Author Topic: Dispute Credit pull?  (Read 47917 times)

Offline shulem92

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 2981
  • Total likes: 109
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood
Re: Dispute Credit pull?
« Reply #160 on: November 27, 2016, 02:57:02 AM »
What are you talking about?

He dishonestly said he was done with the discussion, and the claim he "just found out" how notifications worked doesn't pass the laugh test.
Good night. Its been fun polling about trolling. Mr. LOL I'm still rolling. Too much attention to you I have been doling. Enjoy the few hours you have left on this site, I hope getting banned doesn't ruin your night. I pity your plight, which causes you to bite on every stupid fight. And with that, I'm out like a light

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 588
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Dispute Credit pull?
« Reply #161 on: November 27, 2016, 02:57:37 AM »
because he wanted to continue getting notifications about relevant stuff?

Huh? Either he cared about the hard-pull debate or he didn't. It's not like we were debating hard pulls in the Chase CSR thread.

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1903
  • Total likes: 228
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Dispute Credit pull?
« Reply #162 on: November 27, 2016, 02:59:54 AM »
It's not like we were debating hard pulls in the Chase CSR thread.
But you were cluttering up that thread with your wrong information to.

You going just have someone call you a liar? LOL
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 588
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Dispute Credit pull?
« Reply #163 on: November 27, 2016, 03:00:49 AM »
But you were cluttering up that thread with your wrong information to.

You going just have someone call you a liar? LOL

The information wasn't wrong, as the posted legal statute eventually proved.

Offline aygart

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: May 2008
  • Posts: 13062
  • Total likes: 7715
  • DansDeals.com Hat Tips 11
    • View Profile
    • Lower Watt Energy Brokers
  • Programs: www.lowerwatt.com
Re: Dispute Credit pull?
« Reply #164 on: November 27, 2016, 03:01:42 AM »
The information wasn't wrong, as the posted legal statute eventually proved.
nuance
Feelings don't care about your facts

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 588
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Dispute Credit pull?
« Reply #165 on: November 27, 2016, 03:03:34 AM »
nuance

There's no nuance. Absolutely nothing in the FCRA or other statutes says anything re: hard vs. soft pulls for existing customers. This is an indisputable legal fact.

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1903
  • Total likes: 228
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Dispute Credit pull?
« Reply #166 on: November 27, 2016, 03:06:27 AM »
This is an indisputable legal fact.
Only in your mind. Show the members how your mind works. Tell them how many PM's you consider "filling up your PM's".
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 588
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Dispute Credit pull?
« Reply #167 on: November 27, 2016, 03:10:39 AM »
Only in your mind. Show the members how your mind works. Tell them how many PM's you consider "filling up your PM's".

This silliness is just a distraction from your sorry behavior in this thread. You got proven wrong, you didn't like it, and now you're trying to make me the bad guy. Not interested in playing along any further.

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8392
  • Total likes: 1044
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Dispute Credit pull?
« Reply #168 on: November 27, 2016, 03:12:36 AM »
This silliness is just a distraction from your sorry behavior in this thread. You got proven wrong, you didn't like it, and now you're trying to make me the bad guy. Not interested in playing along any further.
18 more posts like this and you can actually give yourself an avatar!
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1903
  • Total likes: 228
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Dispute Credit pull?
« Reply #169 on: November 27, 2016, 03:12:57 AM »
Not interested in playing along any further.
See you just don't get it. I don't play.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 588
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Dispute Credit pull?
« Reply #170 on: November 27, 2016, 03:15:55 AM »
See you just don't get it. I don't play.

No? You certainly didn't approach the discussion with anything resembling seriousness.

You argued that something was illegal but then couldn't cite a law in support of your position. In the legal arena, that's known as making a frivolous argument.

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1903
  • Total likes: 228
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Dispute Credit pull?
« Reply #171 on: November 27, 2016, 03:17:51 AM »
You argued that something was illegal but then couldn't cite a law in support of your position.
Where did I say it was illegal? Seems now you have a compulsive problem with not telling the truth.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 588
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Dispute Credit pull?
« Reply #172 on: November 27, 2016, 03:19:14 AM »
Where did I say it was illegal? Seems now you have a compulsive problem with not telling the truth.

You said it was illegal for banks to make hard pulls for purposes of account review for existing customers, did you not? You said that if a bank made such a pull, they could be sued, did you not?

If it's not illegal, then what would be the cause of action for people who had such hard pulls made? What would be the grounds for the LAWsuit? Please explain.

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1903
  • Total likes: 228
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Dispute Credit pull?
« Reply #173 on: November 27, 2016, 03:24:04 AM »
You said it was illegal for banks to make hard pulls for purposes of account review for existing customers, did you not? You said that if a bank made such a pull, they could be sued, did you not?

If it's not illegal, then what would be the cause of action for people who had such hard pulls made? What would be the grounds for the LAWsuit? Please explain.
I would not use the term illegal because that would be in the criminal sense to me. You are the one that keeps using that term. Your credibility is shot so what is the purpose of this. No one is going to put any value in what you say from here on out.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 588
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Dispute Credit pull?
« Reply #174 on: November 27, 2016, 03:26:51 AM »
I would not use the term illegal because that would be in the criminal sense to me. You are the one that keeps using that term.

You wouldn't use the term "illegal"? Then what term would you use? And what would be the cause of action?

Lawsuits are called LAWsuits for a reason. If you sue someone, you need to cite one or more laws that have been broken.

This is basic stuff, and yet you've been arguing against it for page after page after page. It's silly.

Quote
Your credibility is shot so what is the purpose of this. No one is going to put any value in what you say from here on out.

You don't seem to have any idea what you're arguing, but *my* credibility is shot? Yeah, sure.

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 1903
  • Total likes: 228
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Dispute Credit pull?
« Reply #175 on: November 27, 2016, 03:31:07 AM »
You want the last word and you can have it. You are right about pulls, HUCA, Chase CL, Amex Plat, AU's, sitting next to a women and all your other posts. You happy now?
I can't forget, LOL
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8392
  • Total likes: 1044
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Dispute Credit pull?
« Reply #176 on: November 27, 2016, 03:31:58 AM »
You don't seem to have any idea what you're arguing, but *my* credibility is shot? Yeah, sure.
The difference between you and him is that he's built up a reputation of helpful and constructive posting (we won't count JS on Friday's ) over a longer period of time while you have not. So I for one would give the credibility to JTZ, not you.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8392
  • Total likes: 1044
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Dispute Credit pull?
« Reply #177 on: November 27, 2016, 03:32:21 AM »
You want the last word and you can have it. You are right about pulls, HUCA, Chase CL, sitting next to a women and all your other posts. You happy now?
I can't forget, LOL
You forgot amex plat.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline jsk173

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2016
  • Posts: 588
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Dispute Credit pull?
« Reply #178 on: November 27, 2016, 03:35:22 AM »
The difference between you and him is that he's built up a reputation of helpful and constructive posting (we won't count JS on Friday's ) over a longer period of time while you have not. So I for one would give the credibility to JTZ, not you.

This is utterly childish and appeals to authority are dumb. The fact this guy has been here for 4 months longer than me doesn't mean a damn thing when we're discussing hard facts.

The relevant legal statute was posted in this thread and it speaks for itself. If you and/or others don't have the integrity to dispassionately analyze the information presented, well, that's on you guys.

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8392
  • Total likes: 1044
  • DansDeals.com Hat Tips 4
    • View Profile
Dispute Credit pull?
« Reply #179 on: November 27, 2016, 03:36:06 AM »
This is utterly childish and appeals to authority are dumb. The fact this guy has been here for 4 months longer than me doesn't mean a damn thing when we're discussing hard facts.
No, but his posts do.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy