I tried to search if somebody has previously had this issue, so I didn't see anything. I just cancelled my card after 50 days of opening (and after earning on it 150,000 MR points!!! simply). But I saw I was credited only 412.50. I called in and they told me that the 60 days refond is only for cards that weren't used, since this was used I wouldn't get full credit, therefore they reduced one month. I tried arguing and used all DDf tools, but I had no success. Does anyone know, was this all the time, or is it a change of policy?