Author Topic: Dispute Credit pull?  (Read 106576 times)

Online aygart

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Re: Dispute Credit pull?
« Reply #60 on: November 26, 2016, 09:39:13 PM »
Do you understand no FI does it. What can't you understand? Try using a little common sense instead of hurling insults.
Has he shown an ability to do that?
Feelings don't care about your facts

Offline JTZ

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Re: Dispute Credit pull?
« Reply #61 on: November 26, 2016, 09:41:33 PM »
"That ends this one"?

LOL.

Cite a statute. Still waiting ...
I said they are not allowed to do it and proof was provided. Now it is your turn to prove they can.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

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Re: Dispute Credit pull?
« Reply #62 on: November 26, 2016, 09:43:40 PM »
I said they are not allowed to do it and proof was provided. Now it is your turn to prove they can.

What proof? I never said a bank couldn't be sued for pulling credit without a permissible purpose.

You appear to be an incredibly dishonest person.

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Re: Dispute Credit pull?
« Reply #63 on: November 26, 2016, 09:44:40 PM »
"That ends this one"?

LOL.

Cite a statute. Still waiting ...
Why is case law not enough?
Feelings don't care about your facts

Offline JTZ

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Re: Dispute Credit pull?
« Reply #64 on: November 26, 2016, 09:44:56 PM »
What proof? I never said a bank couldn't be sued for pulling credit without a permissible purpose.

You appear to be an incredibly dishonest person.
Did you get banned from myfico and that is why you are here?
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline mmgfarb

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Re: Dispute Credit pull?
« Reply #65 on: November 26, 2016, 09:46:02 PM »
Did you get banned from myfico and that is why you are here?
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline jsk173

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Re: Dispute Credit pull?
« Reply #66 on: November 26, 2016, 09:46:26 PM »
Why is case law not enough?

There's no such thing as "case law" without a controlling statute. Cite one.

Offline jsk173

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Re: Dispute Credit pull?
« Reply #67 on: November 26, 2016, 09:46:55 PM »
Did you get banned from myfico and that is why you are here?

Never posted a single comment there.

Offline JTZ

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Re: Dispute Credit pull?
« Reply #68 on: November 26, 2016, 09:48:02 PM »
Never posted a single comment there.
You should try it.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

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Re: Dispute Credit pull?
« Reply #69 on: November 26, 2016, 09:50:16 PM »
You should try it.

Why don't you try citing the applicable statute instead of wasting all this time?

If you're right, all of this could be ended with a single one-sentence comment. And yet here we are, still waiting ... and waiting ... and waiting ...

Offline JTZ

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Re: Dispute Credit pull?
« Reply #70 on: November 26, 2016, 09:53:49 PM »
Why don't you try citing the applicable statute instead of wasting all this time?

If you're right, all of this could be ended with a single one-sentence comment. And yet here we are, still waiting ... and waiting ... and waiting ...
Lets me try this one more time. There is not a law covering every situation. The case was cited where they were not allowed to do a hard pull but a soft would have been OK. If you don't understand this there is nothing I or anyone else that can say that will help you.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

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Re: Dispute Credit pull?
« Reply #71 on: November 26, 2016, 10:03:18 PM »
Lets me try this one more time. There is not a law covering every situation. The case was cited where they were not allowed to do a hard pull but a soft would have been OK. If you don't understand this there is nothing I or anyone else that can say that will help you.

LOL. How can it be illegal for banks to do a hard pull for account review without there being a law forbidding it?

You're embarrassing yourself here.

Offline JTZ

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Re: Dispute Credit pull?
« Reply #72 on: November 26, 2016, 10:05:17 PM »
I just found out that members are getting notifications each time this trash is posted. It would be best we just don't respond. I am done and hope you all follow my lead.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

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Re: Dispute Credit pull?
« Reply #73 on: November 26, 2016, 10:10:16 PM »
Hey, don't blame me. You supposedly could have ended this with a one-sentence citation ... for which we've been waiting, and waiting, and waiting some more.

It's especially odd, since your signature begins "LESS IS MORE."

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Re: Dispute Credit pull?
« Reply #74 on: November 26, 2016, 10:38:04 PM »
Hey, don't blame me. You supposedly could have ended this with a one-sentence citation ... for which we've been waiting, and waiting, and waiting some more.

It's especially odd, since your signature begins "LESS IS MORE."
I guess this is part of the less
Feelings don't care about your facts

Offline noturbizniss

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Re: Dispute Credit pull?
« Reply #75 on: November 26, 2016, 10:41:57 PM »
LOL. How can it be illegal for banks to do a hard pull for account review without there being a law forbidding it?

You're embarrassing yourself here.
Good point.just link there's no law that cost card companies can't say triple your closing balance every month and that banks can't say that whatever you deposit on Tuesdays will be considered a gift to the bank. As JTZ said numerous times not everything needs a law.
READ THE DARN WIKI!!!!

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Offline jsk173

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Re: Dispute Credit pull?
« Reply #76 on: November 26, 2016, 10:49:21 PM »
Good point.just link there's no law that cost card companies can't say triple your closing balance every month and that banks can't say that whatever you deposit on Tuesdays will be considered a gift to the bank. As JTZ said numerous times not everything needs a law.

LOL. This is the dumbest reply yet. You guys aren't even trying.

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Re: Dispute Credit pull?
« Reply #77 on: November 26, 2016, 10:51:55 PM »
LOL. This is the dumbest reply yet. You guys aren't even trying.
what would be the point of trying?
Feelings don't care about your facts

Offline jsk173

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Re: Dispute Credit pull?
« Reply #78 on: November 26, 2016, 10:56:27 PM »
what would be the point of trying?

To show what a big dummy I am, which, if you big "experts" are right, any of you could have done by posting a citation two or three pages ago. Instead, you guys have posted nonsense on top of nonsense, but no citations to the allegedly relevant law(s).

Also, for the record, the JTZ guy who claimed he was done with the conversation merely shifted it to PM, but four messages later, he hasn't provided any citations there, either. Weird, huh?

Offline JTZ

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Re: Dispute Credit pull?
« Reply #79 on: November 26, 2016, 11:04:13 PM »
Also, for the record, the JTZ guy who claimed he was done with the conversation merely shifted it to PM,
I did that as not to trash the thread something you don't care about. The same as when someone posts case law you don't care.
Everyone has made their case and the members can decide who the troll is. Sound good?
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(