Author Topic: Dispute Credit pull?  (Read 46518 times)

Online aygart

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Re: Dispute Credit pull?
« Reply #460 on: November 28, 2016, 05:26:13 PM »
Ask a coherent, explicit "yes or no" question and I'll be happy to give you a "yes or no" answer.

Your repeated failures to do so are a reflexion on you, not me.
Is there any distinction between hard and soft pulls in any case for a non existing customer other than due to a misrepresentation?
Feelings don't care about your facts

Offline jsk173

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Re: Dispute Credit pull?
« Reply #461 on: November 28, 2016, 05:39:58 PM »
Is there any distinction between hard and soft pulls in any case for a non existing customer other than due to a misrepresentation?

What do you mean, "other than due to misrepresentation"?

It's illegal to make a hard pull of a non-customer's credit without express prior authorization. A bank can't hard-pull a non-customer's credit without their authorization, and they also can't say that a soft pull will be done i.e., the "no impact to your credit" language on most pre-qualifier sites and then make a hard pull that dings their credit.

This is basic stuff. I'm astonished that you keep rehashing it.

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Re: Dispute Credit pull?
« Reply #462 on: November 28, 2016, 05:41:55 PM »
What do you mean, "other than due to misrepresentation"?

It's illegal to make a hard pull of a non-customer's credit without express prior authorization. A bank can't hard-pull a non-customer's credit without their authorization, and they also can't say that a soft pull will be done i.e., the "no impact to your credit" language on most pre-qualifier sites and then make a hard pull that dings their credit.

This is basic stuff. I'm astonished that you keep rehashing it.
So there is a distinction. Please provide a citation for such a distinction.
Feelings don't care about your facts

Offline jsk173

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Re: Dispute Credit pull?
« Reply #463 on: November 28, 2016, 05:42:51 PM »
So there is a distinction. Please provide a citation for such a distinction.

You provided it yourself back on page 7 of the thread.

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Re: Dispute Credit pull?
« Reply #464 on: November 28, 2016, 05:43:22 PM »
You provided it yourself back on page 7 of the thread.
You mean you can't show it?
Feelings don't care about your facts

Offline jsk173

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Re: Dispute Credit pull?
« Reply #465 on: November 28, 2016, 05:44:13 PM »
You mean you can't show it?

You provided it yourself back on page 7 of the thread.

You want me to post it again? What game are you playing here?

Offline JTZ

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Re: Dispute Credit pull?
« Reply #466 on: November 28, 2016, 05:45:26 PM »
You provided it yourself back on page 7 of the thread.
He posted from the FCRA. Are you now saying there is a distinction between hard and soft pulls in the FCRA?
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

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Re: Dispute Credit pull?
« Reply #467 on: November 28, 2016, 05:45:31 PM »
You provided it yourself back on page 7 of the thread.
Let's say I did. Whydoes that mean you can't show it or at least show us where there is and how you see such a distinction in what I quoted? Besides your page 7 and mine may not be the same.
Feelings don't care about your facts

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Re: Dispute Credit pull?
« Reply #468 on: November 28, 2016, 05:46:54 PM »
What game are you playing here?
It is called who can give clear answers and meanwhile it is not you.
Feelings don't care about your facts

Offline jsk173

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Re: Dispute Credit pull?
« Reply #469 on: November 28, 2016, 05:48:16 PM »
He posted from the FCRA. Are you now saying there is a distinction between hard and soft pulls in the FCRA?

There's a distinction between customer and non-customer.

Offline jsk173

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Re: Dispute Credit pull?
« Reply #470 on: November 28, 2016, 05:48:35 PM »
Let's say I did. Whydoes that mean you can't show it or at least show us where there is and how you see such a distinction in what I quoted? Besides your page 7 and mine may not be the same.

LOL. This is pathetic.

Offline jsk173

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Re: Dispute Credit pull?
« Reply #471 on: November 28, 2016, 05:49:30 PM »
It is called who can give clear answers and meanwhile it is not you.

Physician, heal thyself. Many of your comments barely rise to the level of gibberish.

Offline JTZ

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Re: Dispute Credit pull?
« Reply #472 on: November 28, 2016, 05:49:37 PM »
There's a distinction between customer and non-customer.
Thank you I understand that. Now let me ask the question again.  Are you now saying there is a distinction between hard and soft pulls in the FCRA?
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

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Re: Dispute Credit pull?
« Reply #473 on: November 28, 2016, 05:49:39 PM »
Feelings don't care about your facts

Offline jsk173

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Re: Dispute Credit pull?
« Reply #474 on: November 28, 2016, 05:50:07 PM »
Thank you I understand that. Now let me ask the question again.  Are you now saying there is a distinction between hard and soft pulls in the FCRA?

I'll ask again, for the eighth time: Are you retracting the bald-faced lie you posted above? You know damn well that I never told anyone they needed to know Customs regulations for their Global Entry interview. You're lying through your teeth to change the subject after you got humiliated.

Offline jsk173

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Re: Dispute Credit pull?
« Reply #475 on: November 28, 2016, 05:50:53 PM »
Can't do it?

Can't do what? Post the same damn thing for the 20th time?

Whatever game you're playing here, it's an incredibly boring one.

Offline yakov116

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Re: Dispute Credit pull?
« Reply #476 on: November 28, 2016, 05:51:16 PM »
Ask a coherent, explicit "yes or no" question and I'll be happy to give you a "yes or no" answer.

Your repeated failures to do so are a reflexion on you, not me.
What do you mean, "other than due to misrepresentation"?

It's illegal to make a hard pull of a non-customer's credit without express prior authorization. A bank can't hard-pull a non-customer's credit without their authorization, and they also can't say that a soft pull will be done i.e., the "no impact to your credit" language on most pre-qualifier sites and then make a hard pull that dings their credit.

This is basic stuff. I'm astonished that you keep rehashing it.

Wow much smart put into this one
Money talks...mine says goodbye!

Offline JTZ

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Re: Dispute Credit pull?
« Reply #477 on: November 28, 2016, 05:51:43 PM »
Thank you I understand that. Now let me ask the question again.  Are you now saying there is a distinction between hard and soft pulls in the FCRA?
Bump for a simple answer.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

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Re: Dispute Credit pull?
« Reply #478 on: November 28, 2016, 05:52:28 PM »
Wow much smart put into this one

Another super contribution.

Offline yakov116

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Re: Dispute Credit pull?
« Reply #479 on: November 28, 2016, 05:55:38 PM »
Another super contribution.
Thank you
Money talks...mine says goodbye!