Author Topic: Dispute Credit pull?  (Read 45169 times)

Offline Freddie

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Re: Dispute Credit pull?
« Reply #280 on: November 28, 2016, 12:16:04 AM »
Thanks. You had time to go find this but you haven't found time to find a citation to prove the point you stridently raised way back in comment #29?

LOL. Hilarious.

Do you actually laugh out loud every time you write LOL? I'm calling BS on that. I think it's hyperbole, or lazy writing, and goes to establish your overall lack of credibility.

Offline jsk173

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Re: Dispute Credit pull?
« Reply #281 on: November 28, 2016, 12:16:20 AM »
still no yes or no. It shouldn't be so hard.

It's not a "yes or no" question. It depends on the scenario.

If the non-customer is told there will be a soft pull but a hard is done, they can sue. But if the hard is disclosed upfront and then performed, they can't. Basic stuff.

Online rileywiles23

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Re: Dispute Credit pull?
« Reply #282 on: November 28, 2016, 12:16:38 AM »
Which quote of mine are you responding to?
Sorry. Meant to quote this dud.


LOL. Hilarious.

Life is as good as you make it...

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Re: Dispute Credit pull?
« Reply #283 on: November 28, 2016, 12:21:38 AM »
It's not a "yes or no" question. It depends on the scenario.

If the non-customer is told there will be a soft pull but a hard is done, they can sue. But if the hard is disclosed upfront and then performed, they can't. Basic stuff.
If you are saying what I think you are for this second it is a yes or no.

No there is no distinction even for non existing customers.

In the case cited the issue is they made a misrepresentation that they would only do soft and has nothing to do with statute.

Is this what you are saying? Again yes or no. If you need to give an explanation do it after the yes or no please.
Feelings don't care about your facts

Offline jsk173

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Re: Dispute Credit pull?
« Reply #284 on: November 28, 2016, 12:24:14 AM »
If you are saying what I think you are for this second it is a yes or no.

No there is no distinction even for non existing customers.

In the case cited the issue is they made a misrepresentation that they would only do soft and has nothing to do with statute.

Is this what you are saying? Again yes or no. If you need to give an explanation do it after the yes or no please.

You're doing what everyone is accusing me of doing, which is repeating the same thing over and over again just to be argumentative.

#235 speaks for itself. If you think it's wrong, say so and make your case.

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Re: Dispute Credit pull?
« Reply #285 on: November 28, 2016, 12:25:26 AM »
You're doing what everyone is accusing me of doing, which is repeating the same thing over and over again just to be argumentative.

#235 speaks for itself. If you think it's wrong, say so and make your case.
You are still unwilling to pin yourself down. I'd what I wrote ac correct understanding or not.
Feelings don't care about your facts

Offline jsk173

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Re: Dispute Credit pull?
« Reply #286 on: November 28, 2016, 12:25:58 AM »
You are still unwilling to pin yourself down. I'd what I wrote ac correct understanding or not.

I pinned myself down in #235.

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Re: Dispute Credit pull?
« Reply #287 on: November 28, 2016, 12:27:03 AM »
I pinned myself down in #235.
Except that you already gave a few different interpretations of that. What is so difficult about a simple yes or no?
Feelings don't care about your facts

Offline jsk173

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Re: Dispute Credit pull?
« Reply #288 on: November 28, 2016, 12:27:37 AM »
Except that you already gave a few different interpretations of that.

No, I haven't.

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Re: Dispute Credit pull?
« Reply #289 on: November 28, 2016, 12:29:21 AM »
No, I haven't.
so maybe I am misunderstanding you. With a yes or no everyone would be clear.
Feelings don't care about your facts

Offline jsk173

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Re: Dispute Credit pull?
« Reply #290 on: November 28, 2016, 12:30:16 AM »
so maybe I am misunderstanding you. With a yes or no everyone would be clear.

The average 5th-grader should have no problem understanding #235.

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Re: Dispute Credit pull?
« Reply #291 on: November 28, 2016, 12:31:17 AM »
I pinned myself down in #235.
If you need a few sentences then it is not clear as a yes or no
Feelings don't care about your facts

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Re: Dispute Credit pull?
« Reply #292 on: November 28, 2016, 12:32:10 AM »
The average 5th-grader should have no problem understanding #235.
So why are you afraid to say yes or no?
Feelings don't care about your facts

Offline jsk173

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Re: Dispute Credit pull?
« Reply #293 on: November 28, 2016, 12:32:14 AM »
If you need a few sentences then it is not clear as a yes or no

The points made in #235 are crystal clear to people with even average reading-comprehension skills.

Offline jsk173

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Re: Dispute Credit pull?
« Reply #294 on: November 28, 2016, 12:32:46 AM »
So why are you afraid to say yes or no?

To which specific question?

Offline Freddie

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Re: Dispute Credit pull?
« Reply #295 on: November 28, 2016, 12:33:12 AM »
To which specific question?

About the LOLs.

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Re: Dispute Credit pull?
« Reply #296 on: November 28, 2016, 12:34:24 AM »
To which specific question?

so you are saying that for non customers there is a distinction between hard and soft but not for existing customers?
Feelings don't care about your facts

Offline jsk173

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Re: Dispute Credit pull?
« Reply #297 on: November 28, 2016, 12:34:29 AM »
About the LOLs.

I don't actually laugh out loud every time I post "LOL." Glad to clear that up for you.

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Re: Dispute Credit pull?
« Reply #298 on: November 28, 2016, 12:35:01 AM »
Feelings don't care about your facts

Offline Freddie

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Re: Dispute Credit pull?
« Reply #299 on: November 28, 2016, 12:35:58 AM »
I don't actually laugh out loud every time I post "LOL." Glad to clear that up for you.
I rest my case.