphire Preferred Bonus!
« Reply #52 on: May 16, 2011, 10:55:37 PM »
I got this offer in the mail today.  The issue is that I just got the BA card (approved 35 days ago) and did not plan on applying for this because of that and I did not think that I would get approved so soon after.  Does getting the offer in the mail change anything? I know pre approved doesn't mean much but am I more likely to get approved if I was directly targeted with this offer?

Go for it. You can always give the RSVP code to reconsideration and say you thought it was pre-approved. Be willing to close an old Chase card (if you have one) and/or transfer a credit line from one of your other cards.

Offline Saver2000

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Re: 50K Sapphire Preferred Bonus!
« Reply #53 on: May 16, 2011, 10:58:01 PM »
Hmmm, no soft-pull? Wishing you luck with the 'letter' option. I imagine a statement would do as well.

Have u ever heard of them doing a soft pull? -- cuz I'm wondering if I should nudge them,  or maybe indeed they really aren't able to do a soft pull.

Offline AsherO

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Re: 50K Sapphire Preferred Bonus!
« Reply #54 on: May 16, 2011, 11:00:21 PM »
Have u ever heard of them doing a soft pull? -- cuz I'm wondering if I should nudge them,  or maybe indeed they really aren't able to do a soft pull.

It's definitely worth asking, though I don't know if they're even able to.

Offline Saver2000

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Re: 50K Sapphire Preferred Bonus!
« Reply #55 on: May 16, 2011, 11:06:50 PM »
It's definitely worth asking, though I don't know if they're even able to.
 

Thanx for all your help and advice. 
( btw I already asked them and they said that they can't do soft pulls but I'm not convinced.  I also asked about letter/statement and they said that it wouldn't be acceptable, but I'm gonna keep trying. )

Offline AsherO

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Re: 50K Sapphire Preferred Bonus!
« Reply #56 on: May 17, 2011, 12:32:37 AM »
 

Thanx for all your help and advice. 
( btw I already asked them and they said that they can't do soft pulls but I'm not convinced.  I also asked about letter/statement and they said that it wouldn't be acceptable, but I'm gonna keep trying. )

You're welcome.

Just bear in mind that you're in uncharted territory, you might just have to cut your losses and absorb the second pull.

Offline Dan

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Re: 50K Sapphire Preferred Bonus!
« Reply #57 on: May 17, 2011, 12:34:03 AM »
I got this offer in the mail today.  The issue is that I just got the BA card (approved 35 days ago) and did not plan on applying for this because of that and I did not think that I would get approved so soon after.  Does getting the offer in the mail change anything? I know pre approved doesn't mean much but am I more likely to get approved if I was directly targeted with this offer?
Nope, no difference if you get the offer or not, you'll still go through the same process.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline AsherO

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Re: 50K Sapphire Preferred Bonus!
« Reply #58 on: May 17, 2011, 12:37:09 AM »
Nope, no difference if you get the offer or not, you'll still go through the same process.

I think the credit analysts have some leeway (seeing as they aren't 100% consistent), and this might be something that'll (help) get them to approve.

Offline springles

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Re: 50K Sapphire Preferred Bonus!
« Reply #59 on: May 17, 2011, 01:12:29 AM »
Nope, no difference if you get the offer or not, you'll still go through the same process.
So what exactly does pre approved mean? Nothing?