Author Topic: HOT! 2.5% CASH BACK!!! credit card from USAA Bank  (Read 11953 times)

Offline ExGingi

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #20 on: February 23, 2017, 09:48:43 PM »
I guess I got too excited before checking out.

Wouldn't let me apply for the card even though I have a bank account. Need to find a better workaround.
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Offline shulem92

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #21 on: February 23, 2017, 09:50:26 PM »
I guess I got too excited before checking out.

Wouldn't let me apply for the card even though I have a bank account. Need to find a better workaround.
the workaround was for the cc or the checking acct?

Offline mmgfarb

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #22 on: February 23, 2017, 09:55:00 PM »
the workaround was for the cc or the checking acct?
Checking account.
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Offline ExGingi

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #23 on: February 23, 2017, 09:55:30 PM »
the workaround was for the cc or the checking acct?
My workaround seems to work for checking account.
I've been waiting over 5 years with bated breath for someone to say that!
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Offline shulem92

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #24 on: February 23, 2017, 09:58:58 PM »
My workaround seems to work for checking account.
interesting. the younger crowd has been looking for a way to become usaa (certified) members for a while now, ever since they stopped letting new regular checking accounts for non-military

Offline a good yeshiva bachur

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #25 on: February 24, 2017, 12:07:36 AM »
There's a workaround that will allow almost anyone to get a USAA checking account.
What's the work around?

Offline HBS

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #26 on: February 24, 2017, 07:26:33 AM »
Requires having USAA checking account with $1,000/month direct deposit (didn't test, but many times PayPal or Cash App deposits will count for such requirements - I do them regularly with another bank to avoid fees).

Without direct deposit you get 1.5% cash back.

It is labeled as a limited time pilot.

There's a workaround that will allow almost anyone to get a USAA checking account.

https://www.usaa.com/inet/wc/bank_cc_limitless_cashback_visa_signature

This product is currently available to members residing in the following states: AL, AZ, CO, GA, HI, ID, IL, IN, KS, LA, MI, NM, NV, NY, PA, RI, SC, TN, TX and WA. It will become available in additional states at a later date.

Offline a good yeshiva bachur

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #27 on: February 26, 2017, 04:31:28 PM »
Wouldn't let me apply for the card even though I have a bank account. Need to find a better workaround.

it let me.....

Offline a good yeshiva bachur

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #28 on: February 26, 2017, 04:48:19 PM »

Offline gozalim

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #29 on: February 26, 2017, 05:00:20 PM »
it let me.....
You also opened the CC mentioned in the beginning of the thread? or just this Checking account?
I guess I got too excited before checking out.

Wouldn't let me apply for the card even though I have a bank account. Need to find a better workaround.
Let's see if we can get a data-point:
Are you both just members from pre-crackdown? workaround members? or do either of you have an actual military connection?
« Last Edit: February 26, 2017, 05:03:24 PM by gozalim »

Offline a good yeshiva bachur

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #30 on: February 26, 2017, 05:03:48 PM »
Let's see if we can get a data-point:
Are you both just members from pre-crackdown? workaround members? or do either of you have an actual military connection?
i have nothing to do with the military just a regular yeshiva bachur that found a shtick after the crackdown...

Offline Yammer

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #31 on: February 26, 2017, 05:31:48 PM »
just opened
lets see what its worth
I still have the classic account. I see that this one doesn't offer ATM rebate.

But it has the ˘10 per $1 spent

Offline gozalim

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #32 on: February 26, 2017, 05:32:28 PM »
I still have the classic account. I see that this one doesn't offer ATM rebate.

But it has the ˘10 per $1 spent
does it let you apply for the CC?

Offline Yammer

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #33 on: February 26, 2017, 05:42:12 PM »
does it let you apply for the CC?
Nope.


Offline gozalim

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #34 on: February 26, 2017, 05:43:22 PM »
i have nothing to do with the military just a regular yeshiva bachur that found a shtick after the crackdown...
And they let you apply for the Credit card as well (not just the Checking account?)

Offline shulem92

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #35 on: February 26, 2017, 07:49:02 PM »
i have nothing to do with the military just a regular yeshiva bachur that found a shtick after the crackdown...
Does that "shtick" involve joint accounts? Because if so its a pointless DP

Offline gozalim

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #36 on: February 26, 2017, 07:50:01 PM »
Does that "shtick" involve joint accounts? Because if so its a pointless DP
why pointless?

Offline shulem92

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #37 on: February 26, 2017, 07:52:34 PM »
why pointless?


Checking account?Let's see if we can get a data-point:
Are you both just members from pre-crackdown? workaround members? or do either of you have an actual military connection?

Pre-crackdown is irrelevant if you are a current joint member on a bank account. I thought you're looking for DP's if they'll let a new nonmilitary customer open this account. No?

Offline gozalim

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #38 on: February 26, 2017, 07:55:32 PM »

Pre-crackdown is irrelevant if you are a current joint member on a bank account. I thought you're looking for DP's if they'll let a new nonmilitary customer open this account. No?
IINM current nonmilitary members don't exist.

Offline shulem92

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Re: HOT! 2.5% CASH BACK!!! credit card from USAA Bank
« Reply #39 on: February 26, 2017, 07:58:30 PM »
IINM current nonmilitary members don't exist.
Exactly. That's what I thought the point of these DP's are for, can a new person open this type of account and become a member by doing so. What are you looking for in DP's?