Author Topic: Dispute Credit pull?  (Read 36324 times)

Online mmgfarb

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Re: Dispute Credit pull?
« Reply #390 on: November 28, 2016, 03:45:07 PM »
well that's only if you don't believe in the power of HUCA........
On a 7-10 day message it's usually best to wait, on 30 day or 2 week message, there's no reason not to call right away.
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Offline JTZ

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Re: Dispute Credit pull?
« Reply #391 on: November 28, 2016, 03:45:32 PM »
Now you're are being a real a**hole you know the damn question answer yes or no
He can't answered it because he is trapped.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline yochiek93

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Re: Dispute Credit pull?
« Reply #392 on: November 28, 2016, 03:46:16 PM »
On a 7-10 day message it's usually best to wait, on 30 day or 2 week message, there's no reason not to call right away.
Very true I'm just going back to his point

Offline username

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Offline JTZ

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"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

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Re: Dispute Credit pull?
« Reply #395 on: November 28, 2016, 03:48:47 PM »
Now you're are being a real a**hole, you know the damn question answer yes or no

After all of their silly antics and pedantic "gotcha" attempts, I'm supposed to guess at their revised question?

No, thanks.

Offline Redbull3

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Re: Dispute Credit pull?
« Reply #396 on: November 28, 2016, 03:49:33 PM »
What an entertaining thread! And I just read the first 10 pages. Spicy.
Waste of time. Aside from the fact one credit pull is all but meaningless, existing creditors can pull your credit whenever they want, and the law makes no distinction between a hard pull or a soft pull.
If JTZ should admit he's wrong on the letter of the law, you should admit your advice is bad, because you explicitly state that it's a "waste of time" to bother minimizing hard pulls since FI's "can pull them anytime". Sure, they CAN pull them anytime, but they never do. So it is still worth it to minimize HP, no?

Offline JTZ

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Re: Dispute Credit pull?
« Reply #397 on: November 28, 2016, 03:50:45 PM »
I actually feel sorry for this guy. He has knowledge of some things based on what others have said but refuses to use some common sense.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

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Re: Dispute Credit pull?
« Reply #398 on: November 28, 2016, 03:51:01 PM »
He can't answered it because he is trapped.

LOL. There was no question asked.

Also, are you retracting the bald-faced lie you posted above? You know damn well that I never told anyone they needed to know Customs regulations for their Global Entry interview. You're lying through your teeth to change the subject after you got humiliated.

Offline jsk173

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Re: Dispute Credit pull?
« Reply #399 on: November 28, 2016, 03:52:19 PM »
I actually feel sorry for this guy. He has knowledge of some things based on what others have said but refuses to use some common sense.

You feel sorry for me?

LOL.

Offline JTZ

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Re: Dispute Credit pull?
« Reply #400 on: November 28, 2016, 03:54:22 PM »
You feel sorry for me?
Yes, see how easy that was to answer yes or no.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Online aygart

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Re: Dispute Credit pull?
« Reply #401 on: November 28, 2016, 03:55:03 PM »
See, this is what I was talking about. The question needs to be more explicit. Are you talking about a non-customer who has given consent to a hard, given consent only to a soft (e.g., a pre-qualifier page), someone who opted in for promotional offers, or some other situation?
Is there any at all in any case at all with no explicit instructions? Yes or no? THis is not so complicated!
The thing with the hamster is that running on the wheel is actually what it is trying to do.

Offline JTZ

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Re: Dispute Credit pull?
« Reply #402 on: November 28, 2016, 03:55:22 PM »
There was no question asked.
Why is it only you that is pretending to not know the question?
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

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Re: Dispute Credit pull?
« Reply #403 on: November 28, 2016, 03:55:32 PM »
Yes, see how easy that was to answer yes or no.

I'll ask again: Are you retracting the bald-faced lie you posted above? You know damn well that I never told anyone they needed to know Customs regulations for their Global Entry interview. You're lying through your teeth to change the subject after you got humiliated.

Offline jsk173

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Re: Dispute Credit pull?
« Reply #404 on: November 28, 2016, 03:56:17 PM »
Why is it only you that is pretending to not know the question?

Because you guys are incredibly dishonest. Ask your damn question and I'll answer it.