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Author Topic: Credit Report Mistake  (Read 1113 times)

Offline puddles

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Credit Report Mistake
« on: May 19, 2011, 01:49:39 PM »
My Equifax free report (thanks Dan :) ) says i have no employment history. How do i change this if I got a job about 6 months ago? Wouldn't it be beneficial for me to have this on my Credit Report?
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Offline 3ZeroT

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Re: Credit Report Mistake
« Reply #1 on: May 19, 2011, 07:10:05 PM »
It does not impact your credit score.  And lenders really don't use it as a reliable verification of employment either (because most of the time it is inaccurate or not up to date, as you are seeing).
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Offline Spiffster

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Re: Credit Report Mistake
« Reply #2 on: May 20, 2011, 06:35:58 PM »
if you want, you can ask the employer to report it to a/the bureau(s).  just like asking a creditor to post your history if they don't normally report (assuming you have a perfect record).

it does help with a mortgage or loans where someone actually reviews the CR, as opposed to the computer just spitting out a score in an automated process...


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