Author Topic: U.S. Bank Altitude Reserve credit card  (Read 7125 times)

Offline yoyo414

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U.S. Bank Altitude Reserve credit card
« on: May 01, 2017, 03:10:13 PM »
Sign up bonus of 50,000 points after $4,500 in spend within 90 days of account opening.
Card earns at the following rates:
3x on mobile payments (including LoopPay/MST transactions)
3x on travel purchases made directly with airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise line companies
1x on all other purchases
Annual fee is $400 for the primary cardholder and $75 for authorized users. You can offset the annual fee with 35,000 points (1.14¢ per point)
$325 annual travel credit. Can be used against purchases made directly from airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise lines. This is per cardmember year, not per calendar year.
Priority Pass Select Membership. Limited to four visits and four guests visits each membership year.
Gogo Pass. 12 complimentary passes each membership year (same as what is offered on other U.S. Bank cards)
Visa Infinite Benefits. Does not come with $100 saving on round trip flight
TSA PreCheck/Global Entry Reimbursement once every four year.
Silvercar discount. Rent an Audi A4 with no lines or paperwork from airport locations in select cities and receive a discount of up to 30%  on rentals of two days or more.
GroundLink Black Car Service. 15% discount and $30 off first ride
Metal card.
No foreign transaction fees
must have been a us bank member for at least 35 days
Apply here https://applications.usbank.com/oad/begin?locationCode=18569&offerId=DW9V2P3V61

Offline Dan

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Re: U.S. Bank Altitude Reserve credit card
« Reply #1 on: May 01, 2017, 03:18:45 PM »
Shame they don't have transfer options.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline mmgfarb

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Re: U.S. Bank Altitude Reserve credit card
« Reply #2 on: May 01, 2017, 03:35:03 PM »
Shame they don't have transfer options.
Apparently they're thinking about possibly adding transfer options in the future. Until then it's probably not worth it especially with US bank's sensitivity to recent inqueries.
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Offline ajs625

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Re: U.S. Bank Altitude Reserve credit card
« Reply #3 on: May 01, 2017, 04:47:20 PM »
@Dan, been waiting for your thoughts on it. Why is TPG, Frequent Miler and others big on this card if the way to earn the 3x on everyday spend is via mobile payments and no x-fer options?

Offline David Smith

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Re: U.S. Bank Altitude Reserve credit card
« Reply #4 on: May 01, 2017, 04:53:51 PM »
@Dan, been waiting for your thoughts on it. Why is TPG, Frequent Miler and others big on this card if the way to earn the 3x on everyday spend is via mobile payments and no x-fer options?
Clicks are clicks
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
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Offline 12HRS

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Re: U.S. Bank Altitude Reserve credit card
« Reply #5 on: May 01, 2017, 06:54:29 PM »
3x @ 1.5value for personal use with the correct MS channels can be pretty lucrative.

Offline Dan

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Re: U.S. Bank Altitude Reserve credit card
« Reply #6 on: May 01, 2017, 06:57:52 PM »
3x @ 1.5value for personal use with the correct MS channels can be pretty lucrative.
True, but don't forget to factor the effective $75 annual fee and weigh against the value of other cards that give 1.5x transferable everywhere and 2-5x transferable in select categories.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline mmgfarb

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Re: U.S. Bank Altitude Reserve credit card
« Reply #7 on: May 01, 2017, 06:58:09 PM »
3x @ 1.5value for personal use with the correct MS channels can be pretty lucrative.
This is true; if it lasts.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline AJK

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Re: U.S. Bank Altitude Reserve credit card
« Reply #8 on: May 01, 2017, 06:58:38 PM »
3x @ 1.5value for personal use with the correct MS channels can be pretty lucrative.

+1

4.5% back on travel on a huge variety of otherwise non-bonused spend is a something worth writing about.
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Offline mmgfarb

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Re: U.S. Bank Altitude Reserve credit card
« Reply #9 on: May 01, 2017, 06:59:21 PM »
True, but don't forget to factor the effective $75 annual fee and weigh against the value of other cards that give 1.5x transferable everywhere and 2-5x transferable in select categories.
If you're doing it right, the $75 won't be much of a factor.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline 12HRS

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Re: U.S. Bank Altitude Reserve credit card
« Reply #10 on: May 01, 2017, 07:03:41 PM »
This is true; if it lasts.

It won't. question is how long it lasts and if they shut down the heavy hitters.

Offline SoloExperiment

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Re: U.S. Bank Altitude Reserve credit card
« Reply #11 on: May 01, 2017, 09:16:34 PM »
Denied for too many recent accounts (told by recon). They pulled TU (located in FL). I'm like 20+/24, ~13 in last 6 mo, have a USB CC and checking for last 8 yrs

Offline ChaimMoskowitz

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Re: U.S. Bank Altitude Reserve credit card
« Reply #12 on: May 02, 2017, 12:39:21 AM »
...and if they shut down the heavy hitters.
Is the Pope Catholic?
I just found a new supply of forks!

Offline 12HRS

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Re: U.S. Bank Altitude Reserve credit card
« Reply #13 on: May 02, 2017, 12:40:37 AM »
Is the Pope Catholic?

I meant w/o getting the points

Offline bb1836

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Re: U.S. Bank Altitude Reserve credit card
« Reply #14 on: May 02, 2017, 12:51:54 AM »
It won't. question is how long it lasts and if they shut down the heavy hitters.
Is the Pope Catholic?
Did Schindler have a list?
As @davidmal says: "Likes" feed the family

Offline ChaimMoskowitz

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Re: U.S. Bank Altitude Reserve credit card
« Reply #15 on: May 02, 2017, 12:56:02 AM »
Did Schindler have a list?
That is a good question.
I just found a new supply of forks!

Offline DP7

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Re: U.S. Bank Altitude Reserve credit card
« Reply #16 on: May 08, 2017, 06:15:08 PM »
Anyone know if having the Fidelity Visa by Elan will qualify as a relationship to apply for Altitude?

Offline 12HRS

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Re: U.S. Bank Altitude Reserve credit card
« Reply #17 on: May 08, 2017, 09:31:14 PM »
Anyone know if having the Fidelity Visa by Elan will qualify as a relationship to apply for Altitude?

saw one DP that it will but it needs to be sent for reconsideration

Offline mmgfarb

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