Author Topic: Dispute Credit pull?  (Read 106672 times)

Offline aygart

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Re: Dispute Credit pull?
« Reply #100 on: November 27, 2016, 12:44:30 AM »
LOL. So you found the statute but you're trying to dishonestly misrepresent it?

Sections 3(F)(i) and 3(F)(ii) are applicable to the situation being discussed.

Also, as I said about six pages ago, there isn't a damn thing in there that discerns "hard pull" from "soft pull."

Thanks for proving my point. I appreciate it.
None of that translates to
An existing creditor can pull a person's credit whenever it wants.
Feelings don't care about your facts

Offline jsk173

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Re: Dispute Credit pull?
« Reply #101 on: November 27, 2016, 12:45:38 AM »
That is where the judge comes into the picture. He will decide when it can be a hard or soft pull.

Utterly hilarious.

The law says nothing about hard or soft pulls, but the judge will decide?

Yeah, sure.

Offline jsk173

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Re: Dispute Credit pull?
« Reply #102 on: November 27, 2016, 12:46:52 AM »
None of that translates to

LOL. Where in that statute does it say a bank can only review someone's account at a specific interval?

You're basically lying through your teeth at this point.

A lot of people here suffer from a really embarrrasing lack of integrity. Sad.

Offline JTZ

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Re: Dispute Credit pull?
« Reply #103 on: November 27, 2016, 12:48:07 AM »
The law says nothing about hard or soft pulls, but the judge will decide?

Yeah, sure.
I have a court cases to back up my position. What do you have again?  :P
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

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Re: Dispute Credit pull?
« Reply #104 on: November 27, 2016, 12:50:15 AM »
I have a court cases to back up my position. What do you have again?  :P

For someone who has claimed he doesn't want to "trash the thread," you sure do a lot of blatant trolling.

For about the fifth time, your big "court case" was regarding non-customers. Totally different set of facts.

The relevant statute was just posted above. This is where a person with integrity would simply say he was wrong and end the nonsense.

Offline JTZ

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Re: Dispute Credit pull?
« Reply #105 on: November 27, 2016, 12:52:49 AM »
Lets see there are tens of thousands of FI's out there. All you have to do is show one that does hard pulls for account reviews.

What proof have you provided?  :P
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

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Re: Dispute Credit pull?
« Reply #106 on: November 27, 2016, 12:57:55 AM »
Lets see there are tens of thousands of FI's out there. All you have to do is show one that does hard pulls for account reviews.

What proof have you provided?  :P

We've been through this about five times already, troll.

The debate wasn't whether banks do it; the debate was whether it was LEGAL for them to do it.

Offline JTZ

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Re: Dispute Credit pull?
« Reply #107 on: November 27, 2016, 01:03:44 AM »
The debate wasn't whether banks do it; the debate was whether it was LEGAL for them to do it.
So you admit there is no banks or FI's that do this? You keep bring up this legal BS. I said they are not allowed to do it and if they do they will be sued and lose. The court case proved my point.  :P

You can either provide proof for your position to end this or just admit you were mistaken.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

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Re: Dispute Credit pull?
« Reply #108 on: November 27, 2016, 01:05:50 AM »
So you admit there is no banks or FI's that do this? You keep bring up this legal BS. I said they are not allowed to do it and if they do they will be sued and lose. The court case proved my point.  :P

You can either provide proof for your position to end this or just admit you were mistaken.

More trolling. I guess you were lying when you tried to be all self-righteous about not wanting "threads to be trashed."

Offline JTZ

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Re: Dispute Credit pull?
« Reply #109 on: November 27, 2016, 01:08:13 AM »
More trolling. I guess you were lying when you tried to be all self-righteous about not wanting "threads to be trashed."
You mentioned PM that no respecting member would do.

After all your BS still waiting for one example.  :P
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline mmgfarb

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Re: Dispute Credit pull?
« Reply #110 on: November 27, 2016, 01:10:44 AM »
You mentioned PM that no respecting member would do.
This. I was actually upset when he posted that. That crossed the line IMO.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline jsk173

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Re: Dispute Credit pull?
« Reply #111 on: November 27, 2016, 01:11:05 AM »
You mentioned PM that no respecting member would do.

After all your BS still waiting for one example.  :P

No "respecting member" would self-righteously announce he was done with a topic -- and recommend everyone else quit it, too -- and then start blowing up a person's PM to continue the discussion he said he was done with.

Offline jsk173

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Re: Dispute Credit pull?
« Reply #112 on: November 27, 2016, 01:12:04 AM »
This. I was actually upset when he posted that. That crossed the line IMO.

LOL. Mentioning he sent PMs crossed a line? Get serious.

Offline JTZ

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Re: Dispute Credit pull?
« Reply #113 on: November 27, 2016, 01:14:14 AM »
Still not one example out of tens of thousands of FI's.
LOL  :P
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline mmgfarb

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Re: Dispute Credit pull?
« Reply #114 on: November 27, 2016, 01:18:07 AM »
LOL. Mentioning he sent PMs crossed a line? Get serious.
Yes it did.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline aygart

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Re: Dispute Credit pull?
« Reply #115 on: November 27, 2016, 01:33:17 AM »
LOL. Mentioning he sent PMs crossed a line? Get serious.
What does the P stand for?
Feelings don't care about your facts

Offline JTZ

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Re: Dispute Credit pull?
« Reply #116 on: November 27, 2016, 01:35:58 AM »
What does the P stand for?
Post? LOL
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline jsk173

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Re: Dispute Credit pull?
« Reply #117 on: November 27, 2016, 01:41:13 AM »
What does the P stand for?

The content of private messages is meant to be private. The existence of such messages certainly isn't.

Offline aygart

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Re: Dispute Credit pull?
« Reply #118 on: November 27, 2016, 01:42:23 AM »
The content of private messages is meant to be private. The existence of such messages certainly isn't.
LOL
Feelings don't care about your facts

Offline JTZ

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Re: Dispute Credit pull?
« Reply #119 on: November 27, 2016, 01:43:55 AM »
The content of private messages is meant to be private. The existence of such messages certainly isn't.
Please provide a citation for that. LOL
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(